Georgia Code
Article 34 - Identity Theft
§ 10-1-914. Consumer Requested Security Freeze on Credit Report; Timing; Notifications; Temporary Lifting of Freeze; Application; Penalty

History. Code 1981, § 10-1-914 , enacted by Ga. L. 2008, p. 594, § 1/HB 130; Ga. L. 2018, p. 245, § 1/SB 376.
The 2018 amendment, effective July 1, 2018, inserted “credit” in the middle of paragraph (f)(2) and throughout subsection (g); added “and” at the end of paragraph (k)(1); substituted a period for “; and” at the end of paragraph (k)(2); deleted former paragraph (k)(3), which read: “The proper fee as may be required by the consumer credit reporting agency”; deleted former subsection (p), which read: “This Code section shall not prevent a consumer credit reporting agency from charging a fee of no more than $3.00 to a consumer for each security freeze placement, any permanent removal of the security freeze, or any temporary lifting of the security freeze for a period of time. A consumer credit reporting agency shall not charge a person age 65 or over for the placement of a security freeze. A consumer credit reporting agency shall not charge any fee to a victim of identity theft who has submitted a copy of a valid investigative or incident report or complaint with a law enforcement agency about the unlawful use of the victim’s identifying information by another person that was filed with the law enforcement agency no more than 90 days prior to the consumer’s request for a security freeze. A consumer credit reporting agency may charge a fee of no more than $5.00 to a consumer for each replacement of a unique personal identification number or password.”; and redesignated former subsection (q) as present subsection (p).

Structure Georgia Code