Florida Statutes
Chapter 687 - Interest and Usury; Lending Practices
687.141 - Loan Brokers; Prohibited Acts.


(1) Assess or collect an advance fee from a borrower to provide services as a loan broker.
(2) Make or use any false or misleading representations or omit any material fact in the offer or sale of the services of a loan broker or engage, directly or indirectly, in any act that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a loan broker, notwithstanding the absence of reliance by the buyer.
(3) Make or use any false or deceptive representation in its business dealings or to the office or conceal a material fact from the office.
History.—s. 2, ch. 91-87; s. 1874, ch. 2003-261.

Structure Florida Statutes

Florida Statutes

Title XXXIX - Commercial Relations

Chapter 687 - Interest and Usury; Lending Practices

687.01 - Rate of Interest in Absence of Contract.

687.02 - “Usurious Contracts” Defined.

687.03 - “Unlawful Rates of Interest” Defined; Proviso.

687.0303 - “Line of Credit” Defined.

687.0304 - Credit Agreements.

687.031 - Construction, Ss. 687.02 and 687.03.

687.04 - Penalty for Usury; Not to Apply in Certain Situations.

687.05 - Provisions for Payment of Attorney’s Fees.

687.06 - Attorney’s Fee in Enforcing Nonusurious Contracts; Proviso; Insurance Premiums; Attorney’s Fee Provided in Note.

687.071 - Criminal Usury, Loan Sharking.

687.08 - Person Lending Money to Give Borrower Receipt for Payments; Contents of Receipt; Penalty for Violation.

687.09 - Persons Accepting Chattel Mortgage as Security for Loans Under $100 to Cause Amount as Principal, Interest, and Fees to Be Inserted.

687.10 - Not Applicable to Chartered Banks, Trust Companies, Building and Loan Associations, Savings and Loan Associations, or Insurance Companies.

687.12 - Interest Rates; Parity Among Licensed Lenders or Creditors.

687.125 - Compounding of Interest.

687.13 - International Transactions.

687.14 - Definitions.

687.141 - Loan Brokers; Prohibited Acts.

687.142 - Responsibility of Principals.

687.143 - Loan Brokers; Investigations; Cease and Desist Orders; Administrative Fines.

687.144 - Investigations; Examinations; Subpoenas; Hearings; Witnesses.

687.145 - Injunction to Restrain Violations.

687.146 - Criminal Penalties.

687.147 - Actions for Damages.

687.148 - Duties and Powers of the Commission and Office.

687.15 - Benchmark Replacements for the London Interbank Offered Rate.