Florida Statutes
Title XXXIX - Commercial Relations
Chapter 687 - Interest and Usury; Lending Practices

687.01 - Rate of Interest in Absence of Contract. - History.—s. 1, ch. 1483, 1866; ss. 1, 2, ch. 1562,...

687.02 - “Usurious Contracts” Defined. - (1) All contracts for the payment of interest upon any...

687.03 - “Unlawful Rates of Interest” Defined; Proviso. - (1) Except as provided herein, it shall be usury and...

687.0303 - “Line of Credit” Defined. - (1) The term “line of credit,” whenever used in this...

687.0304 - Credit Agreements. - (1) DEFINITIONS.—For the purposes of this section: (a) “Credit agreement”...

687.031 - Construction, Ss. 687.02 and 687.03. - History.—s. 3, ch. 29705, 1955.

687.04 - Penalty for Usury; Not to Apply in Certain Situations. - (1) To a bona fide endorsee or transferee of negotiable...

687.05 - Provisions for Payment of Attorney’s Fees. - History.—s. 2, ch. 4374, 1895; GS 3107; RGS 4853; CGL...

687.06 - Attorney’s Fee in Enforcing Nonusurious Contracts; Proviso; Insurance Premiums; Attorney’s Fee Provided in Note. - History.—s. 4, ch. 5960, 1909; s. 1, ch. 6870, 1915;...

687.071 - Criminal Usury, Loan Sharking. - (1) DEFINITIONS.—The following words and phrases, as used in this...

687.08 - Person Lending Money to Give Borrower Receipt for Payments; Contents of Receipt; Penalty for Violation. - (1) Every person, or the agent, officer, or other representative...

687.09 - Persons Accepting Chattel Mortgage as Security for Loans Under $100 to Cause Amount as Principal, Interest, and Fees to Be Inserted. - History.—s. 7, ch. 5960, 1909; RGS 4857; CGL 6944.

687.10 - Not Applicable to Chartered Banks, Trust Companies, Building and Loan Associations, Savings and Loan Associations, or Insurance Companies. - History.—s. 8, ch. 5960, 1909; RGS 4858; CGL 6945; s....

687.12 - Interest Rates; Parity Among Licensed Lenders or Creditors. - (1) Any lender or creditor licensed or chartered under chapter...

687.125 - Compounding of Interest. - History.—s. 47, ch. 82-214.

687.13 - International Transactions. - (1) The provisions of this chapter, other than s. 687.071,...

687.14 - Definitions. - (1) “Advance fee” means any consideration which is assessed or...

687.141 - Loan Brokers; Prohibited Acts. - (1) Assess or collect an advance fee from a borrower...

687.142 - Responsibility of Principals. - History.—s. 3, ch. 91-87.

687.143 - Loan Brokers; Investigations; Cease and Desist Orders; Administrative Fines. - (1) The office may investigate the actions of any person...

687.144 - Investigations; Examinations; Subpoenas; Hearings; Witnesses. - (1) The office may make investigations and examinations upon reasonable...

687.145 - Injunction to Restrain Violations. - (1) Whenever the office determines, from evidence satisfactory to it,...

687.146 - Criminal Penalties. - History.—s. 7, ch. 91-87.

687.147 - Actions for Damages. - (1) Any borrower injured by a violation of this act...

687.148 - Duties and Powers of the Commission and Office. - (1) The office is responsible for the administration and enforcement...

687.15 - Benchmark Replacements for the London Interbank Offered Rate. - (1) The Legislature finds that the discontinuation of the London...