Florida Statutes
Part VI - Default (Ss. 679.601-679.628)
679.614 - Contents and form of notification before disposition of collateral; consumer-goods transaction.


(1) A notification of disposition must provide the following information:
(a) The information specified in s. 679.613(1);
(b) A description of any liability for a deficiency of the person to whom the notification is sent;
(c) A telephone number from which the amount that must be paid to the secured party to redeem the collateral under s. 679.623 is available; and
(d) A telephone number or mailing address from which additional information concerning the disposition and the obligation secured is available.

(2) A particular phrasing of the notification is not required.
(3) The following form of notification, when completed, provides sufficient information:
  (Name and address of secured party)  
  (Date)  
NOTICE OF OUR PLAN TO SELL PROPERTY
  (Name and address of any obligor who is also a debtor)  
Subject:  (Identification of Transaction)  
We have your   (describe collateral)  , because you broke promises in our agreement.
[For a public disposition:]
We will sell   (describe collateral)   at public sale. A sale could include a lease or license. The sale will be held as follows:
Date:
Time:
Place:
You may attend the sale and bring bidders if you want.
[For a private disposition:]
We will sell   (describe collateral)   at private sale sometime after   (date)  . A sale could include a lease or license.
The money that we get from the sale (after paying our costs) will reduce the amount you owe. If we get less money than you owe, you   (will or will not, as applicable)   still owe us the difference. If we get more money than you owe, you will get the extra money, unless we must pay it to someone else.
You can get the property back at any time before we sell it by paying us the full amount you owe (not just the past due payments), including our expenses. To learn the exact amount you must pay, call us at   (telephone number)  .
If you want us to explain to you in writing how we have figured the amount that you owe us, you may call us at   (telephone number)   or write us at   (secured party’s address)   and request a written explanation. We will charge you $  for the explanation if we sent you another written explanation of the amount you owe us within the last 6 months.
If you need more information about the sale, call us at   (telephone number)   or write us at   (secured party’s address)  .
We are sending this notice to the following other people who have an interest in   (describe collateral)   or who owe money under your agreement:
  (Names of all other debtors and obligors, if any)  

(4) A notification in the form of subsection (3) is sufficient, even if additional information appears at the end of the form.
(5) A notification in the form of subsection (3) is sufficient, even if it includes errors in information not required by subsection (1), unless the error is misleading with respect to rights arising under this chapter.
(6) If a notification under this section is not in the form of subsection (3), law other than this chapter determines the effect of including information not required by subsection (1).
History.—s. 7, ch. 2001-198.

Structure Florida Statutes

Florida Statutes

Title XXXIX - Commercial Relations

Chapter 679 - Uniform Commercial Code: Secured Transactions

Part VI - Default (Ss. 679.601-679.628)

679.601 - Rights after default; judicial enforcement; consignor or buyer of accounts, chattel paper, payment intangibles, or promissory notes.

679.602 - Waiver and variance of rights and duties.

679.603 - Agreement on standards concerning rights and duties.

679.604 - Procedure if security agreement covers real property or fixtures.

679.605 - Unknown debtor or secondary obligor.

679.606 - Time of default for agricultural lien.

679.607 - Collection and enforcement by secured party.

679.608 - Application of proceeds of collection or enforcement; liability for deficiency and right to surplus.

679.609 - Secured party’s right to take possession after default.

679.610 - Disposition of collateral after default.

679.611 - Notification before disposition of collateral.

679.612 - Timeliness of notification before disposition of collateral.

679.613 - Contents and form of notification before disposition of collateral; general.

679.614 - Contents and form of notification before disposition of collateral; consumer-goods transaction.

679.615 - Application of proceeds of disposition; liability for deficiency and right to surplus.

679.616 - Explanation of calculation of surplus or deficiency.

679.617 - Rights of transferee of collateral.

679.618 - Rights and duties of certain secondary obligors.

679.619 - Transfer of record or legal title.

679.620 - Acceptance of collateral in full or partial satisfaction of obligation; compulsory disposition of collateral.

679.621 - Notification of proposal to accept collateral.

679.622 - Effect of acceptance of collateral.

679.623 - Right to redeem collateral.

679.624 - Waiver.

679.625 - Remedies for failure to comply with article.

679.626 - Action in which deficiency or surplus is in issue.

679.627 - Determination of whether conduct was commercially reasonable.

679.628 - Nonliability and limitation on liability of secured party; liability of secondary obligor.