Florida Statutes
Part I - Stock and Mutual Insurers: Organization and Corporate Procedures (Ss. 628.011-628.535)
628.381 - Dividends to mutual policyholders.


(1) The directors of a domestic mutual insurer may from time to time apportion and pay or credit to its members dividends only out of that part of its surplus funds which represents net realized savings and net realized earnings in excess of the surplus required by law to be maintained.
(2) A dividend otherwise proper may be payable out of such savings and earnings even though the insurer’s total surplus is then less than the aggregate of its contributed surplus.
History.—s. 658, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 665, 809(1st), ch. 82-243; ss. 187, 188, ch. 91-108; s. 4, ch. 91-429.

Structure Florida Statutes

Florida Statutes

Title XXXVII - Insurance

Chapter 628 - Stock and Mutual Insurers; Holding Companies

Part I - Stock and Mutual Insurers: Organization and Corporate Procedures (Ss. 628.011-628.535)

628.011 - Scope of part.

628.021 - “Stock insurer” defined.

628.031 - “Mutual insurer” defined.

628.041 - Applicability of general corporation statutes.

628.051 - Application for permit to form insurer; contents; fee.

628.061 - Investigation of proposed organization.

628.071 - Granting, denial of permit.

628.081 - Incorporation of domestic insurer.

628.091 - Filing, approval of articles of incorporation.

628.101 - Amendment of certificate of incorporation; stock insurer.

628.111 - Amendment of articles of incorporation; mutual insurer.

628.121 - Capital stock; amount; payment.

628.131 - Limitation on organization and stock sales expenses.

628.151 - Insurance business exclusive.

628.152 - Domestic stock insurers; proxies, consents, and authorizations with respect to any voting security.

628.161 - Initial qualifications; mutuals.

628.171 - Formation of mutual insurer; bond.

628.221 - Bylaws of mutual insurer.

628.231 - Directors.

628.251 - Management and exclusive agency contracts.

628.255 - Person with effective control cannot receive commission unless contract approved; penalties.

628.261 - Notice of change of director or officer.

628.271 - Office and records; penalty for unlawful removal of records.

628.281 - Exceptions to requirement that office, records, and assets be maintained in this state.

628.291 - Unauthorized transactions in other states.

628.301 - Membership in mutual insurer.

628.341 - Nonassessable policies; mutual insurers.

628.351 - Nonassessable policies; revocation of authority of mutual insurer.

628.361 - Participating policies.

628.371 - Dividends to stockholders.

628.381 - Dividends to mutual policyholders.

628.391 - Illegal dividends; penalty.

628.401 - Borrowed surplus.

628.411 - Impairment of capital or assets.

628.421 - Assessment of stockholders or members.

628.431 - Mutualization of stock insurers.

628.441 - Converting mutual insurer.

628.451 - Merger or share exchange of stock insurers and other entities.

628.461 - Acquisition of controlling stock.

628.4615 - Specialty insurers; acquisition of controlling stock, ownership interest, assets, or control; merger or consolidation.

628.471 - Mergers; mutual insurers.

628.481 - Bulk reinsurance; stock insurers.

628.491 - Mergers and consolidations; mutual insurers; agreement of bulk reinsurance.

628.501 - Mutual member’s share of assets on liquidation.

628.511 - Ownership or transfer of securities without physical delivery of certificates.

628.520 - Change of domicile of a foreign insurer.

628.525 - Change of domicile of a domestic insurer.

628.530 - Effects of redomestication.

628.535 - Authority to adopt rules.