Connecticut General Statutes
Chapter 134 - Connecticut Housing Finance Authority Act
Section 8-265dd. - Emergency mortgage assistance payment program. Emergency lien assistance payments. Foreclosure of eligible mortgage.

(a) Not later than January 1, 1994, the authority shall establish, within available funds, a program to provide emergency mortgage assistance payments to homeowners who are mortgagors in accordance with the provisions of sections 8-265cc to 8-265kk, inclusive. On and after July 1, 2021, the program shall, within available funds, provide emergency lien assistance payments to homeowners in accordance with the provisions of said sections. Any necessary and related administrative and operational expenses incurred by the authority in implementing the program may be paid from funds made available for the program.

(b) Notwithstanding any provision of the general statutes, or any rule of law to the contrary, on and after July 1, 2008, no judgment of strict foreclosure nor any judgment ordering a foreclosure sale shall be entered in any action instituted by the mortgagee to foreclose a mortgage commenced on or after said date, for the foreclosure of an eligible mortgage unless (1) notice to the homeowner who is a mortgagor has been given by the mortgagee in accordance with section 8-265ee and the time for response has expired, and (2) a determination has been made on the homeowner's application for emergency mortgage assistance payments in accordance with section 8-265ff or the applicable time periods set forth in sections 8-265cc to 8-265kk, inclusive, have expired, whichever is earlier. For purposes of this section and sections 8-265ee to 8-265kk, inclusive, an “eligible mortgage” is a mortgage which satisfies the standards contained in subdivisions (1), (7) and (9) to (12), inclusive, of subsection (e) of section 8-265ff.
(P.A. 93-414, S. 2, 10; P.A. 94-185, S. 2, 10; P.A. 08-176, S. 6; P.A. 09-209, S. 28; 09-219, S. 1; P.A. 10-32, S. 21; June 12 Sp. Sess. P.A. 12-1, S. 125; P.A. 21-44, S.7.)
History: P.A. 93-414 effective July 1, 1993; P.A. 94-185 amended Subsec. (a) to authorize the payment of administrative and operative expenses from program funds and amended Subsec. (b) for consistency with changes made elsewhere in the act, effective June 2, 1994; P.A. 08-176 amended Subsec. (b) to substitute “July 1, 2008” for “the date a mortgagee agrees to participation in the program established pursuant to sections 8-265cc to 8-265kk, inclusive” and make technical changes, effective July 1, 2008; P.A. 09-209 made a technical change in Subsec. (b), effective July 1, 2009; P.A. 09-219 changed effective date of P.A. 09-209, S. 28, from July 1, 2009, to July 9, 2009, and applicable to applications for emergency mortgage assistance filed on and after July 1, 2008, effective July 9, 2009; P.A. 10-32 made a technical change in Subsec. (b), effective May 10, 2010; June 12 Sp. Sess. P.A. 12-1 amended Subsec. (b) by making a technical change, effective June 15, 2012; P.A. 21-44 amended Subsec. (a) by replacing “mortgagors” with “homeowners who are mortgagors” and adding provision re emergency lien assistance payments to homeowners and amended Subsec. (b) by replacing “the mortgagor” with “the homeowner who is a mortgagor” in Subdiv. (1) and replacing “mortgagor's” with “homeowner's” in Subdiv. (2).

Structure Connecticut General Statutes

Connecticut General Statutes

Title 8 - Zoning, Planning, Housing and Economic and Community Development

Chapter 134 - Connecticut Housing Finance Authority Act

Section 8-241. - Short title: Connecticut Housing Finance Authority Act.

Section 8-242. - Declaration of policy.

Section 8-242a. - Establishment of subsidiaries by authority.

Section 8-243. - Definitions.

Section 8-244. - Connecticut Housing Finance Authority deemed a public instrumentality and political subdivision. Board membership. Subsidiaries.

Section 8-244a. - Commissioner of Economic Development to be member of authority.

Section 8-244b. - Establishment of State Housing Authority.

Section 8-244c. - State Housing Authority to be successor to Connecticut Housing Authority.

Section 8-244d. - Bonds, notes or other obligations.

Section 8-244e. - Definitions. Additional powers and duties of Commissioner of Housing.

Section 8-245. - State personnel may be board members of authority.

Section 8-246. - Executive director. Appointment and duties.

Section 8-247. - Bonds or equivalent insurance product of board members and executive director of authority.

Section 8-248. - Perpetual succession of authority.

Section 8-249. - Quorum. Board action. Written procedures.

Section 8-250. - Purpose and powers of authority.

Section 8-251. - Purchase, servicing and sale of mortgages or interests therein. Urban area mortgages. Loans for mobile manufactured homes.

Section 8-252. - Issuance of bonds by authority.

Section 8-252a. - Issuance of bonds secured by payments and other revenues to be received by the state with respect to loans made by the state under bond-financed housing programs.

Section 8-253. - Mortgage loans and insurance of mortgage payments.

Section 8-253a. - Additional loan conditions.

Section 8-254. - Applications for mortgage insurance.

Section 8-254a. - Tenant selection plans of mortgagors.

Section 8-255. - Mortgage insurance premiums.

Section 8-256. - Default by mortgagor and subsequent action.

Section 8-257. - Mortgages insured by authority to be legal investments. Certificate of title required.

Section 8-258. - Housing Mortgage Capital Reserve Fund, additional capital reserve funds, Housing Mortgage General Fund and Housing Mortgage Insurance Fund.

Section 8-259. - State bonds.

Section 8-260. - Reports to Governor and General Assembly. Audit.

Section 8-261. - Pledge by state as to limitation or alteration of rights vested in authority.

Section 8-262. - Interpretation of powers.

Section 8-262a. - Penalty for false statement.

Section 8-263. - Provisions controlling over inconsistent law.

Section 8-264 and 8-265. - Purchase of or loans on mortgages insured by state agencies. Bond issue.

Section 8-265a. - Land of authority subject to local regulation.

Section 8-265b. - Tax-exempt status of authority. Payment in lieu of taxes.

Section 8-265bb. - Contract for state assistance to authority.

Section 8-265c. - *(See end of section for amended version and effective date.) Discrimination re housing financed by authority barred.

Section 8-265cc. - Definitions.

Section 8-265d. - Mortgage assistance for households with incomes below eighty per cent of the area median income.

Section 8-265dd. - Emergency mortgage assistance payment program. Emergency lien assistance payments. Foreclosure of eligible mortgage.

Section 8-265e. - Annual study of current market rent levels.

Section 8-265ee. - Notice to homeowner of foreclosure. Meeting or conference with mortgagee or consumer credit counseling agency.

Section 8-265f. - Program for use of interest earned on real estate broker escrow or trust accounts for mortgage assistance.

Section 8-265ff. - Eligibility for emergency mortgage or lien assistance payments. Application for loan. Disclosure of assets by homeowner. Determination of eligibility by the authority.

Section 8-265g. - Mortgage assistance for low or moderate income families or persons.

Section 8-265gg. - Monthly payments by authority and homeowner. Periodic review of financial circumstances. Modification to amount of payment. Emergency lien assistance payments by authority. Foreclosure of lien.

Section 8-265h. - Housing advisory panel.

Section 8-265hh. - Repayment agreement.

Section 8-265i. - Reverse annuity mortgage program.

Section 8-265ii. - Adoption of procedures.

Section 8-265jj. - Filing of notice of agreement to participate in program with the authority.

Section 8-265kk. - Establishment of component program. Notification to participating homeowners of unavailability of funds.

Section 8-265ll. - Pilot program of revolving loans to developers for rehabilitation of existing housing.

Section 8-265mm. - Pilot program of home purchasing assistance for police officers.

Section 8-265nn. - Pilot program for rehabilitation or refinancing of buildings with five to twenty-five dwelling units.

Section 8-265o. - Definitions.

Section 8-265oo. - Residential mortgage loan refinancing guarantee program.

Section 8-265p. - Residential mortgage refinancing guarantee program.

Section 8-265pp. - Mortgage assistance program for certain teachers.

Section 8-265q. - Mortgagee participation.

Section 8-265qq. - Assessment increase deferred for rehabilitated properties.

Section 8-265r. - Eligibility of loans.

Section 8-265rr. - Mortgage refinancing program for homeowners with adjustable rate mortgages.

Section 8-265s. - Amount of guarantee. Record of payments to honor guarantees. Notification to State Treasurer.

Section 8-265ss. - Homeowner's Equity Recovery Opportunity loan program.

Section 8-265t. - Points. Annual premium.

Section 8-265tt. - Definitions.

Section 8-265u. - Termination of loan guarantee.

Section 8-265uu. - Supplemental collapsing foundation loan program. Claims. Financial institutions. Forms. Standards. Notices.

Section 8-265v. - Written procedures.

Section 8-265vv. - Loans.

Section 8-265w. - Bond issue authorized.

Section 8-265ww. - Claims by eligible financial institutions. Assignment of guaranteed loans to state. Recordkeeping. Termination of loan guarantees. Maximum amount of claims.

Section 8-265xx. - Memorandum of understanding.