Connecticut General Statutes
Chapter 701 - Personal and Commercial Risk Insurance Rating Practices
Section 38a-688c. - Allowance of suit against insurer under personal risk policies, master policies and certain property policies. Time limitation.

(a) For the purposes of this section, “personal risk insurance” means homeowners, tenants, mobile manufactured home and other property and casualty insurance for personal, family or household needs except workers' compensation and automobile insurance.

(b) Any policy of personal risk insurance, master policy obtained pursuant to section 47-83 or property insurance policy maintained pursuant to section 47-255 shall allow suit against the insurer not later than one year after the date the insured receives written denial for all or any part of a claim under the property coverage provisions of the policy for foundation deterioration due to the presence of pyrrhotite.
(June Sp. Sess. P.A. 17-2, S. 341.)
History: June Sp. Sess. P.A. 17-2 effective October 31, 2017 and applicable to policies issued, renewed or in effect on or after that date.

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Structure Connecticut General Statutes

Connecticut General Statutes

Title 38a - Insurance

Chapter 701 - Personal and Commercial Risk Insurance Rating Practices

Section 38a-663. (Formerly Sec. 38-201a). - Definitions.

Section 38a-664. (Formerly Sec. 38-201b). - Insurance excepted from regulation.

Section 38a-665. (Formerly Sec. 38-201c). - Standards for the making and use of rates re commercial risk insurance.

Section 38a-666. (Formerly Sec. 38-201d). - Permitted concerted action by insurers.

Section 38a-667. (Formerly Sec. 38-201e). - Insurers having common ownership or management.

Section 38a-668. (Formerly Sec. 38-201f). - Use of information of rating or advisory organizations.

Section 38a-669. (Formerly Sec. 38-201g). - Exchange of information re rate-making and rating systems.

Section 38a-670. (Formerly Sec. 38-201h). - Agreements to insure uninsurable applicants. Approval. Revocation.

Section 38a-671. (Formerly Sec. 38-201i). - Compliance with law prerequisite to operation. Insurer not to subscribe to noncomplying organization.

Section 38a-672. (Formerly Sec. 38-201j). - License required for rating organizations. Qualifications. Examination and investigation.

Section 38a-673. (Formerly Sec. 38-201k). - Advisory organizations.

Section 38a-674. (Formerly Sec. 38-201l). - Joint underwriting or joint reinsurance.

Section 38a-675. (Formerly Sec. 38-201m). - Records and information to be maintained. Approval of rules and statistical plans re loss and expense experience.

Section 38a-676. (Formerly Sec. 38-201n). - Review of classifications, rules, rates and form of commercial risk insurance contracts and portable electronics insurance. Waiting period for workers' compensation and employers' liability insurance. Prior...

Section 38a-676a. - Review of professional liability rates for physicians and surgeons, hospitals, advanced practice registered nurses and physician assistants. Working group. Recommendations.

Section 38a-677. (Formerly Sec. 38-201o). - Examinations.

Section 38a-678. (Formerly Sec. 38-201p). - Complaint and hearing. Practices prohibited. Suspension and revocation of certificate of authority or license. Appeals.

Section 38a-679. (Formerly Sec. 38-201q). - Withholding or giving of false or misleading information.

Section 38a-680. (Formerly Sec. 38-201r). - Penalties.

Section 38a-681. (Formerly Sec. 38-201s). - Payment of dividends, savings and unabsorbed premium deposits excepted.

Section 38a-682. (Formerly Sec. 38-201t). - Rate credit for driver training courses.

Section 38a-683. (Formerly Sec. 38-201u). - Premium discount for senior citizens completing an accident prevention course. Regulations.

Section 38a-684. (Formerly Sec. 38-201ee). - Rate credit for safe boat handling courses.

Section 38a-685. (Formerly Sec. 38-201hh). - Premium discount for motorcyclists completing novice or advanced training course.

Section 38a-686. (Formerly Sec. 38-201v). - Standards for the making and use of rates re personal risk insurance. Limitations on use of credit history and financial history measurement programs. Regulations.

Section 38a-687. (Formerly Sec. 38-201w). - Existence of competitive market re personal risk insurance. Determination of competition. Hearing.

Section 38a-688. (Formerly Sec. 38-201x). - Review of rates re personal risk insurance and residual markets in competitive or noncompetitive markets.

Section 38a-688a. - Rate filing re personal risk insurance. Powers of commissioner.

Section 38a-688b. - Declination, cancellation or nonrenewal of personal risk insurance policy based on credit history or rating prohibited.

Section 38a-688c. - Allowance of suit against insurer under personal risk policies, master policies and certain property policies. Time limitation.

Section 38a-689. (Formerly Sec. 38-201y). - Insurers issuing homeowners policies to file underwriting rules and regulations with commissioner. Approval procedure.

Section 38a-690. (Formerly Sec. 38-201z). - Commissioner to approve statistical plan for workers' compensation insurance.

Section 38a-691. (Formerly Sec. 38-201aa). - Commissioner to develop consumer information system for personal risk insurance needs.

Section 38a-692. (Formerly Sec. 38-201bb). - Rulings by commissioner exempting market.

Section 38a-693. (Formerly Sec. 38-201cc). - Regulations.

Section 38a-694. (Formerly Sec. 38-201dd). - Legislative finding. Deregulation.

Section 38a-695. (Formerly Sec. 38-201ff). - Effective dates for revised insurance rates and supplementary rate information.

Section 38a-696. (Formerly Sec. 38-201ii). - Annual report of commercial risk insurance writings and experience. Required financial data. Compilation by commissioner.

Section 38a-697. (Formerly Sec. 38-201gg). - Submittal to commissioner of data relating premiums charged to filed rates for certain insurance lines.