Connecticut General Statutes
Chapter 701 - Personal and Commercial Risk Insurance Rating Practices
Section 38a-681. (Formerly Sec. 38-201s). - Payment of dividends, savings and unabsorbed premium deposits excepted.

Nothing in sections 38a-663 to 38a-681, inclusive, shall be construed to prohibit or regulate the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers. A plan for the payment of dividends, savings or unabsorbed premium deposits allowed or returned by insurers to their policyholders, members or subscribers shall not be deemed a rating plan or system.

(1969, P.A. 665, S. 19.)
History: Sec. 38-201s transferred to Sec. 38a-681 in 1991.

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Structure Connecticut General Statutes

Connecticut General Statutes

Title 38a - Insurance

Chapter 701 - Personal and Commercial Risk Insurance Rating Practices

Section 38a-663. (Formerly Sec. 38-201a). - Definitions.

Section 38a-664. (Formerly Sec. 38-201b). - Insurance excepted from regulation.

Section 38a-665. (Formerly Sec. 38-201c). - Standards for the making and use of rates re commercial risk insurance.

Section 38a-666. (Formerly Sec. 38-201d). - Permitted concerted action by insurers.

Section 38a-667. (Formerly Sec. 38-201e). - Insurers having common ownership or management.

Section 38a-668. (Formerly Sec. 38-201f). - Use of information of rating or advisory organizations.

Section 38a-669. (Formerly Sec. 38-201g). - Exchange of information re rate-making and rating systems.

Section 38a-670. (Formerly Sec. 38-201h). - Agreements to insure uninsurable applicants. Approval. Revocation.

Section 38a-671. (Formerly Sec. 38-201i). - Compliance with law prerequisite to operation. Insurer not to subscribe to noncomplying organization.

Section 38a-672. (Formerly Sec. 38-201j). - License required for rating organizations. Qualifications. Examination and investigation.

Section 38a-673. (Formerly Sec. 38-201k). - Advisory organizations.

Section 38a-674. (Formerly Sec. 38-201l). - Joint underwriting or joint reinsurance.

Section 38a-675. (Formerly Sec. 38-201m). - Records and information to be maintained. Approval of rules and statistical plans re loss and expense experience.

Section 38a-676. (Formerly Sec. 38-201n). - Review of classifications, rules, rates and form of commercial risk insurance contracts and portable electronics insurance. Waiting period for workers' compensation and employers' liability insurance. Prior...

Section 38a-676a. - Review of professional liability rates for physicians and surgeons, hospitals, advanced practice registered nurses and physician assistants. Working group. Recommendations.

Section 38a-677. (Formerly Sec. 38-201o). - Examinations.

Section 38a-678. (Formerly Sec. 38-201p). - Complaint and hearing. Practices prohibited. Suspension and revocation of certificate of authority or license. Appeals.

Section 38a-679. (Formerly Sec. 38-201q). - Withholding or giving of false or misleading information.

Section 38a-680. (Formerly Sec. 38-201r). - Penalties.

Section 38a-681. (Formerly Sec. 38-201s). - Payment of dividends, savings and unabsorbed premium deposits excepted.

Section 38a-682. (Formerly Sec. 38-201t). - Rate credit for driver training courses.

Section 38a-683. (Formerly Sec. 38-201u). - Premium discount for senior citizens completing an accident prevention course. Regulations.

Section 38a-684. (Formerly Sec. 38-201ee). - Rate credit for safe boat handling courses.

Section 38a-685. (Formerly Sec. 38-201hh). - Premium discount for motorcyclists completing novice or advanced training course.

Section 38a-686. (Formerly Sec. 38-201v). - Standards for the making and use of rates re personal risk insurance. Limitations on use of credit history and financial history measurement programs. Regulations.

Section 38a-687. (Formerly Sec. 38-201w). - Existence of competitive market re personal risk insurance. Determination of competition. Hearing.

Section 38a-688. (Formerly Sec. 38-201x). - Review of rates re personal risk insurance and residual markets in competitive or noncompetitive markets.

Section 38a-688a. - Rate filing re personal risk insurance. Powers of commissioner.

Section 38a-688b. - Declination, cancellation or nonrenewal of personal risk insurance policy based on credit history or rating prohibited.

Section 38a-688c. - Allowance of suit against insurer under personal risk policies, master policies and certain property policies. Time limitation.

Section 38a-689. (Formerly Sec. 38-201y). - Insurers issuing homeowners policies to file underwriting rules and regulations with commissioner. Approval procedure.

Section 38a-690. (Formerly Sec. 38-201z). - Commissioner to approve statistical plan for workers' compensation insurance.

Section 38a-691. (Formerly Sec. 38-201aa). - Commissioner to develop consumer information system for personal risk insurance needs.

Section 38a-692. (Formerly Sec. 38-201bb). - Rulings by commissioner exempting market.

Section 38a-693. (Formerly Sec. 38-201cc). - Regulations.

Section 38a-694. (Formerly Sec. 38-201dd). - Legislative finding. Deregulation.

Section 38a-695. (Formerly Sec. 38-201ff). - Effective dates for revised insurance rates and supplementary rate information.

Section 38a-696. (Formerly Sec. 38-201ii). - Annual report of commercial risk insurance writings and experience. Required financial data. Compilation by commissioner.

Section 38a-697. (Formerly Sec. 38-201gg). - Submittal to commissioner of data relating premiums charged to filed rates for certain insurance lines.