Ask a question on the site
Questions
Lawyers
Blogs
Legislation
Contacts
Become a lawyer
Login Registration
§ 6.2-400. Amount of late charge; when charge can be made - A. As used in this section: "Late charges" does not...
§ 6.2-401. Acceleration clause in note evidencing installment loan; effect of acceleration - A. Any note or other contract evidencing an installment loan...
§ 6.2-402. Notice of use of Rule of 78 rebate method - Where any loan or sale on credit contains a provision...
§ 6.2-403. The Rule of 78 - A. The Rule of 78 is so named because the...
§ 6.2-404. When use of Rule of 78 prohibited or permitted - A. The Rule of 78 shall not be used to...
§ 6.2-405. References to sections regulating rebates of unearned interest and prepayment penalties - A. This article does not affect the application of §§...
§ 6.2-406. Disclosure of terms of mortgage application - A. Any lender making, or broker arranging, loans secured by...
§ 6.2-407. Lenders to furnish borrower with copy of appraisal - Any lender that requires a borrower or prospective borrower to...
§ 6.2-408. Priority of interest on debts secured by mortgage or deed of trust - Interest that is charged pursuant to a written agreement, whether...
§ 6.2-409. Addition of unpaid interest to principal balance - A. For the purpose of this section: "First deed of...
§ 6.2-410. Borrowers not to be required to employ particular professionals - In the case of loans secured by deeds of trust...
§ 6.2-411. Requirements relating to insurance - A. Any lender making a loan secured by a subordinate...
§ 6.2-412. Insurance coverage under certain loans not to exceed replacement value of improvements - A. As used in this section: "Flood insurance coverage" means...
§ 6.2-413. Obligation of lender to reimburse unused mortgage guaranty insurance premiums - Any lender that requires, as a prerequisite to its lending...
§ 6.2-414. Obligation of person maintaining escrow account to pay taxes and insurance; penalties - Any lender or other person maintaining escrow accounts for the...
§ 6.2-415. Lender not to cancel insurance policy at time of refinancing under certain circumstances - A. No lender shall require a borrower or debtor, for...
§ 6.2-416. Certain mortgages not to prohibit further encumbrance of real property - Where any loan is secured by a mortgage or deed...
§ 6.2-417. Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property - Where any loan is secured by a mortgage or deed...
§ 6.2-418. Property owner entitled to written statement of payoff amount - A. If an obligation is secured by the lien of...
§ 6.2-419. Disclosure of terms of assumption - A. An owner of residential real estate that is improved...
§ 6.2-420. Prepayment penalty not to be collected in certain circumstances - No lender shall collect or receive any prepayment penalty on...
§ 6.2-421. Certain contracts to permit prepayment; amount of prepayment penalty - A. For the purpose of this section: 1. "First deed...
§ 6.2-422. Prepayment penalty for loan secured by home occupied by borrower - The prepayment penalty in the case of a loan secured...
§ 6.2-423. Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest - A. Any borrower under any loan secured by a subordinate...
§ 6.2-424. Definitions - As used in this article, unless the context otherwise requires:...
§ 6.2-425. Cardholder not liable in absence of request for, consent to issuance of, or use of card - A. A cardholder who receives a credit card from an...
§ 6.2-426. When request, consent, or use not condition precedent to liability - The request, consent, or use required in § 6.2-425 as...
§ 6.2-427. Costs and attorney fee in suit on card; evidence of request or consent - A. In any suit arising out of the use of...
§ 6.2-428. Production of credit card number as condition of check cashing or acceptance prohibited - A. Except as otherwise provided in subsection D, no person...
§ 6.2-429. Improper use of payment device numbers - A. No person that accepts payment devices for any purpose...
§ 6.2-430. Place where transaction occurred; federal Fair Credit Billing Act - Solely for the purpose of a buyer asserting claims and...
§ 6.2-431. Certain cards excepted - Except as set forth in § 6.2-428, the provisions of...
§ 6.2-432. Credit card account disclosures - Any application form or preapproved written solicitation for an open-end...
§ 6.2-433. Amendment to open-end credit contract or plan by bank or savings institution - A. Any open-end credit plan, as defined in § 6.2-300,...
§ 6.2-434. Law governing open-end credit contract or plan by bank or savings institution - An open-end credit plan, as defined in § 6.2-300, between...
§ 6.2-435. Law governing open-end credit contract or plan by seller or lender - An open-end credit plan as defined in § 6.2-300, between...
§ 6.2-436. Compliance with federal law - Every person subject to the provisions of 15 U.S.C. §...
§ 6.2-437. Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments - A. In any sales transaction, except one pursuant to an...