Code of Virginia
Chapter 4 - Certain Lending Practices
§ 6.2-408. Priority of interest on debts secured by mortgage or deed of trust

Interest that is charged pursuant to a written agreement, whether or not recorded, shall be of equal priority with the principal debt secured by the mortgage or deed of trust and shall have priority as to third parties as provided in Title 55.1.
1987, c. 622, § 6.1-330.69; 2010, c. 794.

Structure Code of Virginia

Code of Virginia

Title 6.2 - Financial Institutions and Services

Chapter 4 - Certain Lending Practices

§ 6.2-400. Amount of late charge; when charge can be made

§ 6.2-401. Acceleration clause in note evidencing installment loan; effect of acceleration

§ 6.2-402. Notice of use of Rule of 78 rebate method

§ 6.2-403. The Rule of 78

§ 6.2-404. When use of Rule of 78 prohibited or permitted

§ 6.2-405. References to sections regulating rebates of unearned interest and prepayment penalties

§ 6.2-406. Disclosure of terms of mortgage application

§ 6.2-407. Lenders to furnish borrower with copy of appraisal

§ 6.2-408. Priority of interest on debts secured by mortgage or deed of trust

§ 6.2-409. Addition of unpaid interest to principal balance

§ 6.2-410. Borrowers not to be required to employ particular professionals

§ 6.2-411. Requirements relating to insurance

§ 6.2-412. Insurance coverage under certain loans not to exceed replacement value of improvements

§ 6.2-413. Obligation of lender to reimburse unused mortgage guaranty insurance premiums

§ 6.2-414. Obligation of person maintaining escrow account to pay taxes and insurance; penalties

§ 6.2-415. Lender not to cancel insurance policy at time of refinancing under certain circumstances

§ 6.2-416. Certain mortgages not to prohibit further encumbrance of real property

§ 6.2-417. Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property

§ 6.2-418. Property owner entitled to written statement of payoff amount

§ 6.2-419. Disclosure of terms of assumption

§ 6.2-420. Prepayment penalty not to be collected in certain circumstances

§ 6.2-421. Certain contracts to permit prepayment; amount of prepayment penalty

§ 6.2-422. Prepayment penalty for loan secured by home occupied by borrower

§ 6.2-423. Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest

§ 6.2-424. Definitions

§ 6.2-425. Cardholder not liable in absence of request for, consent to issuance of, or use of card

§ 6.2-426. When request, consent, or use not condition precedent to liability

§ 6.2-427. Costs and attorney fee in suit on card; evidence of request or consent

§ 6.2-428. Production of credit card number as condition of check cashing or acceptance prohibited

§ 6.2-429. Improper use of payment device numbers

§ 6.2-430. Place where transaction occurred; federal Fair Credit Billing Act

§ 6.2-431. Certain cards excepted

§ 6.2-432. Credit card account disclosures

§ 6.2-433. Amendment to open-end credit contract or plan by bank or savings institution

§ 6.2-434. Law governing open-end credit contract or plan by bank or savings institution

§ 6.2-435. Law governing open-end credit contract or plan by seller or lender

§ 6.2-436. Compliance with federal law

§ 6.2-437. Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments