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§ 6.2-300. Definitions - As used in this chapter, unless the context otherwise requires:...
§ 6.2-301. Legal rate of interest; when legal rate implied - A. The legal rate of interest shall be an annual...
§ 6.2-302. Judgment rate of interest - A. The judgment rate of interest shall be an annual...
§ 6.2-303. Contracts for more than legal rate of interest - A. Except as otherwise permitted by law, no contract shall...
§ 6.2-304. Plea of usury; judgment - Any borrower may plead in general terms that the contract...
§ 6.2-305. Recovery of twice total usurious interest paid; limitation of action; injunction to prevent sale of property pending action; effect of errors in computation - A. If interest in excess of that permitted by an...
§ 6.2-306. Waiver of rights violative of public policy - A. Any agreement or contract in which the borrower waives...
§ 6.2-307. Assertion of defenses or claims by borrowers; effect of assignment - As to any loan to which the provisions of §§...
§ 6.2-308. Entities not permitted to plead usury - A. No (i) corporation, (ii) partnership that is required to...
§ 6.2-309. Charges by banks and savings institutions on installment loans - Notwithstanding any statutory or case law, a bank or savings...
§ 6.2-310. Rate of interest chargeable by state banks and savings institutions - In addition to the permissible interest rates and charges specifically...
§ 6.2-311. Closed-end installment loans by sellers of goods or services - A. Any seller of goods or services who extends credit...
§ 6.2-312. Open-end credit plans - A. The provisions of this section shall apply to any...
§ 6.2-313. Open-end credit extended by banks or savings institutions - A. Notwithstanding any statutory or case law, any bank or...
§ 6.2-314. Motor vehicle purchase loans by subsidiaries and affiliates of banks and savings institutions - Notwithstanding any statutory or case law, a subsidiary or affiliate...
§ 6.2-315. Loans by certain financial institutions or brokers payable on demand or having a term up to one year - Any bank, savings institution, broker duly licensed to transact business...
§ 6.2-316. Loans of $5,000 or more made by certain financial institutions - No person shall, by way of defense or otherwise, avail...
§ 6.2-317. Loans of $5,000 or more for business or investment purposes - A. For purposes of this section: 1. A loan shall...
§ 6.2-318. Loans by credit unions - A. As used in this section, "average daily balance" means,...
§ 6.2-319. Loans by pension plans to participants - A. As used in this section, "pension plan" includes an...
§ 6.2-320. Loans by industrial loan associations - A. Notwithstanding any statutory or case law relating to interest...
§ 6.2-321. Loans pursuant to stock option financing programs - A. As used in this section, "stock option financing program...
§ 6.2-322. Extensions of credit on pledged securities - A broker-dealer licensed by the Commission and registered with the...
§ 6.2-323. Educational loans by banks or savings institutions - Notwithstanding any statutory or case law relating to interest or...
§ 6.2-324. Educational loans by private institution of higher education - A. As used in this section, "private institution of higher...
§ 6.2-325. Certain loans secured by first deed of trust or mortgage - A. As used in this section, "real estate" includes a...
§ 6.2-326. Fees and charges in connection with loans by real estate lenders - A. A lender engaged in making real estate mortgage or...
§ 6.2-327. Certain loans secured by a subordinate deed of trust or mortgage - A. As used in this section: "Exempt subordinate mortgage lender"...
§ 6.2-328. Charges allowed on loan secured by subordinate mortgage - A. Any lender making a loan secured by a subordinate...
§ 6.2-329. Loans insured or guaranteed by certain governmental agencies - A. No person shall, by way of defense or otherwise,...