A. If any provision of a motor vehicle title loan agreement violates a requirement of this chapter, such provision shall be unenforceable against the borrower.
B. Any person who suffers loss by reason of a violation of any provision of this chapter may bring a civil action to enforce such provision. Any person who is successful in such action shall recover reasonable attorney fees, expert witness fees, and court costs incurred by bringing such action.
2010, c. 477, § 6.1-504; 2020, cc. 1215, 1258.
Structure Code of Virginia
Title 6.2 - Financial Institutions and Services
Chapter 22 - Motor Vehicle Title Loans
§ 6.2-2203. Application for license; form; content; fee
§ 6.2-2205. Investigation of applications
§ 6.2-2207. Licenses; places of business; changes
§ 6.2-2208. Acquisition of control; application
§ 6.2-2209. Retention of books, accounts, and records
§ 6.2-2211. Other reporting requirements
§ 6.2-2212. Investigations; examinations
§ 6.2-2215. Required and prohibited business methods
§ 6.2-2215.1. Loan terms and conditions
§ 6.2-2216. Authorized fees and charges
§ 6.2-2216.1. Inflation adjustment of maximum monthly maintenance fee
§ 6.2-2216.2. Refinancing of motor vehicle title loan
§ 6.2-2216.3. Statement of balance due; repayment and refunds
§ 6.2-2216.4. Restriction on certain fees and charges
§ 6.2-2216.5. Verification of borrower's income
§ 6.2-2217. Limited recourse; repossession and sale of motor vehicle
§ 6.2-2219. Suspension or revocation of license
§ 6.2-2220. Cease and desist orders
§ 6.2-2221. Notice of proposed suspension or revocation
§ 6.2-2222. Fines for violations
§ 6.2-2224. Validity of noncompliant loan agreement; private right of action
§ 6.2-2225. Application of chapter to Internet loans
§ 6.2-2226. Authority of Attorney General; referral by Commission to Attorney General
§ 6.2-2227. Violation of the Virginia Consumer Protection Act