Code of Virginia
Chapter 22 - Motor Vehicle Title Loans
§ 6.2-2204. Bond required

The application for a license shall also be accompanied by a bond filed with the Commissioner with corporate surety authorized to execute such bond in the Commonwealth, in the sum of $50,000 per location, or such greater sum as the Commission may require, but not to exceed a total of $500,000. The form of such bond shall be approved by the Commission. Such bond shall be continuously maintained thereafter in full force. Such bond shall be conditioned upon the applicant or licensee performing all written agreements with borrowers or prospective borrowers, correctly and accurately accounting for all funds received by him in his licensed business, and conducting his licensed business in conformity with this chapter and all applicable laws. Any person who may be damaged by noncompliance of the licensee with any condition of such bond may proceed on such bond against the principal or surety thereon, or both, to recover damages. The aggregate liability under the bond shall not exceed the penal sum of the bond.
2010, c. 477, § 6.1-484; 2020, cc. 1215, 1258.

Structure Code of Virginia

Code of Virginia

Title 6.2 - Financial Institutions and Services

Chapter 22 - Motor Vehicle Title Loans

§ 6.2-2200. Definitions

§ 6.2-2201. License required

§ 6.2-2202. Scope of chapter

§ 6.2-2203. Application for license; form; content; fee

§ 6.2-2204. Bond required

§ 6.2-2205. Investigation of applications

§ 6.2-2206. Qualifications

§ 6.2-2207. Licenses; places of business; changes

§ 6.2-2208. Acquisition of control; application

§ 6.2-2209. Retention of books, accounts, and records

§ 6.2-2210. Annual report

§ 6.2-2211. Other reporting requirements

§ 6.2-2212. Investigations; examinations

§ 6.2-2213. Annual fees

§ 6.2-2214. Regulations

§ 6.2-2215. Required and prohibited business methods

§ 6.2-2215.1. Loan terms and conditions

§ 6.2-2216. Authorized fees and charges

§ 6.2-2216.1. Inflation adjustment of maximum monthly maintenance fee

§ 6.2-2216.2. Refinancing of motor vehicle title loan

§ 6.2-2216.3. Statement of balance due; repayment and refunds

§ 6.2-2216.4. Restriction on certain fees and charges

§ 6.2-2216.5. Verification of borrower's income

§ 6.2-2217. Limited recourse; repossession and sale of motor vehicle

§ 6.2-2218. Advertising

§ 6.2-2218.1. Other business

§ 6.2-2219. Suspension or revocation of license

§ 6.2-2220. Cease and desist orders

§ 6.2-2221. Notice of proposed suspension or revocation

§ 6.2-2222. Fines for violations

§ 6.2-2223. Criminal penalty

§ 6.2-2224. Validity of noncompliant loan agreement; private right of action

§ 6.2-2225. Application of chapter to Internet loans

§ 6.2-2226. Authority of Attorney General; referral by Commission to Attorney General

§ 6.2-2227. Violation of the Virginia Consumer Protection Act