A. No insurance institution, agent, or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement or a change in insurance benefits unless the insurance institution or agent informs the individual:
1. That he may request to be interviewed in connection with the preparation of the investigative consumer report; and
2. That upon a request pursuant to § 38.2-608, he is entitled to receive a copy of the investigative consumer report.
B. If an investigative consumer report is to be prepared by an insurance institution or agent, the insurance institution or agent shall institute reasonable procedures to conduct a personal interview requested by an individual.
C. If an investigative consumer report is to be prepared by an insurance-support organization, the insurance institution or agent desiring the report shall inform the insurance-support organization whether a personal interview has been requested by the individual. The insurance-support organization shall institute reasonable procedures to conduct such interviews, if requested.
1981, c. 389, § 38.1-57.10; 1986, c. 562.
Structure Code of Virginia
Chapter 6 - Insurance Information and Privacy Protection
§ 38.2-601. Application of article
§ 38.2-603. Pretext interviews
§ 38.2-604. Notice of information collection and disclosure practices
§ 38.2-604.1. Notice of financial information collection and disclosure practices
§ 38.2-605. Marketing and research surveys
§ 38.2-606. Content of disclosure authorization forms
§ 38.2-607. Investigative consumer reports
§ 38.2-608. Access to recorded personal information
§ 38.2-609. Correction, amendment, or deletion of recorded personal information
§ 38.2-611. Information concerning previous adverse underwriting decisions
§ 38.2-612. Bases for adverse underwriting decisions
§ 38.2-612.2. Protection of the Fair Credit Reporting Act
§ 38.2-613. Disclosure limitations and conditions
§ 38.2-613.1. Disclosure of agent's moratorium required
§ 38.2-614. Powers of Commission
§ 38.2-615. Hearings and procedures
§ 38.2-616. Service of process on insurance-support organizations
§ 38.2-617. Individual remedies
§ 38.2-618. Immunity of persons disclosing information
§ 38.2-619. Obtaining information under false pretenses
§ 38.2-622. Private cause of action; neither created nor curtailed
§ 38.2-623. Information security program
§ 38.2-624. Investigation of a cybersecurity event
§ 38.2-625. Notice to Commissioner
§ 38.2-626. Notice to consumers
§ 38.2-627. Powers and duties of the Commission; exclusive state standards