Each rate service organization and each insurer subject to this chapter that makes its own rates shall provide within this Commonwealth reasonable means whereby any person aggrieved by the application of its rating system may, after written request, be heard in person or by an authorized representative to review the manner in which the rating system has been applied to the insurance afforded him. If the rate service organization or insurer fails to grant or reject the request within thirty days after it is made, the applicant may proceed in the same manner as if his application had been rejected. Any person affected by the action of the rate service organization or the insurer on such request may, within thirty days after written notice of the action, appeal to the Commission. The Commission may affirm or reverse the action after a hearing held upon not less than ten days' written notice to the applicant and to the rate service organization or insurer.
Code 1950, §§ 38-252, 38-253.48; 1952, c. 317, § 38.1-268; 1986, c. 562.
Structure Code of Virginia
Chapter 20 - Regulation of Rates for Certain Types of Insurance
§ 38.2-2000. Purposes of chapter
§ 38.2-2001. Insurance to which chapter applies
§ 38.2-2002. Joint underwriting and joint reinsurance
§ 38.2-2002.1. Residual market mechanism; reinsurance pool
§ 38.2-2003. Rate filings by insurer; supporting information
§ 38.2-2004. Filings by rate service organization
§ 38.2-2005. Provisions governing making of rates
§ 38.2-2006. Approval by Commission prerequisite to use of filing
§ 38.2-2008. Review of rates by Commission
§ 38.2-2010. Suspension or modification of requirement for filing
§ 38.2-2011. Interchange of rating data and information
§ 38.2-2013. Excess rate for specific risk
§ 38.2-2014. Contract or policy to accord with filings
§ 38.2-2016. Information regarding rates to be furnished insured
§ 38.2-2017. No rule prohibiting or regulating payment of dividends, etc., to be adopted
§ 38.2-2018. Person aggrieved by application of rating system to be heard; appeal to Commission
§ 38.2-2020. Rate service organization may procure actuarial, technical or other services
§ 38.2-2021. Examination of policies or other evidences of insurance
§ 38.2-2022. Advisory organizations defined
§ 38.2-2023. What to be filed with Commission by advisory organization
§ 38.2-2024. Unfair acts or practices of advisory organization
§ 38.2-2027. Withholding information; giving false or misleading information