(a) All individual and group health insurance policies providing coverage on an expense-incurred basis and individual and group service or indemnity type contracts issued by a nonprofit service corporation which provide coverage for a family member of the insured or subscriber shall, as to such family members' coverage, also provide that the health insurance benefits applicable for children shall be payable with respect to a newly born child of the insured or subscriber from the moment of birth.
(b) The coverage for newly born children shall consist of coverage of injury or sickness including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities, but need not include benefits for routine well-baby care.
(c) The requirements of this section shall apply to all insurance policies and subscriber contracts renewed, delivered, or issued for delivery in this state, 60 days after April 24, 1975.
Structure Code of Alabama
Chapter 19 - Disability Insurance Policies.
Article 1 - General Provisions.
Section 27-19-1 - Applicability of Article.
Section 27-19-2 - Scope and Format of Policy.
Section 27-19-3 - Mandatory Policy Provisions - Generally.
Section 27-19-4 - Mandatory Policy Provisions - Entire Contract; Changes.
Section 27-19-5 - Mandatory Policy Provisions - Time Limit on Certain Defenses.
Section 27-19-6 - Mandatory Policy Provisions - Grace Period.
Section 27-19-7 - Mandatory Policy Provisions - Reinstatement.
Section 27-19-8 - Mandatory Policy Provisions - Notice of Claim; Notice of Disability Continuance.
Section 27-19-9 - Mandatory Policy Provisions - Claim Forms.
Section 27-19-10 - Mandatory Policy Provisions - Proofs of Loss.
Section 27-19-11 - Mandatory Policy Provisions - Time of Payment of Claims.
Section 27-19-12 - Mandatory Policy Provisions - Payment of Claims.
Section 27-19-13 - Mandatory Policy Provisions - Physical Examination and Autopsy.
Section 27-19-14 - Mandatory Policy Provisions - Legal Actions.
Section 27-19-15 - Mandatory Policy Provisions - Change of Beneficiary.
Section 27-19-16 - Optional Policy Provisions - Generally.
Section 27-19-17 - Optional Policy Provisions - Change of Occupation.
Section 27-19-18 - Optional Policy Provisions - Misstatement of Age.
Section 27-19-19 - Optional Policy Provisions - Other Insurance in This Insurer.
Section 27-19-21 - Optional Policy Provisions - Insurance With Other Insurers - Other Benefits.
Section 27-19-22 - Optional Policy Provisions - Relation of Earnings to Insurance.
Section 27-19-23 - Optional Policy Provisions - Unpaid Premiums.
Section 27-19-24 - Optional Policy Provisions - Conformity With State Statutes.
Section 27-19-25 - Optional Policy Provisions - Illegal Occupation.
Section 27-19-26 - Optional Policy Provisions - Intoxicants and Narcotics.
Section 27-19-27 - Order of Provisions in Policy.
Section 27-19-29 - Ownership in Person Other Than Insured.
Section 27-19-30 - Provisions of Other Jurisdictions.
Section 27-19-31 - Renewability.
Section 27-19-32 - Examination and Return of Policy.
Section 27-19-33 - Addition of Endorsements or Riders to Existing Policies.
Section 27-19-34 - Compliance With Article by Rider or Endorsement.
Section 27-19-35 - Construction of Policy Provisions.
Section 27-19-36 - Age Limit or Date for Termination of Coverage.
Section 27-19-37 - Disability Insurance on Franchise Plan.
Section 27-19-38 - Coverage of Newly Born Children in Health Insurance Policies.
Section 27-19-39 - Policies, etc., Providing for Reimbursement for Visual Service.