Ask a question on the site
Questions
Lawyers
Blogs
Legislation
Contacts
Become a lawyer
Login Registration
Article 1 - General Provisions.
Section 27-19-1 - Applicability of Article. - Nothing in this article shall apply to or affect: (1)...
Section 27-19-2 - Scope and Format of Policy. - No policy of disability insurance shall be delivered, or issued...
Section 27-19-3 - Mandatory Policy Provisions - Generally. - (a) Except as provided in subsection (b) of this section,...
Section 27-19-4 - Mandatory Policy Provisions - Entire Contract; Changes. - There shall be a provision as follows: "Entire Contract; Changes:...
Section 27-19-5 - Mandatory Policy Provisions - Time Limit on Certain Defenses. - There shall be a provision as follows: "Time Limit on...
Section 27-19-6 - Mandatory Policy Provisions - Grace Period. - There shall be a provision as follows: "Grace Period: A...
Section 27-19-7 - Mandatory Policy Provisions - Reinstatement. - There shall be a provision as follows: "Reinstatement: If any...
Section 27-19-8 - Mandatory Policy Provisions - Notice of Claim; Notice of Disability Continuance. - There shall be a provision as follows: "Notice of Claim:...
Section 27-19-9 - Mandatory Policy Provisions - Claim Forms. - There shall be a provision as follows: "Claim Forms: The...
Section 27-19-10 - Mandatory Policy Provisions - Proofs of Loss. - There shall be a provision as follows: "Proofs of Loss:...
Section 27-19-11 - Mandatory Policy Provisions - Time of Payment of Claims. - There shall be a provision as follows: "Time of Payment...
Section 27-19-12 - Mandatory Policy Provisions - Payment of Claims. - There shall be a provision as follows: "Payment of Claims:...
Section 27-19-13 - Mandatory Policy Provisions - Physical Examination and Autopsy. - There shall be a provision as follows: "Physical Examinations and...
Section 27-19-14 - Mandatory Policy Provisions - Legal Actions. - There shall be a provision as follows: "Legal Actions: No...
Section 27-19-15 - Mandatory Policy Provisions - Change of Beneficiary. - There shall be a provision as follows: "Change of Beneficiary:...
Section 27-19-16 - Optional Policy Provisions - Generally. - Except as provided in subsection (b) of Section 27-19-3, no...
Section 27-19-17 - Optional Policy Provisions - Change of Occupation. - There may be a provision as follows: "Change of Occupation:...
Section 27-19-18 - Optional Policy Provisions - Misstatement of Age. - There may be a provision as follows: "Misstatement of Age:...
Section 27-19-19 - Optional Policy Provisions - Other Insurance in This Insurer. - There may be a provision as follows: "Other Insurance in...
Section 27-19-20 - Optional Policy Provisions - Insurance With Other Insurers - Expense-Incurred Benefits. - (a) There may be a provision as follows: "Insurance with...
Section 27-19-21 - Optional Policy Provisions - Insurance With Other Insurers - Other Benefits. - (a) There may be a provision as follows: "Insurance with...
Section 27-19-22 - Optional Policy Provisions - Relation of Earnings to Insurance. - (a) There may be a provision as follows: "Relation of...
Section 27-19-23 - Optional Policy Provisions - Unpaid Premiums. - There may be a provision as follows: "Unpaid Premiums: Upon...
Section 27-19-24 - Optional Policy Provisions - Conformity With State Statutes. - There may be a provision as follows: "Conformity with State...
Section 27-19-25 - Optional Policy Provisions - Illegal Occupation. - There may be a provision as follows: "Illegal Occupation: The...
Section 27-19-26 - Optional Policy Provisions - Intoxicants and Narcotics. - There may be a provision as follows: "Intoxicants and Narcotics:...
Section 27-19-27 - Order of Provisions in Policy. - The provisions which are the subject of Sections 27-19-4 through...
Section 27-19-28 - Exclusion of Hospitalization Benefits for Mental Patients in Tax-Supported Institutions. - (a) No policy of health, sickness, or accident insurance delivered,...
Section 27-19-29 - Ownership in Person Other Than Insured. - The word "insured," as used in this article, shall not...
Section 27-19-30 - Provisions of Other Jurisdictions. - (a) Any policy of a foreign or alien insurer, when...
Section 27-19-31 - Renewability. - (a) Every individual policy of insurance providing hospital, medical, or...
Section 27-19-32 - Examination and Return of Policy. - Every individual disability insurance policy, except single premium nonrenewable policies...
Section 27-19-33 - Addition of Endorsements or Riders to Existing Policies. - Any insurer writing disability insurance policies may, with approval of...
Section 27-19-34 - Compliance With Article by Rider or Endorsement. - The requirements of this article may be complied with by...
Section 27-19-35 - Construction of Policy Provisions. - (a) No policy provision which is not subject to this...
Section 27-19-36 - Age Limit or Date for Termination of Coverage. - If any such policy contains a provision establishing, as an...
Section 27-19-37 - Disability Insurance on Franchise Plan. - Disability insurance on a franchise plan is hereby declared to...
Section 27-19-38 - Coverage of Newly Born Children in Health Insurance Policies. - (a) All individual and group health insurance policies providing coverage...
Section 27-19-39 - Policies, etc., Providing for Reimbursement for Visual Service. - Whenever any policy of insurance or any medical service plan...
Article 2 - Medicare Supplement Policy Minimum Standards.
Section 27-19-50 - Short Title. - This article shall be known and may be cited as...
Section 27-19-51 - Purpose of Article. - The purpose of this article is to establish certain definitions,...
Section 27-19-52 - Definitions. - For purposes of this article, the following terms shall have...
Section 27-19-52.1 - Applicability of Article. - (a) Except as otherwise specifically provided, this article shall apply...
Section 27-19-53 - Standards for Policy Provisions; Limitations of Benefits. - (a) The commissioner shall issue reasonable regulations to establish specific...
Section 27-19-54 - Minimum Standards for Benefits, Compensation Arrangement, etc.; Conformity With Federal Provisions. - (a) The commissioner shall issue reasonable regulations to establish minimum...
Section 27-19-55 - Standards for Loss Ratios. - Medicare supplement policies shall return to policyholders benefits which are...
Section 27-19-56 - Outline of Coverage; Disclosure of Information. - (a) In order to provide for full and fair disclosure...
Section 27-19-57 - Right of Return and Refund. - Medicare supplement policies or certificates shall have a notice prominently...
Section 27-19-57.1 - Review of Advertisements. - Every issuer of Medicare supplement insurance policies or certificates in...
Section 27-19-57.2 - Additional Penalties for Violation of Article. - In addition to any other applicable penalties for violations of...
Section 27-19-58 - Applicability of Provisions of Title to Regulations Promulgated Pursuant to Article. - Regulations promulgated pursuant to this article shall be subject to...
Section 27-19-59 - Fines. - In addition to any other penalties provided by the laws...
Article 3 - Long-Term Care Insurance Policy Minimum Standards.
Section 27-19-100 - Purpose of Article. - The purpose of this article is to promote the public...
Section 27-19-101 - Applicability of Article. - The requirements of this article shall apply to policies delivered...
Section 27-19-102 - Short Title. - This article may be known and cited as the "Alabama...
Section 27-19-103 - Definitions. - Unless the context requires otherwise, the definitions in this section...
Section 27-19-104 - Coverage Under Policy Issued in Other State. - No group long-term care insurance coverage may be offered to...
Section 27-19-105 - Regulations for Long-Term Care Policies; Outline of Coverage, Policy Summary, and Monthly Report. - (a) The commissioner may adopt regulations that include standards for...
Section 27-19-106 - Effect of Misrepresentation; Field Issuance. - (a) For a policy or certificate that has been in...
Section 27-19-107 - Nonforfeiture Benefits. - (a) Except as provided in subsection (b), a long-term care...
Section 27-19-108 - Promulgation of Rules and Regulations. - The commissioner shall issue reasonable regulations to promote premium adequacy...
Section 27-19-109 - Penalties. - In addition to any other penalties provided by the laws...
Section 27-19-110 - Relation to Chapter 2. - Regulations promulgated pursuant to this article shall be subject to...