California Code
PART 4 - OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS
TITLE 4 - LOAN

CHAPTER 1 - Loan for Use

Section 1884. - 1884. A loan for use is a contract by which...

Section 1885. - 1885. A loan for use does not transfer the title...

Section 1886. - 1886. A borrower for use must use great care for...

Section 1887. - 1887. One who borrows a living animal for use, must...

Section 1888. - 1888. A borrower for use is bound to have and...

Section 1889. - 1889. A borrower for use must repair all deteriorations or...

Section 1890. - 1890. The borrower of a thing for use may use...

Section 1891. - 1891. The borrower of a thing for use must not...

Section 1892. - 1892. The borrower of a thing for use must bear...

Section 1893. - 1893. The lender of a thing for use must indemnify...

Section 1894. - 1894. The lender of a thing for use may at...

Section 1895. - 1895. If a thing is lent for use for a...

Section 1896. - 1896. The borrower of a thing for use must return...

CHAPTER 1.5 - Loans to Museums for Indefinite or Long Terms

Section 1899. - 1899. The Legislature finds and declares as follows: (a) Many...

Section 1899.1. - 1899.1. For the purposes of this chapter: (a) A “museum”...

Section 1899.2. - 1899.2. (a) When a museum is required to give a...

Section 1899.3. - 1899.3. (a) If, on or after January 1, 1984, a...

Section 1899.4. - 1899.4. (a) It is the responsibility of the owner of...

Section 1899.5. - 1899.5. (a) A notice of intent to preserve an interest...

Section 1899.6. - 1899.6. (a) Unless there is a written loan agreement to...

Section 1899.7. - 1899.7. (a) Except as provided in subdivision (b), if a...

Section 1899.8. - 1899.8. Effective January 1, 1985, no action shall be brought...

Section 1899.9. - 1899.9. (a) A museum may give the lender notice of...

Section 1899.10. - 1899.10. (a) The three-year limitation on actions to recover personal...

Section 1899.11. - 1899.11. (a) The provisions of this chapter supersede the provisions...

CHAPTER 2 - Loan for Exchange

Section 1902. - 1902. A loan for exchange is a contract by which...

Section 1903. - 1903. A loan, which the borrower is allowed by the...

Section 1904. - 1904. By a loan for exchange the title to the...

Section 1905. - 1905. A lender for exchange cannot require the borrower to...

Section 1906. - 1906. Sections 1893, 1895, and 1896, apply to a loan...

CHAPTER 3 - Loan of Money

Section 1912. - 1912. A loan of money is a contract by which...

Section 1913. - 1913. A borrower of money, unless there is an express...

Section [1914.]. - [1914.] Section Nineteen Hundred and Fourteen. Whenever a loan of...

Section [1915.]. - [1915.] Section Nineteen Hundred and Fifteen. Interest is the compensation...

Section 1916. - 1916. When a rate of interest is prescribed by a...

Section 1916.1. - 1916.1. The restrictions upon rates of interest contained in Section...

Section 1916.2. - 1916.2. The restrictions upon rates of interest contained in Section...

Section 1916.5. - 1916.5. (a) No increase in interest provided for in any...

Section 1916.6. - 1916.6. A security document, or evidence of debt issued in...

Section 1916.7. - 1916.7. (a) Sections 1916.5, 1916.6, 1916.8, and 1916.9 of the...

Section 1916.8. - 1916.8. Any lender may make, purchase or participate in a...

Section 1916.9. - 1916.9. (a) Every lender who offers a renegotiable rate mortgage...

Section 1916.11. - 1916.11. Notwithstanding any other remedy a borrower may have based...

Section 1916.12. - 1916.12. (a) The Legislature finds that the economic environment of...

CHAPTER 3.5 - Shared Appreciation Loans

Section 1917. - 1917. For purposes of this chapter: (a) “Contingent deferred interest”...

Section 1917.001. - 1917.001. The relationship of the borrower and the lender in...

Section 1917.002. - 1917.002. A shared appreciation loan shall not be subject to...

Section 1917.003. - 1917.003. The lien or liens of a deed or deeds...

Section 1917.004. - 1917.004. (a) The lien of a shared appreciation loan, including...

Section 1917.005. - 1917.005. Lenders shall be exempt from the usury provisions of...

Section 1917.006. - 1917.006. For purposes of this chapter: (a) “Shared appreciation loan”...

CHAPTER 4 - Shared Appreciation Loans of E.R.I.S.A. Pension Funds

ARTICLE 1 - Legislative Findings and Declarations

Section 1917.010. - 1917.010. The Legislature hereby finds and declares that: (a) It...

ARTICLE 2 - Definitions

Section 1917.020. - 1917.020. For purposes of this chapter: (a) “Adjusted fair market...

ARTICLE 3 - Terms and Conditions

Section 1917.030. - 1917.030. Lenders may make shared appreciation loans pursuant to this...

Section 1917.031. - 1917.031. A shared appreciation loan shall include the following terms...

Section 1917.032. - 1917.032. (a) The borrower shall have the right to prepay,...

Section 1917.033. - 1917.033. (a) If the shared appreciation loan is not prepaid...

Section 1917.034. - 1917.034. Nothing in this chapter shall preclude the borrower from...

ARTICLE 4 - Annual Appraisals

Section 1917.040. - 1917.040. The fair market value of the real property securing...

Section 1917.041. - 1917.041. If the borrower disputes the amount of the appraisal,...

Section 1917.042. - 1917.042. If the appraisal by the appraiser selected by the...

Section 1917.043. - 1917.043. The appraisal amount, as determined pursuant to Section 1917.040...

Section 1917.044. - 1917.044. The qualifications of the appraisers may be specified by...

ARTICLE 5 - Improvements

Section 1917.050. - 1917.050. The borrower may have the cost of capital improvements...

ARTICLE 6 - General Provisions

Section 1917.060. - 1917.060. The relationship of the borrower and the lender, as...

Section 1917.061. - 1917.061. Any waiver of any right of a borrower under...

Section 1917.062. - 1917.062. (a) Notwithstanding Section 711, a provision in a shared...

Section 1917.063. - 1917.063. This chapter facilitates the making of shared appreciation financing...

Section 1917.064. - 1917.064. A shared appreciation loan shall not be subject to...

Section 1917.065. - 1917.065. The lien of a deed of trust securing a...

Section 1917.066. - 1917.066. The lien of a shared appreciation loan, including the...

Section 1917.067. - 1917.067. Lenders shall be exempt from the usury provisions of...

Section 1917.068. - 1917.068. The qualification requirements of Sections 25110, 25120, and 25130...

Section 1917.069. - 1917.069. The aggregate amount of any fee charged to the...

ARTICLE 7 - Notices and Disclosures

Section 1917.070. - 1917.070. (a) The disclosures made pursuant to this chapter, as...

Section 1917.071. - 1917.071. (a) Each lender offering shared appreciation loans shall furnish...

Section 1917.072. - 1917.072. (a) Each lender making a shared appreciation loan shall...

Section 1917.073. - 1917.073. Each lender making a shared appreciation loan shall additionally...

Section 1917.074. - 1917.074. Each deed of trust and evidence of debt executed...

Section 1917.075. - 1917.075. Where, pursuant to any provision of law, the lender...

CHAPTER 5 - Shared Appreciation Loans

ARTICLE 1 - Legislative Findings and Declarations

Section 1917.110. - 1917.110. The Legislature hereby finds and declares that: (a) It...

ARTICLE 2 - Definitions

Section 1917.120. - 1917.120. For purposes of this chapter: (a) “Borrower” means the...

ARTICLE 3 - Terms and Conditions

Section 1917.130. - 1917.130. Lenders may make shared appreciation loans pursuant to this...

Section 1917.131. - 1917.131. A shared appreciation loan shall include the following terms...

Section 1917.132. - 1917.132. (a) The borrower shall have the right to prepay,...

Section 1917.133. - 1917.133. (a) If a shared appreciation loan with an original...

Section 1917.134. - 1917.134. Except as provided in this article, the terms and...

Section 1917.135. - 1917.135. Nothing in this chapter shall preclude the borrower from...

ARTICLE 4 - Determination of Fair Market Value

Section 1917.140. - 1917.140. The borrower may, at any time for the purpose...

Section 1917.141. - 1917.141. (a) In the case of a sale for cash...

Section 1917.142. - 1917.142. When Section 1917.141 requires the application of this section,...

ARTICLE 5 - Improvements

Section 1917.150. - 1917.150. The borrower may have the value of capital improvements...

Section 1917.151. - 1917.151. Nothing in this article shall preclude a shared appreciation...

ARTICLE 6 - General Provisions

Section 1917.160. - 1917.160. The relationship of the borrower and the lender, as...

Section 1917.161. - 1917.161. Any waiver of any right of a borrower under...

Section 1917.162. - 1917.162. (a) Notwithstanding Section 711, a provision in a shared...

Section 1917.163. - 1917.163. This chapter facilitates the making of shared appreciation financing...

Section 1917.164. - 1917.164. A shared appreciation loan shall not be subject to...

Section 1917.165. - 1917.165. The lien of a deed of trust securing a...

Section 1917.166. - 1917.166. The lien of a shared appreciation loan, including the...

Section 1917.167. - 1917.167. A shared appreciation loan which at origination bears a...

Section 1917.168. - 1917.168. The qualification requirements of Sections 25110, 25120, and 25130...

ARTICLE 7 - Notices and Disclosures

Section 1917.170. - 1917.170. (a) The disclosures made pursuant to this chapter, as...

Section 1917.171. - 1917.171. (a) Each lender offering shared appreciation loans shall furnish...

Section 1917.172. - 1917.172. (a) Each lender making a shared appreciation loan shall...

Section 1917.173. - 1917.173. Each lender making a shared appreciation loan shall additionally...

Section 1917.174. - 1917.174. Each deed of trust and evidence of debt executed...

Section 1917.175. - 1917.175. Where, pursuant to any provision of law, the lender...

CHAPTER 6 - Loans of E.R.I.S.A. Pension Funds

Section 1917.210. - 1917.210. Each pension fund or retirement system which is subject...

Section 1917.220. - 1917.220. Pursuant to the authority contained in Section 1 of...

CHAPTER 7 - Shared Appreciation Loans for Seniors

ARTICLE 1 - Definitions

Section 1917.320. - 1917.320. For the purposes of this chapter: (a) “Actual contingent...

ARTICLE 2 - Terms and Conditions

Section 1917.330. - 1917.330. Lenders may make shared appreciation loans for seniors pursuant...

Section 1917.331. - 1917.331. (a) A shared appreciation loan for seniors shall include...

Section 1917.332. - 1917.332. Any provision in any loan made pursuant to this...

Section 1917.333. - 1917.333. (a) The borrower shall have the right to prepay,...

Section 1917.334. - 1917.334. Except as provided in this article, the terms and...

ARTICLE 3 - Determination of Fair Market Value

Section 1917.410. - 1917.410. The borrower, at any time for the purpose of...

Section 1917.411. - 1917.411. (a) In the case of a sale for cash...

Section 1917.412. - 1917.412. When Section 1917.411 requires the application of this section,...

ARTICLE 4 - Improvements

Section 1917.510. - 1917.510. The borrower may have the value of capital improvements...

Section 1917.511. - 1917.511. Nothing in this article shall preclude a shared appreciation...

ARTICLE 5 - General Provisions

Section 1917.610. - 1917.610. The relationship of the borrower and the lender of...

Section 1917.611. - 1917.611. Any waiver of any right of a borrower under...

Section 1917.612. - 1917.612. This chapter facilitates one method of making shared appreciation...

Section 1917.613. - 1917.613. A shared appreciation loan for seniors shall not be...

Section 1917.614. - 1917.614. The lien of a deed of trust securing a...

Section 1917.615. - 1917.615. The lien of a shared appreciation loan for seniors,...

Section 1917.616. - 1917.616. A shared appreciation loan for seniors which bears a...

Section 1917.617. - 1917.617. The qualification requirements of Sections 25110, 25120, and 25130...

Section 1917.618. - 1917.618. Any loan made pursuant to this chapter shall be...

Section 1917.619. - 1917.619. Pursuant to the authority contained in Section 1 of...

ARTICLE 6 - Notices and Disclosures

Section 1917.710. - 1917.710. (a) The disclosures made pursuant to this chapter, as...

Section 1917.711. - 1917.711. (a) Each lender offering shared appreciation loans for seniors...

Section 1917.712. - 1917.712. (a) Each lender making a shared appreciation loan for...

Section 1917.713. - 1917.713. Each lender making a shared appreciation loan for seniors...

Section 1917.714. - 1917.714. Each deed of trust and evidence of debt executed...

CHAPTER 7.5 - Mortgage Loans

Section 1918.5. - 1918.5. As used in this chapter: (a) “Evidence of debt”...

Section 1920. - 1920. Any mortgage instrument that is made pursuant to the...

Section 1921. - 1921. (a) As used in this section: (1) “Adjustable-rate residential...

CHAPTER 8 - Reverse Mortgages

Section 1923. - 1923. For purposes of this chapter, “reverse mortgage” means a...

Section 1923.2. - 1923.2. A reverse mortgage loan shall comply with all of...

Section 1923.3. - 1923.3. A reverse mortgage shall constitute a lien against the...

Section 1923.4. - 1923.4. For the purposes of this chapter, a property shall...

Section 1923.5. - 1923.5. (a) No reverse mortgage loan application shall be taken...

Section 1923.6. - 1923.6. The lender shall be presumed to have satisfied any...

Section 1923.7. - 1923.7. No arrangement, transfer, or lien subject to this chapter...

Section 1923.9. - 1923.9. (a) To the extent that implementation of this section...

Section 1923.10. - 1923.10. This chapter shall only apply to those reverse mortgage...