California Code
PART 2 - LIFE AND DISABILITY INSURANCE
CHAPTER 4 - Standard Provisions in Disability Policies

ARTICLE 1 - Scope of Chapter and Definitions

Section 10270. - 10270. (a) This chapter shall not apply to workers’ compensation...

Section 10270.1. - 10270.1. (a) As used in this section: (1) “Institution” means...

Section 10270.2. - 10270.2. (a) Blanket insurance is that form of insurance providing...

Section 10270.2.5. - 10270.2.5. (a) In addition to the permitted types of blanket...

Section 10270.3. - 10270.3. (a) A blanket disability policy of a type permitted...

Section 10270.4. - 10270.4. Any disability insurer may issue policies of group disability...

Section 10270.5. - 10270.5. Group disability insurance is that form of disability insurance...

Section 10270.505. - 10270.505. Another permitted form of group disability insurance is that...

Section 10270.507. - 10270.507. Except as provided in Section 10195 with respect to...

Section 10270.51. - 10270.51. The state and any political subdivisions thereof and any...

Section 10270.55. - 10270.55. (a) With respect to a policy issued to a...

Section 10270.57. - 10270.57. Another form of group disability insurance is that form...

Section 10270.6. - 10270.6. Every group disability master policy shall contain the following...

Section 10270.63. - 10270.63. An individual certificate shall be individualized, except that in...

Section 10270.65. - 10270.65. If hereafter any dividend is paid or any premium...

Section 10270.7. - 10270.7. Family expense disability insurance is that form of disability...

Section 10270.8. - 10270.8. Family expense disability policies shall also contain the following...

Section 10270.9. - 10270.9. No group disability policy shall be issued or delivered...

Section 10270.91. - 10270.91. An insurer is permitted to provide group disability coverage...

Section 10270.92. - 10270.92. The commissioner may suspend or revoke the permission granted...

Section 10270.93. - 10270.93. No family expense disability policy shall be issued or...

Section 10270.94. - 10270.94. The commissioner shall promulgate forms of provisions which incorporate...

Section 10270.95. - 10270.95. Without affecting the applicability or degree of applicability of...

Section 10270.97. - 10270.97. Selected group disability insurance is that form of disability...

Section 10270.98. - 10270.98. Group disability policies may provide, among other things, that...

Section 10270.99. - 10270.99. The term “individual policies or contracts,” as used in...

Section 10271. - 10271. (a) Except as set forth in this section and...

Section 10271.1. - 10271.1. (a) (1) Supplemental benefits that operate to safeguard life...

Section 10272. - 10272. The term “indemnity,” as used in this chapter means...

Section 10273. - 10273. The term “noncancelable policy” or “noncancelable and guaranteed renewable...

Section 10273.3. - 10273.3. The term “guaranteed renewable policy” as used in this...

Section 10273.4. - 10273.4. All disability insurers writing, issuing, or administering group health...

Section 10273.5. - 10273.5. No person shall cause or permit to be issued,...

Section 10273.6. - 10273.6. All individual health benefit plans shall be renewable with...

Section 10273.7. - 10273.7. (a) A policyholder, certificate holder, or other insured who...

Section 10274. - 10274. The term “endorsement” as used in this chapter means...

Section 10275. - 10275. The term “policy of accident and sickness insurance” as...

Section 10276. - 10276. Every individual accident and health policy or contract, except...

Section 10277. - 10277. (a) A group health insurance policy that provides that...

Section 10278. - 10278. (a) An individual health insurance policy that provides that...

Section 10278.1. - 10278.1. (a) An individual health insurance policy issued, amended, or...

Section 10279. - 10279. (a) Every disability insurer that provides group or individual...

ARTICLE 2 - Approval of Commissioner

Section 10290. - 10290. A disability policy shall not be issued or delivered...

Section 10291. - 10291. If the commissioner notifies the insurer, in writing, that...

Section 10291.5. - 10291.5. (a) The purpose of this section is to achieve...

Section 10291.6. - 10291.6. Insofar as the reduction of any original benefit on...

Section 10292. - 10292. (a) A supplemental benefit described in subdivision (a) of...

Section 10293. - 10293. (a) The commissioner shall, after notice and hearing, withdraw...

ARTICLE 2.1 - Accelerated Death Benefits

Section 10295. - 10295. (a) An accelerated death benefit, as described in this...

Section 10295.1. - 10295.1. (a) An accelerated death benefit as defined in paragraph...

Section 10295.2. - 10295.2. A life insurance contract with an accelerated death benefit...

Section 10295.3. - 10295.3. (a) A written disclosure, as set forth below, shall...

Section 10295.4. - 10295.4. An insurer shall file with the commissioner an actuarial...

Section 10295.5. - 10295.5. (a) Applications, if any, or forms supporting an application,...

Section 10295.6. - 10295.6. (a) When a policyholder or certificate holder requests an...

Section 10295.7. - 10295.7. (a) The insurer may require a premium charge or...

Section 10295.8. - 10295.8. (a) An applicant for an accelerated death benefit shall...

Section 10295.9. - 10295.9. (a) Application forms for accelerated death benefits shall include...

Section 10295.10. - 10295.10. An insurer may not: (a) Cancel, nonrenew, or otherwise...

Section 10295.11. - 10295.11. (a) An accelerated death benefit shall not be advertised...

Section 10295.12. - 10295.12. (a) Insurers shall ensure that agents offering, marketing, or...

Section 10295.13. - 10295.13. In addition to other unfair trade practices described in...

Section 10295.14. - 10295.14. (a) Accelerated death benefits shall comply with the provisions...

Section 10295.15. - 10295.15. (a) Except at the request of the policyholder or...

Section 10295.16. - 10295.16. Termination of an accelerated death benefit shall not prejudice...

Section 10295.17. - 10295.17. An insurer that fails to conform to the requirements...

Section 10295.18. - 10295.18. Accelerated death benefits shall not limit or exclude coverage...

Section 10295.19. - 10295.19. A policy, certificate, rider, or endorsement shall include a...

ARTICLE 3 - Policy Form Generally Uniform Provisions

Section 10320. - 10320. No policy of accident and sickness insurance shall be...

Section 10321. - 10321. After issuance a disability policy shall not be amended,...

Section 10322. - 10322. If any disability policy is issued by an insurer...

Section 10323. - 10323. If any provision set forth in Article 4a or...

Section 10324. - 10324. The provisions which are the subject of Article 4a...

Section 10325. - 10325. The word “insured,” as used in this chapter, shall...

Section 10326. - 10326. Any disability policy of a foreign or alien insurer,...

Section 10326.5. - 10326.5. Any disability policy of a domestic insurer may, when...

Section 10327. - 10327. The commissioner may make such reasonable rules and regulations...

Section 10328. - 10328. No policy provision which is not subject to Article...

ARTICLE 4 - Compulsory Standard Provisions Uniform Provisions

Section 10350. - 10350. Except as provided in Section 10323, each disability policy...

Section 10350.1. - 10350.1. A disability policy shall contain a provision which shall...

Section 10350.2. - 10350.2. A disability policy shall contain a provision that shall...

Section 10350.3. - 10350.3. A disability policy shall contain a provision which shall...

Section 10350.4. - 10350.4. A disability policy shall contain a provision which shall...

Section 10350.5. - 10350.5. A disability policy shall contain a provision which shall...

Section 10350.6. - 10350.6. A disability policy shall contain a provision which shall...

Section 10350.7. - 10350.7. A disability policy shall contain a provision which shall...

Section 10350.8. - 10350.8. A disability policy shall contain a provision which shall...

Section 10350.9. - 10350.9. A disability policy shall contain a provision which shall...

Section 10350.10. - 10350.10. A disability policy shall contain a provision which shall...

Section 10350.11. - 10350.11. A disability policy shall contain a provision which shall...

Section 10350.12. - 10350.12. A disability policy shall contain a provision which shall...

Section 10351. - 10351. Each policy of disability insurance issued or renewed on...

Section 10352. - 10352. (a) Every policy of disability insurance issued, amended, or...

Section 10353. - 10353. (a) Every policy of disability insurance issued, amended, or...

Section 10354. - 10354. (a) (1) Every policy of disability insurance issued, amended,...

ARTICLE 5 - Optional Standard Provisions and Special Provisions Uniform Provisions

Section 10369.1. - 10369.1. Except as provided in Section 10323, no disability policy...

Section 10369.2. - 10369.2. A disability policy may contain a provision in the...

Section 10369.3. - 10369.3. A disability policy may contain a provision in the...

Section 10369.4. - 10369.4. A disability policy may contain a provision which shall,...

Section 10369.5. - 10369.5. A disability policy may contain a provision in the...

Section 10369.6. - 10369.6. A disability policy may contain a provision in the...

Section 10369.7. - 10369.7. A noncancellable disability policy may contain a provision in...

Section 10369.8. - 10369.8. A disability policy may contain a provision in the...

Section 10369.9. - 10369.9. A disability policy may contain a provision in the...

Section 10369.10. - 10369.10. A disability policy may contain a provision in the...

Section 10369.11. - 10369.11. A disability policy may contain a provision in the...

Section 10369.12. - 10369.12. (a) A disability policy may contain a provision in...

ARTICLE 6 - Interpretation of Policy

Section 10380. - 10380. The falsity of any statement in the application for...

Section 10381. - 10381. The following shall not operate as a waiver of...

Section 10381.5. - 10381.5. The insured shall not be bound by any statement...

Section 10382. - 10382. No alteration of any written application for any disability...

Section 10383. - 10383. If any disability policy contains a provision establishing, as...

Section 10384. - 10384. No insurer issuing or providing any policy of disability...

Section 10384.17. - 10384.17. (a) A health insurer shall not rescind a health...

Section 10385. - 10385. Compensation of a person or entity employed by, or...

Section 10390. - 10390. A policy delivered or issued for delivery to any...

ARTICLE 7 - Exemption

Section 10395. - 10395. The provisions of Sections 800, 801, 802, 803, and...

ARTICLE 8 - Penalties

Section 10400. - 10400. Any person willfully violating any provision of this chapter...

Section 10401. - 10401. Any incorporated insurer admitted for disability insurance and any...

Section 10402. - 10402. Any person who, without the prior authorization of an...

Section 10402.1. - 10402.1. An insurer or plan which accepts or ratifies a...

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California Code PART 2 - LIFE AND DISABILITY INSURANCE CHAPTER 4 - Standard Provisions in Disability Policies

California Code
PART 2 - LIFE AND DISABILITY INSURANCE
CHAPTER 4 - Standard Provisions in Disability Policies