California Code
TITLE 14 - LIEN
CHAPTER 2 - Mortgage

ARTICLE 1 - Mortgages in General

Section 2920. - 2920. (a) A mortgage is a contract by which specific...

Section 2920.5. - 2920.5. For purposes of this article, the following definitions apply:...

Section 2921. - 2921. A mortgage may be created upon property held adversely...

Section 2922. - 2922. A mortgage can be created, renewed, or extended, only...

Section 2923. - 2923. The lien of a mortgage is special, unless otherwise...

Section 2923.1. - 2923.1. (a) A mortgage broker providing mortgage brokerage services to...

Section 2923.3. - 2923.3. (a) With respect to residential real property containing no...

Section 2923.4. - 2923.4. The purpose of the act that added this section...

Section 2923.5. - 2923.5. (a) (1) A mortgage servicer, mortgagee, trustee, beneficiary, or...

Section 2923.55. - 2923.55. (a) A mortgage servicer, mortgagee, trustee, beneficiary, or authorized...

Section 2923.6. - 2923.6. (a) The Legislature finds and declares that any duty...

Section 2923.7. - 2923.7. (a) When a borrower requests a foreclosure prevention alternative,...

Section 2924. - 2924. (a) Every transfer of an interest in property, other...

Section 2924.1. - 2924.1. (a) Notwithstanding any other law, the transfer, following the...

Section 2924.3. - 2924.3. (a) Except as provided in subdivisions (b) and (c),...

Section 2924.5. - 2924.5. No clause in any deed of trust or mortgage...

Section 2924.6. - 2924.6. (a) An obligee may not accelerate the maturity date...

Section 2924.7. - 2924.7. (a) The provisions of any deed of trust or...

Section 2924.8. - 2924.8. (a) Upon posting a notice of sale pursuant to...

Section 2924.9. - 2924.9. (a) Unless a borrower has previously exhausted the first...

Section 2924.10. - 2924.10. (a) When a borrower submits a complete first lien...

Section 2924.11. - 2924.11. (a) If a foreclosure prevention alternative is approved in...

Section 2924.12. - 2924.12. (a) (1) If a trustee’s deed upon sale has...

Section 2924.15. - 2924.15. (a) Unless otherwise provided, paragraph (5) of subdivision (a)...

Section 2924.17. - 2924.17. (a) A declaration recorded pursuant to Section 2923.5 or...

Section 2924.18. - 2924.18. (a) (1) If a borrower submits a complete application...

Section 2924.19. - 2924.19. (a) (1) If a trustee’s deed upon sale has...

Section 2924.20. - 2924.20. Consistent with their general regulatory authority, and notwithstanding subdivisions...

Section 2924.26. - 2924.26. (a) Unless acting in the capacity of a trustee,...

Section 2924a. - 2924a. If, by the terms of any trust or deed...

Section 2924b. - 2924b. (a) Any person desiring a copy of any notice...

Section 2924c. - 2924c. (a) (1) Whenever all or a portion of the...

Section 2924d. - 2924d. (a) (1) Commencing with the date that the notice...

Section 2924d. - 2924d. (a) (1) Commencing with the date that the notice...

Section 2924e. - 2924e. (a) The beneficiary or mortgagee of any deed of...

Section 2924f. - 2924f. (a) As used in this section and Sections 2924g...

Section 2924f. - 2924f. (a) As used in this section and Sections 2924g...

Section 2924g. - 2924g. (a) (1) All sales of property under the power...

Section 2924g. - 2924g. (a) All sales of property under the power of...

Section 2924h. - 2924h. (a) Each and every bid made by a bidder...

Section 2924h. - 2924h. (a) Each and every bid made by a bidder...

Section 2924i. - 2924i. (a) This section applies to loans secured by a...

Section 2924j. - 2924j. (a) Unless an interpleader action has been filed, within...

Section 2924k. - 2924k. (a) The trustee, or the clerk of the court...

Section 2924l. - 2924l. (a) In the event that a trustee under a...

Section 2924m. - 2924m. (a) For purposes of this section: (1) “Prospective owner-occupant”...

Section 2924n. - 2924n. Nothing in this article shall relieve a person deemed...

Section 2924o. - 2924o. (a) On and after January 1, 2023, in the...

Section 2924p. - 2924p. (a) For purposes of this section, it is the...

Section 2925. - 2925. The fact that a transfer was made subject to...

Section 2926. - 2926. A mortgage is a lien upon everything that would...

Section 2927. - 2927. A mortgage does not entitle the mortgagee to the...

Section 2928. - 2928. A mortgage does not bind the mortgagor personally to...

Section 2929. - 2929. No person whose interest is subject to the lien...

Section 2929.3. - 2929.3. (a) (1) A legal owner shall maintain vacant residential...

Section 2929.4. - 2929.4. (a) Prior to imposing a fine or penalty for...

Section 2929.45. - 2929.45. (a) An assessment or lien to recover the costs...

Section 2929.5. - 2929.5. (a) A secured lender may enter and inspect the...

Section [2930.]. - [2930.] Section Twenty-nine Hundred and Thirty. Title acquired by the...

Section 2931. - 2931. A mortgagee may foreclose the right of redemption of...

Section 2931a. - 2931a. In any action brought to determine conflicting claims to...

Section 2931b. - 2931b. In all actions in which the State of California...

Section 2931c. - 2931c. The Attorney General may bring an action in the...

Section 2932. - 2932. A power of sale may be conferred by a...

Section 2932.5. - 2932.5. Where a power to sell real property is given...

Section 2932.6. - 2932.6. (a) Notwithstanding any other provision of law, a financial...

Section 2933. - 2933. A power of attorney to execute a mortgage must...

Section 2934. - 2934. Any assignment of a mortgage and any assignment of...

Section 2934a. - 2934a. (a) (1) The trustee under a trust deed upon...

Section 2934b. - 2934b. Sections 15643 and 18102 of the Probate Code apply...

Section 2935. - 2935. When a mortgage or deed of trust is executed...

Section 2936. - 2936. The assignment of a debt secured by mortgage carries...

Section 2937. - 2937. (a) The Legislature hereby finds and declares that borrowers...

Section 2937.7. - 2937.7. In any action affecting the interest of any trustor...

Section 2938. - 2938. (a) A written assignment of an interest in leases,...

Section 2939. - 2939. A recorded mortgage must be discharged by a certificate...

Section 2939.5. - 2939.5. Foreign executors, administrators and guardians may satisfy mortgages upon...

Section 2940. - 2940. A certificate of the discharge of a mortgage, and...

Section 2941. - 2941. (a) Within 30 days after any mortgage has been...

Section 2941.1. - 2941.1. Notwithstanding any other provision of law, if no payoff...

Section 2941.5. - 2941.5. Every person who willfully violates Section 2941 is guilty...

Section 2941.7. - 2941.7. Whenever the obligation secured by a mortgage or deed...

Section 2941.9. - 2941.9. (a) The purpose of this section is to establish...

Section 2942. - 2942. Contracts of bottomry or respondentia, although in the nature...

Section 2943. - 2943. (a) As used in this section: (1) “Beneficiary” means...

Section 2943.1. - 2943.1. (a) For purposes of this section, the following definitions...

Section 2944. - 2944. None of the provisions of this chapter applies to...

Section 2944.5. - 2944.5. No lender, mortgagee, or any third party having an...

Section 2944.6. - 2944.6. (a) Notwithstanding any other provision of law, any person...

Section 2944.7. - 2944.7. (a) Notwithstanding any other law, it shall be unlawful...

Section 2944.8. - 2944.8. (a) In addition to any liability for a civil...

Section 2944.10. - 2944.10. Any action to enforce any cause of action pursuant...

ARTICLE 1.5 - Mortgage Foreclosure Consultants

Section 2945. - 2945. (a) The Legislature finds and declares that homeowners whose...

Section 2945.1. - 2945.1. The following definitions apply to this chapter: (a) “Foreclosure...

Section 2945.2. - 2945.2. (a) In addition to any other right under law...

Section 2945.3. - 2945.3. (a) Every contract shall be in writing and shall...

Section 2945.4. - 2945.4. It shall be a violation for a foreclosure consultant...

Section 2945.45. - 2945.45. (a) Except as provided in subdivision (b) of Section...

Section 2945.5. - 2945.5. Any waiver by an owner of the provisions of...

Section 2945.6. - 2945.6. (a) An owner may bring an action against a...

Section 2945.7. - 2945.7. Any person who commits any violation described in Section...

Section 2945.8. - 2945.8. If any provision of this article or the application...

Section 2945.9. - 2945.9. (a) A foreclosure consultant is liable for all damages...

Section 2945.10. - 2945.10. (a) Any provision in a contract which attempts or...

Section 2945.11. - 2945.11. (a) Any representative, as defined in subdivision (b) of...

ARTICLE 2 - Mortgage of Real Property

Section 2947. - 2947. Any interest in real property which is capable of...

Section 2948. - 2948. A mortgage of real property may be made in...

Section 2948.5. - 2948.5. (a) A borrower shall not be required to pay...

Section 2949. - 2949. (a) No mortgage or deed of trust on real...

Section 2950. - 2950. When a grant of real property purports to be...

Section 2952. - 2952. Mortgages and deeds of trust of real property may...

Section 2953. - 2953. Any express agreement made or entered into by a...

Section 2953.1. - 2953.1. As used in this section: (a) “Real property security...

Section 2953.2. - 2953.2. Every real property security instrument which contains or has...

Section 2953.3. - 2953.3. Every subordination agreement shall contain: (a) At the top...

Section 2953.4. - 2953.4. (a) Any subordination clause and any subordination agreement which...

Section 2953.5. - 2953.5. (a) Sections 2953.1 through 2953.4 shall not apply to...

Section 2954. - 2954. (a) (1) No impound, trust, or other type of...

Section 2954.1. - 2954.1. No lender or person who purchases obligations secured by...

Section 2954.2. - 2954.2. (a) Every mortgagee of record of real property containing...

Section 2954.4. - 2954.4. (a) A charge that may be imposed for late...

Section 2954.5. - 2954.5. (a) Before the first default, delinquency, or late payment...

Section 2954.6. - 2954.6. (a) If private mortgage insurance or mortgage guaranty insurance,...

Section 2954.65. - 2954.65. Within 30 days after notice of cancellation from the...

Section 2954.7. - 2954.7. Except when a statute, regulation, rule, or written guideline...

Section 2954.8. - 2954.8. (a) Every financial institution that makes loans upon the...

Section 2954.9. - 2954.9. (a) (1) Except as otherwise provided by statute, where...

Section 2954.10. - 2954.10. An obligee which accelerates the maturity date of the...

Section 2954.11. - 2954.11. (a) As used in this section: (1) “Open-end credit...

Section 2954.12. - 2954.12. (a) Notwithstanding Section 2954.7, and except when a statute,...

Section 2955. - 2955. (a) Money held by a mortgagee or a beneficiary...

Section 2955.1. - 2955.1. (a) Any lender originating a loan secured by the...

Section 2955.5. - 2955.5. (a) No lender shall require a borrower, as a...

ARTICLE 3 - Disclosures on Purchase Money Liens on Residential Property

Section 2956. - 2956. In a transaction for the purchase of a dwelling...

Section 2957. - 2957. The following definitions shall apply for the purposes of...

Section 2958. - 2958. A disclosure is not required under this article, to...

Section 2959. - 2959. The disclosures required by this article shall be made...

Section 2960. - 2960. If information disclosed in accordance with this article is...

Section 2961. - 2961. Every disclosure required by this article and every act...

Section 2962. - 2962. Any disclosure made pursuant to this article may be...

Section 2963. - 2963. The disclosures required to both purchaser and vendor by...

Section 2964. - 2964. The specification of items for disclosure in this article...

Section 2965. - 2965. The validity of any credit document or of any...

Section 2966. - 2966. (a) In a transaction regulated by this article, which...

Section 2967. - 2967. Any action arising under this article may be brought...