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Article 1. Trade Practices in General.
Sec. 21.36.010. Purpose. - The purpose of this chapter is to regulate an act...
Sec. 21.36.020. Unfair methods, deceptive acts prohibited. - A person may not engage in an act or a...
Sec. 21.36.025. Unfair marketing practices prohibited. - (a) A person may not violate the applicable provisions of...
Sec. 21.36.030. Misrepresentation and false advertising of insurance policies. - (a) A person may not make, issue, circulate, broadcast, or...
Sec. 21.36.040. False information, advertising. - A person may not make, publish, disseminate, circulate, or place...
Sec. 21.36.050. Twisting prohibited. - A person may not make or issue, or cause to...
Sec. 21.36.060. False or misleading financial statements. - (a) A person may not knowingly file with a public...
Sec. 21.36.070. Defamation. - (a) A person may not make, publish, disseminate, or circulate,...
Sec. 21.36.080. Boycott, coercion, and intimidation. - A person may not enter into an agreement to commit,...
Sec. 21.36.090. Unfair discrimination. - (a) A person may not make or permit unfair discrimination...
Sec. 21.36.096. Prohibited denial of claim for causation. - An insurer may not deny a claim if a risk,...
Sec. 21.36.100. Rebates. - Except as otherwise expressly provided by law, a person may...
Sec. 21.36.110. Exceptions to discrimination and rebates. - Nothing in AS 21.36.090, 21.36.100, and AS 21.54.100 may be...
Sec. 21.36.120. Unfair discrimination and rebates prohibited in property and casualty insurance. - (a) A property, casualty, or surety insurer or its employee...
Sec. 21.36.125. Unfair claim settlement practices. - (a) A person may not commit any of the following...
Sec. 21.36.130. Stock operations and advisory board contracts. - A person may not issue or deliver or permit its...
Sec. 21.36.160. Right of debtor or borrower to select insurance producer and insurer. - If property insurance is required in connection with a debt...
Sec. 21.36.170. Interlocking ownership, management. - (a) An insurer may retain, invest in, or acquire the...
Sec. 21.36.185. Maintenance of complaint handling records. - Except for records subject to health carrier grievance reporting and...
Sec. 21.36.190. Fictitious groups. - (a) An insurer, whether an authorized or unauthorized insurer, may...
Sec. 21.36.195. Surplus lines brokers and insurance producers; prohibited acts. - A surplus lines broker or an insurance producer may not...
Article 2. Cancellations and Renewals.
Sec. 21.36.210. Limits on cancellation. - (a) An insurer may not exercise its right to cancel...
Sec. 21.36.220. Notice of cancellation. - (a) An insurer may not exercise its right to cancel...
Sec. 21.36.225. Notice of health insurance coverage cancellation, coverage change, or premium change. - (a) Except for a health care insurance policy subject to...
Sec. 21.36.235. Notice of premium or coverage changes upon renewal. - (a) Except as provided in AS 21.36.305, if the renewal...
Sec. 21.36.240. Failure to renew. - (a) An insurer may only fail to renew a personal...
Sec. 21.36.250. Cancellation or nonrenewal of automobile insurance. - When a policy of automobile liability insurance is cancelled, other...
Sec. 21.36.255. Premium return or credit. - (a) If an insurance policy is cancelled, rejected, or rescinded...
Sec. 21.36.260. Proof and method of mailing notice. - If a notice is required from an insurer under this...
Sec. 21.36.270. Effect of failure to comply. - Notwithstanding the failure of an insurer to comply with AS...
Sec. 21.36.280. Immunity of insurer, director, and informer. - There is no liability on the part of, and a...
Sec. 21.36.290. Policy period. - (a) A policy with a policy period or term longer...
Sec. 21.36.305. Premium increases on personal automobile insurance policies. - (a) An insurer may not increase the premium on a...
Sec. 21.36.307. Effect of overweight vehicle offenses on personal automobile insurance. - (a) An insurer may not take adverse action relating to...
Sec. 21.36.310. Definitions. - In AS 21.36.210 - 21.36.310, (1) “business or commercial insurance”...
Article 3. Financial Institutions; Loans; Credit.
Sec. 21.36.317. Licensing of persons in a financial institution. - A financial institution may not allow a person to transact...
Sec. 21.36.319. Anticoercion and antitying. - (a) A person may not (1) require, as a condition...
Sec. 21.36.321. Misrepresentation in financial institution sales. - In the sale of insurance by a financial institution, a...
Sec. 21.36.323. Disclosures required in financial institution sales. - (a) In the sale of insurance by a financial institution,...
Sec. 21.36.325. Definitions for AS 21.36.317 - 21.36.325. - In AS 21.36.317 - 21.36.325, unless the context otherwise requires,...
Article 4. Fraud, Crimes, and Investigations.
Sec. 21.36.355. Felony convictions involving dishonesty or breach of trust. - (a) A person who has a conviction for a felony...
Sec. 21.36.360. Fraudulent or criminal insurance acts. - (a) A person may not commit a fraudulent or criminal...
Sec. 21.36.365. Immunity for reports on fraud. - (a) A person is not liable for civil damages for...
Sec. 21.36.380. Notice on claim form. - A claim form must contain a statement that states in...
Sec. 21.36.390. Notice to director. - (a) An insurer or licensee that has reason to believe...
Sec. 21.36.400. Confidentiality. - (a) The papers, reports, documents, and evidence received under AS...
Sec. 21.36.410. Out-of-state investigations. - (a) If material the director seeks to obtain is located...
Article 5. Specific Acts and Types of Insurance.
Sec. 21.36.430. Insurance for domestic violence victims and providers of services to victims; records. - (a) A person transacting insurance in this state may not...
Sec. 21.36.440. Required disclosure for failure to provide coverage to an applicant. - An insurer who refuses to provide insurance coverage to an...
Sec. 21.36.450. Definition of insurer for AS 21.36.430 - 21.36.440. - In AS 21.36.430 - 21.36.440, “insurer” includes (1) an insurer,...
Sec. 21.36.460. Uses of and restrictions on credit history or insurance scoring applicable to personal insurance. - (a) If an insurer writing personal insurance uses credit information...
Sec. 21.36.461. Extraordinary life circumstances. - (a) Except as provided in AS 21.36.460(d), an insurer that...
Sec. 21.36.465. Notice of limited motor vehicle insurance. - (a) An insurance policy that provides coverage only against property...
Sec. 21.36.470. Violation of viatical settlement provisions prohibited. - A person may not violate the viatical settlement transaction provisions...
Sec. 21.36.475. Limitation on owner controlled and contractor controlled insurance programs. - (a) An owner controlled insurance program or a contractor controlled...
Sec. 21.36.480. Genetic information nondiscrimination. - (a) A health care insurer that offers a health care...
Sec. 21.36.485. Coverage of children. - (a) A health care insurer may not deny enrollment of...
Sec. 21.36.490. Premium financing. - A person licensed under AS 21.27 may not (1) enter...
Sec. 21.36.495. Prompt payment of health care insurance claims. - (a) A health care insurer shall pay or deny indemnities...
Sec. 21.36.500. Unfair financial planning practices. - (a) A person may not represent, directly or indirectly, to...
Sec. 21.36.505. Health discount plans. - (a) A person may not sell, market, promote, advertise, or...
Sec. 21.36.510. Nondisclosure of personal financial and personal health information. - The director shall adopt regulations regarding the release of financial...
Sec. 21.36.515. Portable electronics insurance. - (a) Portable electronics insurance may be offered, issued for delivery,...
Article 6. Remedies and General Provisions.
Sec. 21.36.900. Procedures as to undefined practices. - (a) If the director believes that a person engaged in...
Sec. 21.36.910. Hearings and order on violation. - (a) On the complaint of a person or on the...
Sec. 21.36.920. Injunctive relief. - The director may seek injunctive relief to aid in the...
Sec. 21.36.930. Provisions of this chapter additional to other law. - The powers vested in the director by this chapter are...