After consultation with the insurance companies authorized to issue motor vehicle liability policies in this state, the director of the division of insurance shall approve a reasonable plan, fair to the insurers and equitable to their policyholders, for the apportionment among these companies of applicants for motor vehicle policies and other vehicle coverages who are in good faith entitled to but are unable to procure policies through ordinary methods. When a plan is approved, all the insurance companies shall subscribe to it and participate in it, except a reciprocal insurer formed by and only insuring a group of municipalities or nonprofit utilities under AS 21.75, or a reciprocal insurer formed under AS 21.75 to provide marine insurance. An applicant for an assigned risk policy, a person insured under an assigned risk plan, and an insurance company affected may appeal to the commissioner of commerce, community, and economic development from a ruling or decision of the authority designated to operate the plan. Failure to adopt an assigned risk plan does not relieve any person from responsibility under this chapter.
Structure Alaska Statutes
Chapter 20. Motor Vehicle Safety Responsibility Act
Sec. 28.20.010. Declaration of purpose.
Sec. 28.20.020. Administration.
Sec. 28.20.050. Application of chapter.
Sec. 28.20.060. Exceptions to requirement of security.
Sec. 28.20.070. Requirements as to policy or bond.
Sec. 28.20.080. Form and amount of security.
Sec. 28.20.090. Suspension for failure to deposit security.
Sec. 28.20.100. Release from liability.
Sec. 28.20.110. Adjudication of nonliability.
Sec. 28.20.120. Agreements for payment of damages.
Sec. 28.20.130. Payment upon judgment.
Sec. 28.20.140. Termination of security requirement.
Sec. 28.20.150. Duration of suspension.
Sec. 28.20.170. Authority of department to decrease amount of security.
Sec. 28.20.180. Correction of action of department.
Sec. 28.20.190. Custody of security.
Sec. 28.20.200. Disposition of security.
Sec. 28.20.210. Return of deposit.
Sec. 28.20.220. Matters not to be evidence in civil suits.
Sec. 28.20.230. Proof of financial responsibility for the future.
Sec. 28.20.240. Proof required when driving privilege is restricted.
Sec. 28.20.250. Action in respect to unlicensed person.
Sec. 28.20.260. When proof required after accidents.
Sec. 28.20.270. Suspension for nonpayment of judgments.
Sec. 28.20.280. When courts to report nonpayment of judgments.
Sec. 28.20.290. Further action with respect to nonresidents.
Sec. 28.20.300. Exception for government vehicles.
Sec. 28.20.310. Exception when consent granted by judgment creditor.
Sec. 28.20.320. Exceptions when insurer liable.
Sec. 28.20.325. Exemption for certain employee-drivers; applicability to employer.
Sec. 28.20.330. Suspension to continue until judgments paid and proof given.
Sec. 28.20.340. Driving while license cancelled, suspended, or revoked.
Sec. 28.20.360. Payments sufficient to satisfy requirements.
Sec. 28.20.370. Installment payment of judgments; default.
Sec. 28.20.380. Registration and operator's rights limited by extent of proof.
Sec. 28.20.390. Proof by persons who do not own a vehicle.
Sec. 28.20.400. Self-insurers.
Sec. 28.20.410. Certificate of insurance as proof.
Sec. 28.20.420. Certificate furnished by nonresident as proof.
Sec. 28.20.430. Default by nonresident insurer.
Sec. 28.20.440. Motor vehicle liability policy defined; required provisions.
Sec. 28.20.445. Uninsured and underinsured motorists coverage.
Sec. 28.20.450. Notice of cancellation or termination of certified policy.
Sec. 28.20.460. Chapter not to affect other policies.
Sec. 28.20.470. Bond as proof.
Sec. 28.20.480. Action on bond.
Sec. 28.20.500. Owner may give proof for others.
Sec. 28.20.510. Substitution of proof.
Sec. 28.20.520. Other proof may be required.
Sec. 28.20.530. Application of deposit.
Sec. 28.20.540. Duration, cancellation, and return of proof.
Sec. 28.20.550. Transfer of registration to defeat purpose of chapter prohibited.
Sec. 28.20.560. Surrender of license and registration, and false affidavits.
Sec. 28.20.580. Assigned risk plans.
Sec. 28.20.590. Past application of chapter.
Sec. 28.20.600. Chapter does not prevent other process.
Sec. 28.20.610. Provisions of chapter apply throughout state.