(a) A policy provision that is not subject to this chapter may not make a policy, or any portion of a policy, less favorable to the insured or the beneficiary than the provisions of the policy that are subject to this chapter.
(b) A policy delivered or issued for delivery to a person in this state in violation of this chapter shall be held valid but shall be construed as provided in this chapter. When a provision in a policy subject to this chapter is in conflict with a provision of this chapter, the rights, duties, and obligations of the insurer, the insured and the beneficiary shall be governed by the provisions of this chapter.
Structure Alaska Statutes
Chapter 51. Health Insurance Policies
Sec. 21.51.010. Applicability.
Sec. 21.51.020. Scope, format of policy.
Sec. 21.51.030. Required provisions.
Sec. 21.51.040. Entire contract.
Sec. 21.51.050. Time limit on certain defenses.
Sec. 21.51.070. Reinstatement.
Sec. 21.51.080. Notice of claim.
Sec. 21.51.100. Proofs of loss.
Sec. 21.51.120. Payment of claims.
Sec. 21.51.130. Physical examination, autopsy.
Sec. 21.51.140. Legal actions.
Sec. 21.51.150. Change of beneficiary.
Sec. 21.51.160. Optional policy provisions.
Sec. 21.51.170. Change of occupation.
Sec. 21.51.180. Misstatement of age.
Sec. 21.51.190. Other insurance in this insurer.
Sec. 21.51.220. Relation of earnings to insurance.
Sec. 21.51.230. Unpaid premiums.
Sec. 21.51.240. Conformity with state statutes.
Sec. 21.51.250. Illegal occupation.
Sec. 21.51.260. Intoxicants and narcotics.
Sec. 21.51.270. Renewal at option of insurer.
Sec. 21.51.280. Order of certain provisions.
Sec. 21.51.290. Third-party ownership.
Sec. 21.51.300. Requirement of other jurisdictions.
Sec. 21.51.310. Conforming to statute.
Sec. 21.51.330. Franchise health insurance.
Sec. 21.51.400. Renewability and certification.