Alaska Statutes
Chapter 51. Health Insurance Policies
Sec. 21.51.160. Optional policy provisions.

Except as provided in AS 21.51.030(b), a policy delivered or issued for delivery to a person in this state may not contain provisions respecting the matters set out in AS 21.51.170 - 21.51.260 unless the provisions are in the words in which the same appear in the applicable section, except that the insurer may, at its option, use in lieu of the provision a corresponding provision of different wording approved by the director that is not less favorable in any respect to the insured or the beneficiary. The provision contained in the policy shall be preceded individually by the appropriate caption or, at the option of the insurer, by the appropriate individual or group captions or subcaptions as the director may approve.

Structure Alaska Statutes

Alaska Statutes

Title 21. Insurance

Chapter 51. Health Insurance Policies

Sec. 21.51.010. Applicability.

Sec. 21.51.020. Scope, format of policy.

Sec. 21.51.030. Required provisions.

Sec. 21.51.040. Entire contract.

Sec. 21.51.050. Time limit on certain defenses.

Sec. 21.51.060. Grace period.

Sec. 21.51.070. Reinstatement.

Sec. 21.51.080. Notice of claim.

Sec. 21.51.090. Claim forms.

Sec. 21.51.100. Proofs of loss.

Sec. 21.51.120. Payment of claims.

Sec. 21.51.130. Physical examination, autopsy.

Sec. 21.51.140. Legal actions.

Sec. 21.51.150. Change of beneficiary.

Sec. 21.51.160. Optional policy provisions.

Sec. 21.51.170. Change of occupation.

Sec. 21.51.180. Misstatement of age.

Sec. 21.51.190. Other insurance in this insurer.

Sec. 21.51.200. Insurance with other insurers providing benefits for loss on a provision of service or expense incurred basis.

Sec. 21.51.210. Insurance with other insurers providing benefits for loss on other than an expense incurred basis.

Sec. 21.51.220. Relation of earnings to insurance.

Sec. 21.51.230. Unpaid premiums.

Sec. 21.51.240. Conformity with state statutes.

Sec. 21.51.250. Illegal occupation.

Sec. 21.51.260. Intoxicants and narcotics.

Sec. 21.51.270. Renewal at option of insurer.

Sec. 21.51.280. Order of certain provisions.

Sec. 21.51.290. Third-party ownership.

Sec. 21.51.300. Requirement of other jurisdictions.

Sec. 21.51.310. Conforming to statute.

Sec. 21.51.320. Age limit.

Sec. 21.51.330. Franchise health insurance.

Sec. 21.51.400. Renewability and certification.

Sec. 21.51.405. Rate requirements; filings; regulations.

Sec. 21.51.500. Definitions.