(a) A health care insurance plan providing coverage for a dependent of a covered individual shall, as to the dependent's coverage, also provide that the health care insurance benefits applicable for dependents shall be payable with respect to
(1) a newly born child of a covered individual from the moment of birth;
(2) a child adopted by a covered individual from the date of adoption;
(3) a child placed with a covered individual for adoption from the date of placement for adoption; and
(4) a spouse from not later than the first day of the first month beginning after the date the request for enrollment is received, but the insurer may require that a request for enrollment be received within 31 days of the date of marriage.
(b) The coverage for a newly born child under this section shall consist of coverage of injury or sickness, including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities.
(c) If payment of a specific charge is required to provide coverage for a child under this section, the policy or contract may require that notification of birth of a newly born child, adopted child, or child placed for adoption and payment of the required premium or fees may be required to be furnished to the health care insurer within 31 days after the date of birth, adoption, or placement for adoption in order to have the coverage continue beyond the 31-day period.
(d) Under (a) - (c) of this section, a health care insurer shall offer coverage for a family member, including a newly born child, adopted child, or child placed for adoption, regardless of the marital status of the covered individual.
Structure Alaska Statutes
Chapter 42. The Insurance Contract
Article 2. Specific Coverage Provisions.
Sec. 21.42.345. Required provision for coverage of dependents.
Sec. 21.42.347. Coverage for costs of birth.
Sec. 21.42.349. Coverage for newborn and infant hearing screening.
Sec. 21.42.351. Coverage for well-baby exams.
Sec. 21.42.353. Coverage for the costs of acupuncture treatment.
Sec. 21.42.355. Coverage for cost of services provided by certified nurse midwives.
Sec. 21.42.363. Eye care under health insurance.
Sec. 21.42.365. Coverage for treatment of alcoholism or drug abuse.
Sec. 21.42.375. Coverage for mammograms.
Sec. 21.42.377. Coverage for colorectal cancer screening.
Sec. 21.42.380. Coverage for treatment of phenylketonuria.
Sec. 21.42.385. Dental, vision, and hearing coverage.
Sec. 21.42.390. Coverage for treatment of diabetes.
Sec. 21.42.392. Requirements relating to dental care coverage provisions.
Sec. 21.42.395. Coverage for prostate and cervical cancer detection.
Sec. 21.42.397. Coverage for autism spectrum disorders.
Sec. 21.42.400. Coverage for reconstructive surgery following mastectomy.
Sec. 21.42.405. High deductible health plan.
Sec. 21.42.410. Coverage of dependent students on medically necessary leaves of absence.
Sec. 21.42.415. Coverage for clinical trials related to cancer.
Sec. 21.42.420. Coverage for prescription drugs; specialty drug tiers prohibited.
Sec. 21.42.422. Coverage for telehealth.
Sec. 21.42.425. Coverage for prescription topical eye medication.
Sec. 21.42.430. Coverage for anti-cancer medication.
Sec. 21.42.440. Coverage for costs of services provided by pharmacists.