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Article 1. The Insurance Contract.
Sec. 21.42.010. Applicability. - AS 21.42.010 - 21.42.599 do not apply to (1) reinsurance;...
Sec. 21.42.020. Insurable interest: life, annuity, or health. - (a) A person of competent legal capacity may procure or...
Sec. 21.42.030. Insurable interest: property. - (a) A contract of insurance of property or of an...
Sec. 21.42.040. Interest of named insured. - When the name of the person insured is specified in...
Sec. 21.42.050. Change of interest on death. - A change of interest, by will or succession, on the...
Sec. 21.42.060. Transfer of interest between joint insureds. - A transfer of interest by one of the several partners,...
Sec. 21.42.070. Insurance without interest, or of wager, is void. - (a) A stipulation in a policy of insurance of property...
Sec. 21.42.075. Reimbursement of losses. - An insurer may make a filing for approval by the...
Sec. 21.42.080. Capacity to contract. - (a) A person of competent legal capacity may contract for...
Sec. 21.42.090. Application required, life and health insurance. - A life or health insurance contract upon an individual, except...
Sec. 21.42.100. Request for copy of application; alteration. - (a) If a policy of life or health insurance delivered...
Sec. 21.42.110. Representations in applications. - All statements and descriptions in an application for an insurance...
Sec. 21.42.120. Filing, approval of forms. - (a) A basic insurance policy or annuity contract form, or...
Sec. 21.42.123. Form filing subject to prior approval. - (a) A prior approval filing shall be made not less...
Sec. 21.42.125. Form filing subject to file and use; penalties. - (a) A file and use filing shall be filed with...
Sec. 21.42.130. Grounds for disapproval. - The director shall disapprove a form filed under AS 21.42.120...
Sec. 21.42.140. Standard provisions. - (a) Insurance contracts must contain the standard or uniform provisions...
Sec. 21.42.145. Stop-loss insurance provisions. - (a) An insurance company licensed under AS 21.09, a hospital...
Sec. 21.42.150. Policy must contain entire contract. - The policy, when issued, shall contain the entire contract between...
Sec. 21.42.160. Contents of policies in general. - (a) Each policy must specify (1) the names of the...
Sec. 21.42.170. Additional policy contents. - A policy may contain additional provisions not inconsistent with this...
Sec. 21.42.175. Non-English translations. - (a) The director may approve an insurance policy form in...
Sec. 21.42.180. Charter, bylaw provisions. - A policy may not contain a provision purporting to make...
Sec. 21.42.190. Execution of policies. - (a) Each insurance policy shall be executed in the name...
Sec. 21.42.200. Underwriters' and combination policies. - (a) Two or more authorized insurers may jointly issue, and...
Sec. 21.42.205. Coordination of benefits. - (a) Unless prohibited by federal law, an insurer authorized under...
Sec. 21.42.210. Interest in reinsurance. - The original insured has no interest in a contract of...
Sec. 21.42.220. Validity of noncomplying forms. - An insurance policy, rider, or endorsement issued and otherwise valid...
Sec. 21.42.230. Construction of policies. - Each insurance contract shall be construed according to the entirety...
Sec. 21.42.240. Binders. - (a) A binder or other contract for temporary insurance may...
Sec. 21.42.250. Delivery or posting of policy; notifications. - (a) An insurer shall provide a policy or endorsement to...
Sec. 21.42.260. Renewal by certificate. - An insurance policy terminating by its terms at a specified...
Sec. 21.42.265. Effective date of coverage. - Unless otherwise provided by law, the effective date of a...
Sec. 21.42.270. Assignment of policies. - A policy may be assignable or nonassignable, depending upon its...
Sec. 21.42.280. Payment discharges insurer. - When the proceeds of or payments under a life or...
Sec. 21.42.290. Minor may give acquittance. - (a) A minor domiciled in this state who has attained...
Sec. 21.42.300. Forms for proof of loss to be furnished. - An insurer shall furnish, upon written request of the person...
Sec. 21.42.310. Claims administration not waiver. - Without limitation of a right or defense of an insurer...
Sec. 21.42.315. Separate accounts. - (a) A domestic life insurance company may establish one or...
Article 2. Specific Coverage Provisions.
Sec. 21.42.345. Required provision for coverage of dependents. - (a) A health care insurance plan providing coverage for a...
Sec. 21.42.347. Coverage for costs of birth. - (a) A health care insurer who provides coverage for the...
Sec. 21.42.349. Coverage for newborn and infant hearing screening. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.351. Coverage for well-baby exams. - (a) A health care insurer that offers health care insurance...
Sec. 21.42.353. Coverage for the costs of acupuncture treatment. - Except for a fraternal benefit society, a health care insurer...
Sec. 21.42.355. Coverage for cost of services provided by certified nurse midwives. - (a) If a health care insurance plan or an excepted...
Sec. 21.42.363. Eye care under health insurance. - A policy, contract, or prepaid plan for individual or group...
Sec. 21.42.365. Coverage for treatment of alcoholism or drug abuse. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.375. Coverage for mammograms. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.377. Coverage for colorectal cancer screening. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.380. Coverage for treatment of phenylketonuria. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.385. Dental, vision, and hearing coverage. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.390. Coverage for treatment of diabetes. - (a) A health care insurer that offers in this state...
Sec. 21.42.392. Requirements relating to dental care coverage provisions. - (a) A health care insurer who provides coverage for dental...
Sec. 21.42.395. Coverage for prostate and cervical cancer detection. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.397. Coverage for autism spectrum disorders. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.400. Coverage for reconstructive surgery following mastectomy. - A health care insurer that offers, issues for delivery, delivers,...
Sec. 21.42.405. High deductible health plan. - (a) A health care insurer that offers, issues, delivers, or...
Sec. 21.42.410. Coverage of dependent students on medically necessary leaves of absence. - A health care insurer that offers a health care insurance...
Sec. 21.42.415. Coverage for clinical trials related to cancer. - (a) A health care insurer that offers, issues for delivery,...
Sec. 21.42.420. Coverage for prescription drugs; specialty drug tiers prohibited. - A health care insurer that offers, issues, delivers, or renews...
Sec. 21.42.422. Coverage for telehealth. - (a) A health care insurer that offers, issues for delivery,...
Sec. 21.42.425. Coverage for prescription topical eye medication. - (a) A health care insurer that offers, issues for delivery,...
Sec. 21.42.430. Coverage for anti-cancer medication. - (a) Except for a fraternal benefit society, a health care...
Sec. 21.42.440. Coverage for costs of services provided by pharmacists. - A policy, contract, or prepaid plan for individual or group...
Sec. 21.42.599. Definitions. - In AS 21.42.345 - 21.42.599, (1) “copayment” means the portion...
Article 3. Compact Concerning Annuity, Life, Disability, and Long-term Care Insurance.
Sec. 21.42.700. Interstate Insurance Product Regulation Compact. - The Interstate Insurance Product Regulation Compact contained in this section...
Sec. 21.42.705. Opt-out duties, guidelines, remedies. - (a) As a participant in the Interstate Insurance Product Regulation...