No written or oral misrepresentation or warranty made in the negotiations of a contract or policy of insurance, or in the application for contract or policy of insurance, by the insured or in the insured's behalf, shall be deemed material or defeat or void the policy or prevent its attaching, unless the misrepresentation or warranty is made with actual intent to deceive, or unless the matter represented increases the risk of loss.
Structure 2021 Tennessee Code
Chapter 7 - Policies and Policyholders
§ 56-7-103. Misrepresentation or Warranty Will Not Void Policy — Exceptions
§ 56-7-104. Hostilities Shall Not Invalidate Policy
§ 56-7-106. Liability of Policyholders When Action Not Brought in Good Faith
§ 56-7-111. Property or Casualty Insurance — General Contractor as a Payee
§ 56-7-112. Deferred Individual Annuity Contracts — Minimum Guaranteed Surrender Value
§ 56-7-118. Notice of Premium Increase
§ 56-7-119. Excuse for Absence of Employee or Student
§ 56-7-120. Assignment of Benefits to Health Care Provider
§ 56-7-121. Exclusion of Coverage
§ 56-7-122. Disclosure of Agreements to Limit Services Permitted
§ 56-7-129. Subrogation of Claims for Damage Caused by Explosives