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Part 1 - General Provisions
§ 56-7-103. Misrepresentation or Warranty Will Not Void Policy — Exceptions - No written or oral misrepresentation or warranty made in the...
§ 56-7-104. Hostilities Shall Not Invalidate Policy - No policy of insurance issued to a citizen of this...
§ 56-7-106. Liability of Policyholders When Action Not Brought in Good Faith - In the event it is made to appear to the...
§ 56-7-107. Suit on Certificate Issued Under Group Insurance Policy — Copy of Policy Attached to Defendant's Answer - In any action against an insurance company by the holder...
§ 56-7-108. Mortality Tables - Notwithstanding any other law, the mortality tables adopted by the...
§ 56-7-111. Property or Casualty Insurance — General Contractor as a Payee - When insured property losses in excess of one thousand dollars...
§ 56-7-112. Deferred Individual Annuity Contracts — Minimum Guaranteed Surrender Value - Deferred individual annuity contracts, except variable annuity contracts as provided...
§ 56-7-118. Notice of Premium Increase - Any insurance company that increases its premiums shall give thirty...
§ 56-7-119. Excuse for Absence of Employee or Student - Any employer or educational institution may accept, and a duly...
§ 56-7-120. Assignment of Benefits to Health Care Provider - The physicians and other healthcare providers that may treat the...
§ 56-7-121. Exclusion of Coverage - Notwithstanding any other law to the contrary, an insurer may...
§ 56-7-122. Disclosure of Agreements to Limit Services Permitted - A provider shall not be prohibited by a health plan,...
§ 56-7-129. Subrogation of Claims for Damage Caused by Explosives - Any company holding a certificate of authority pursuant to §...
§ 56-7-133. Provision in Policy of Group Accident and Health Insurance Requiring Notification When Person Covered Under Group Policy Ceases to Be Covered - A policy of group accident and health insurance as defined...
Part 2 - General Provisions — Life Insurance
§ 56-7-201. Life Insurance Payable to Surviving Spouse and Children — Effect of Proceeds Being Payable to Estate - On the death of an insured, any life insurance acquired...
§ 56-7-202. Insurance on Married Person's Life, Effected by Spouse, Not Liable to Debts of Insured - Whenever a married person causes life insurance to be effected...
§ 56-7-203. Life Insurance or Annuity for or Assigned to Spouse or Children or Dependent Relatives Exempt From Claims of Creditors - The net amount payable under any policy of life insurance...
§ 56-7-206. Life Insurance — Proof of Death for Small Policies - In the case of any life insurance policy with a...
Part 3 - Life Insurance Policies
§ 56-7-305. Submission to Commissioner for Approval - Every life insurance company shall submit to the commissioner for...
§ 56-7-306. Revocation of License for Violation of § 56-7-305 or § 56-7-2310 - The license of any insurance company doing business in this...
§ 56-7-308. Provisions in Life Insurance Policies Issued by Foreign Companies — Provisions in Foreign Policies of Domestic Companies - The policies of a life insurance company not organized under...
§ 56-7-310. Policies Exemptions - Sections 56-7-308, 56-7-309, 56-7-2307 and 56-7-2308, do not apply to...
§ 56-7-311. “Company” Defined - As used in §§ 56-7-308, 56-7-309, 56-7-2307, 56-7-2308 and 56-7-2311,...
§ 56-7-313. Certain Provisions as to Defaulted Policies, Loans and Reserves Cannot Be Waived - No agreement between the company and the policyholder or applicant...
§ 56-7-314. Purchase or Assignment of Life Insurance by Charitable Organization — Date of Insurable Interest - If an organization described in either § 170(c) or §...
§ 56-7-315. Interest Payable After Receipt of Claim - An insurer of a life insurance policy or annuity issued...
Part 4 - Standard Nonforfeiture Law
§ 56-7-401. Standard Nonforfeiture Law - provided, that in applying the percentages specified in subdivisions (e)(1)(C)...
Part 5 - Contingent and Mortality Contracts
§ 56-7-501. Contingent or Mortality Contracts — Dividing Policyholders or Members Into Classes and Paying Benefits to Oldest Member of Class Prohibited — Exceptions - No life insurance company, fraternal benefit society, order or association...
§ 56-7-503. Commissioner to Make Orders for Enforcement of Contingent and Mortality Endowment Contracts - The commissioner has authority, upon examination and investigation of any...
Part 6 - Tennessee Right to Shop Act
§ 56-7-601. Short Title - This part shall be known and may be cited as...
§ 56-7-602. Part Definitions - As used in this part:
§ 56-7-605. Order for Comparable Healthcare Service Upon Request - At the request of a patient, a healthcare provider licensed...
§ 56-7-606. Report on Examples of Shared Savings Incentive Programs - The state insurance committee, created by § 8-27-201, shall publish...
§ 56-7-607. Promulgation of Rules - The commissioner is authorized to promulgate rules as necessary to...
§ 56-7-608. Applicability of Part - Except for § 56-7-3506, and notwithstanding § 56-7-1005, this part...
§ 56-7-609. Annual Total Value of Incentives - Notwithstanding this part, the total value of incentives offered to...
Part 7 - Industrial Insurance
§ 56-7-701. “Industrial Life Insurance” Defined - Industrial life insurance,” as used in §§ 56-7-702 — 56-7-704,...
§ 56-7-703. Industrial Life Insurance Policies to Which Preceding Section Inapplicable — Provisions in Addition to Other Requirements - The requirements of § 56-7-702 shall not be applicable as...
§ 56-7-704. Provisions in Industrial Life Insurance Policies More Favorable to Policyholder Permissible - Any industrial life insurance contracts may be delivered or issued...
§ 56-7-705. Misrepresentations as to Terms, Benefits, or Advantages of Industrial Life, Health or Accident Insurance Policies Forbidden — “Industrial Insurance” Defined - No insurance company or association transacting an industrial life, health,...
§ 56-7-706. Premiums or Assessments for Industrial or Fraternal Insurance Not to Be Received After Insolvency - No officer, director, or agent of an insurance company or...
§ 56-7-707. Industrial or Fraternal Insurance Policies or Certificates Not to Be Issued to Unhealthy Persons - No officer, director, agent, physician, or other person shall, with...
§ 56-7-708. Fraudulent Statements in Application or Claim Under Industrial or Fraternal Insurance Forbidden - No person shall knowingly or willfully make or aid in...
§ 56-7-709. Penalty for Violation of §§ 56-7-705 — 56-7-708 - Any violation of §§ 56-7-705 — 56-7-708 is a Class...
Part 8 - Fire Insurance
§ 56-7-802. Measure of Damages for Loss by Fire — Insured Reimbursed for Excess Premiums - If buildings within the state insured against loss by fire...
§ 56-7-803. Measure of Damages in Case of Agent's Failure to Inspect Property - If the company, its designee or agent, fails to place...
§ 56-7-804. Policies Protecting Trustees, Mortgagees, Assignees and Like Parties - When any person, as trustee, mortgagee, assignee, or otherwise, possesses...
Part 9 - Credit Life and Health Insurance
§ 56-7-903. Applicability of Credit Life Insurance Provisions - All life insurance policies and certificates issued in connection with...
§ 56-7-904. Definitions - As used in § 56-7-903, this section and §§ 56-7-905...
§ 56-7-911. Reserves - In order to assure that sufficient funds will be made...
Part 10 - Health and Accident Insurance
§ 56-7-1005. State Mandated Health Benefits — Applicability - Notwithstanding any other law to the contrary, a state mandated...
§ 56-7-1009. Health Care Provider Credentialing Applications From the Council on Affordable Quality Healthcare (Caqh) - 2005, ch. 167, § 1.
§ 56-7-1010. Jurisdiction Over Insurers - Notwithstanding any other law, and except as provided in this...
Part 11 - General Provisions — Auto Insurance
§ 56-7-1103. Motor Vehicle Liability — Applicability of Sections - Sections 56-7-1103 — 56-7-1105 are applicable only in causes of...
§ 56-7-1105. Liability for Failure to Comply - Willful violation of §§ 56-7-1103, 56-7-1104 and this section by...
§ 56-7-1106. Collision Insurance Purchased as a Condition to Financing Automobile Purchase - When a creditor or lender requires a borrower to purchase...
§ 56-7-1108. Personal Automobile Insurance of Municipal, County, and State Employees - Whenever a full-time employee of municipal, county, or state government...
§ 56-7-1110. Insurance Coverage or Collision Damages Waivers for Rental Cars - Any rental car company, offering for sale insurance coverage or...
§ 56-7-1112. Coverage of Foreign Exchange Student - For the purposes of motor vehicle coverage under this part...
§ 56-7-1113. Automobile Glass Replacement or Repair — Legislative Findings - The general assembly finds that the acts and practices prohibited...
§ 56-7-1116. Automobile Glass Replacement or Repair — Violations — Remedies - A violation of §§ 56-7-1113 — 56-7-1116 also constitutes a...
§ 56-7-1117. Intentional Acts or Omissions of Vehicle Owners - When any person, as lienholder, secured party, assignee, or otherwise,...
Part 12 - Uninsured Motor Vehicle Coverage
§ 56-7-1203. Insolvency Protection Limitation — More Favorable Protection Not Precluded - An insurer's insolvency protection shall be applicable only to accidents...
§ 56-7-1205. Minimum Policy Limits Not Increased - Nothing contained in this part shall be construed as requiring...
Part 13 - Cancellation of Auto Insurance
§ 56-7-1305. Notice of Eligibility for Assigned Risk Plan - When a policy of automobile liability insurance is cancelled, other...
Part 14 - Medicare Supplement Insurance
§ 56-7-1401. Short Title - This part shall be known and may be cited as...
§ 56-7-1402. Purpose - The purpose of this part is to:
§ 56-7-1404. Unfair or Deceptive Acts in Replacement Transactions - With respect to any policy of medicare supplement insurance in...
§ 56-7-1405. Sale, Offer for Sale, or Administration — Unfair or Deceptive Acts - provided, that this part shall not alter, amend, or repeal...
§ 56-7-1406. Group Insurance Not Included - The requirements in the amendments and enactments in this part...
Part 15 - Medicare Supplement Policies
§ 56-7-1501. Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-1504. Benefits — Minimum Standards - Medicare supplement policies shall return to policyholders benefits that are...
§ 56-7-1506. Notice — Right to Return — Refunds - Medicare supplement policies and certificates shall have a notice prominently...
§ 56-7-1507. Review of Advertisements - Every issuer of medicare supplement insurance policies or certificates in...
§ 56-7-1508. Regulations Subject to Administrative Procedures Act - Regulations adopted pursuant to this part are subject to the...
§ 56-7-1509. Violations of Part — Powers to Compel Compliance - In addition to any other applicable penalties for violations set...
Part 16 - Easy to Read Life and Health Insurance Policy Act
§ 56-7-1601. Short Title - This part shall be known and may be cited as...
§ 56-7-1603. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-1606. Issuance of Policy Form After Filing - Nothing in this part shall be construed to negate any...
§ 56-7-1607. Authorization of Lower Reading Ease Test Scores - The commissioner may authorize a lower score than the Flesch...
§ 56-7-1608. Approval of Policy Notwithstanding Other Laws - A policy for meeting the requirements of § 56-7-1605(a) shall...
§ 56-7-1609. Authority to Enforce - The commissioner has sole authority to enforce this part or...
Part 17 - Prepaid Dental Plans
§ 56-7-1701. Option to Select Alternative Coverage - If a prepaid dental plan after May 3, 1983, offers...
§ 56-7-1702. Benefits for Obtaining Second Professional Opinion - Any prepaid dental plan that regularly provides benefits for obtaining...
Part 18 - Cancellation of Commercial Risk Insurance Act
§ 56-7-1801. Short Title - This part shall be known and may be cited as...
§ 56-7-1802. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-1803. Prerequisites for Effective Notice of Cancellation - After a commercial risk insurance policy has been in effect...
§ 56-7-1807. Noncompliance With This Part - Failure to comply with this part shall be considered to...
Part 19 - Cancellation of Personal Risk Insurance
§ 56-7-1901. Notice of Intention Not to Renew - Except as provided in § 56-7-1304, if an insurance company...
Part 20 - Memphis Plan Act of 1991
§ 56-7-2001. Short Title - This part shall be known and may be cited as...
§ 56-7-2002. Purpose - The general assembly finds that there is a problem with...
§ 56-7-2003. Plan Not Deemed to Be Insurance — Conditions - A plan that provides health care services to low income...
§ 56-7-2004. Maintenance of Minimum Essential Health Coverage - Coverage made available under the plan shall constitute minimum essential...
§ 56-7-2005. Presumption That Operating Entity Satisfies Requirements Regarding Health Care Sharing Ministries - Operation consistent with the standards described in § 56-7-2003 shall...
Part 21 - Pet Insurance
§ 56-7-2101. “Pet” Defined - As used in this part, “pet” means any domesticated animal...
§ 56-7-2102. Policies or Contracts - Any insurer writing any coverage to which this title applies...
§ 56-7-2103. Disclosure - All policies issued pursuant to this part shall clearly disclose...
Part 22 - Tennessee Small Employer Group Health Coverage Reform Act
§ 56-7-2201. Short Title - This part shall be known and may be cited as...
§ 56-7-2202. Legislative Purpose - The purpose and intent of this part is to promote...
§ 56-7-2203. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-2204. Affiliated Companies - For the purposes of this part, companies that are affiliated...
§ 56-7-2210. Duties of a Health Group Cooperative - A health group cooperative:
Part 23 - Mandated Insurer or Plan Coverage
§ 56-7-2304. Continuation of Coverage on Group Contracts - The commissioner is authorized to adopt rules applicable to insurance...
§ 56-7-2306. Group Life Insurance — Prior Policies Unaffected - Section 56-7-2305 does not apply to any policy or contract...
§ 56-7-2307. Provisions and Conditions Required in Life Insurance Policies - No policy of life insurance shall be issued in this...
§ 56-7-2308. Provisions and Conditions Prohibited in Life Insurance Policies - No policy of life insurance in a form other than...
§ 56-7-2310. Character of Life Insurance Policies to Be Printed or Stamped Thereon - All life insurance companies authorized to do the business of...
§ 56-7-2313. Converted Policy — Conditions - Issuance of a converted policy shall be subject to the...
§ 56-7-2314. Conditions Exempting Insurer From Conversion Requirement - The insurer shall not be required to issue a converted...
§ 56-7-2316. Ceiling on Converted Policy Benefits - An insurer shall not be required to issue a converted...
§ 56-7-2317. Preexisting Conditions — Converted Policy Benefits in First Policy Year Limited by Group Policy Benefits - The converted policy shall not exclude a preexisting condition not...
§ 56-7-2319. Optional Election of Retirement Conversion Rights - In the event coverage would be continued under the group...
§ 56-7-2321. Provision of Group Coverage in Lieu of Converted Individual Coverage - The insurer may elect to provide group insurance coverage in...
§ 56-7-2322. Notice of Conversion Privilege - A notification of the conversion privilege shall be included in...
§ 56-7-2323. Reduction of Benefits for School Insurance Benefits Prohibited - No group policy of accident and sickness insurance offered for...
§ 56-7-2324. Student Accident Coverage — Benefit Reduction Restricted - Under any student accident coverage, regardless of the form of...
§ 56-7-2325. Medical Accident Insurance Issued to School Children — Coverage - Where any policy of insurance, group or individual, issued after...
§ 56-7-2326. Coverage for Prescription Eye Drops — Refills - A policy or contract for a health benefit plan, as...
§ 56-7-2351. Pregnancy and Maternity Benefits — Termination of Coverage - Any individual and group health insurance policy providing coverage on...
Part 24 - Mandated Scope of Practice -
Part 25 - Mandated Insurer or Plan Options
§ 56-7-2503. Accident and Sickness — Denial of Coverage for Persons With Mental Illness or Intellectual Disabilities for Lack of Surgical Facilities Prohibited - Any law to the contrary notwithstanding, no policy of accident...
Part 26 - Mandated Offerings of Coverage -
Part 27 - Genetic Information Nondiscrimination in Health Insurance Act
§ 56-7-2701. Short Title - This part shall be known and may be cited as...
§ 56-7-2702. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-2703. Discrimination on Grounds of Genetic Services Prohibited - An insurance provider may not deny or cancel health insurance...
§ 56-7-2705. Applicability - This part does not apply to the underwriting, denial of...
§ 56-7-2706. Routine Examinations and Analysis - Nothing in this part shall preclude a health insurer from...
§ 56-7-2707. Coverage for Genetic Services Not Required - Nothing in this part shall require an insurance provider to...
§ 56-7-2708. Regulations - The commissioner may promulgate regulations necessary or appropriate to carry...
Part 28 - Health Insurance Portability, Availability and Renewability Act
§ 56-7-2801. Short Title - This part shall be known and may be cited as...
§ 56-7-2802. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-2803. Preexisting Condition Exclusions — Period of Creditable Coverage — Special Enrollment Periods - Was not under such a provision and either the coverage...
§ 56-7-2811. Provisions Applicable to Individual as Well as Group Markets - The provisions for certification and disclosure of coverage shall apply...
§ 56-7-2812. Applicability of Individual Market Requirements to Excepted Benefits Under § 56-7-2802(10) - The individual market requirements of this part shall not apply...
§ 56-7-2814. Legislative Intent — Rules and Regulations - It is the intent of this part to meet the...
Part 29 - Access Tennessee Act of 2006 [Effective Until June 30, 2025]
§ 56-7-2901. Short Title. [Effective Until June 30, 2025. See the Compiler's notes.] - This part shall be known and may be cited as...
§ 56-7-2902. Part Definitions. [Effective Until June 30, 2025. See the Compiler's notes.] - As used in this part, unless the context otherwise requires:
§ 56-7-2904. Powers and Authority. [Effective Until June 30, 2025. See the Compiler's notes.] - Access Tennessee has the general powers and authority granted under...
§ 56-7-2905. Annual Report. [Effective Until June 30, 2025. See the Compiler's notes.] - Beginning by October 1, 2007, Access Tennessee shall make an...
§ 56-7-2906. Additional Powers and Duties — Rules. [Effective Until June 30, 2025. See the Compiler's notes.] - The commissioner may, by rule, establish additional powers and duties...
§ 56-7-2907. Audit. [Effective Until June 30, 2025. See the Compiler's notes.] - The commissioner and the comptroller of the treasury have the...
§ 56-7-2912. Fraud and Abuse. [Effective Until June 30, 2025. See the Compiler's notes.] - The office of inspector general, created pursuant to § 71-5-2502,...
§ 56-7-2913. Federal Funding. [Effective Until June 30, 2025. See the Compiler's notes.] - Notwithstanding any law to the contrary, if the state determines...
§ 56-7-2914. Legislative Review. [Effective Until June 30, 2025. See the Compiler’s notes.] - This part shall be reviewed annually by the commerce and...
§ 56-7-2916. Repealer. [Effective Until June 30, 2025. See the Compiler’s notes.] - This part shall be repealed on June 30, 2025.
Part 31 - Pharmacy Benefits Managers
§ 56-7-3101. Compliance - Pharmacy benefits managers shall, and contracts for pharmacy benefits management...
§ 56-7-3102. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-3105. Contract Compliance - No contract entered into or amended on or after July...
§ 56-7-3109. Medical Products and Devices Subject to Requirements of Part - The medical products and devices subject to the requirements of...
§ 56-7-3110. Sanctions for Violation of Part - A violation of this part may subject the pharmacy benefits...
§ 56-7-3111. Disclosure of Maximum Allowable Cost Lists and Related Information - A pharmacy shall not disclose to any third party the...
§ 56-7-3114. Right to Provide Information Regarding Amount of Insured's Cost Share of Prescription Drug - A pharmacy or pharmacist has the right to provide an...
§ 56-7-3115. Prohibited Charges - A covered entity or pharmacy benefits manager shall not charge...
§ 56-7-3116. Prohibited Terms or Conditions in Contracts - A covered entity or pharmacy benefits manager shall not include...
§ 56-7-3117. Disclosure of Material Changes to Contract Provisions - A covered entity or pharmacy benefits manager shall disclose to...
Part 32 - Pharmacy Benefits
§ 56-7-3201. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-3203. Disclosure of the Actual Reimbursement for a Particular Prescription or Covered Service - A covered entity or pharmacy benefits manager shall not in...
§ 56-7-3204. Construction of Part - The requirements of this part shall only be construed to...
Part 33 - Contracts With Health Care Providers
§ 56-7-3301. Part Definitions - As used in this part, unless the context otherwise requires:
§ 56-7-3304. Applicability of Part - This part shall not apply to a contract between a...
Part 34 - Unclaimed Life Insurance Benefits Act
§ 56-7-3401. Short Title - This part shall be known as the “Unclaimed Life Insurance...
§ 56-7-3402. Construction With Uniform Unclaimed Property Act - Nothing in this part shall supersede the Uniform Unclaimed Property...
§ 56-7-3403. Part Definitions - As used in this part:
§ 56-7-3405. Failure to Comply With Part May Constitute Unfair Claims Settlement Practice — No Private Cause of Action Created - A pattern of failures to meet the requirements of this...