"(1) While the hazard is increased by any means within the control or knowledge of the insured; or
"(2) While a described building, whether intended for occupancy by owner or tenant, is vacated or unoccupied beyond a period of 60 consecutive days; or
"(3) As a result of explosion or riot, unless fire ensues, and in that event for loss by fire only." [Formerly 743.624]
Structure 2021 Oregon Revised Statutes
Volume : 18 - Financial Institutions, Insurance
Chapter 742 - Insurance Policies Generally; Property and Casualty Policies
Section 742.001 - Scope of ORS chapters 742, 743, 743A and 743B.
Section 742.003 - Filing and approval of policy forms; rules.
Section 742.005 - Grounds for disapproval of policy forms.
Section 742.007 - Director’s withdrawal of approval.
Section 742.008 - Health savings account exemption from prohibition on deductible.
Section 742.009 - Regulation of sales material; rules.
Section 742.013 - Representations in applications.
Section 742.016 - Policy constitutes entire contract; oral representations by insured.
Section 742.021 - Standard provisions in general.
Section 742.023 - Contents of policies in general.
Section 742.026 - Underwriters’ and combination policies.
Section 742.028 - Additional policy contents.
Section 742.038 - Validity and construction of noncomplying forms.
Section 742.041 - Permissible classes of insurance in one policy.
Section 742.046 - Delivery of policy; website posting as alternative to delivery.
Section 742.048 - Effective date and time of coverage; applicability.
Section 742.053 - Forms for proof of loss.
Section 742.056 - Certain conduct not deemed waiver.
Section 742.058 - Return of premium on destruction of property.
Section 742.061 - Recovery of attorney fees in action on policy or contractor’s bond.
Section 742.150 - Approval by director; limitations on authority of insurer; definition.
Section 742.152 - Limitations on applicability of ORS 742.150.
Section 742.156 - Notice of transfer under assumption reinsurance agreement.
Section 742.162 - Transfer and novation of policy effected by director.
Section 742.200 - Fire insurance not to exceed value of property insured.
Section 742.204 - Exceptions to standard fire insurance policy requirements.
Section 742.206 - Insuring agreement.
Section 742.208 - Concealment; fraud; representations by insured.
Section 742.216 - Conditions suspending insurance.
Section 742.224 - Cancellation.
Section 742.226 - Mortgagee interest and obligation of mortgagee.
Section 742.240 - Suit on policy.
Section 742.246 - Other fire insurance policy provisions permitted.
Section 742.248 - Mutual fire insurers policyholders’ liability; nonassessable policies.
Section 742.254 - Mutual fire insurance policy cancellation.
Section 742.260 - Cancellation of homeowner or fire policy; coverage for child care; definition.
Section 742.276 - Estimates of cost to rebuild or replace covered property.
Section 742.280 - Home protection insurance; rules.
Section 742.282 - Limitations on issuance of mortgage insurance.
Section 742.284 - Insured obligations as legal investments and securities for deposit.
Section 742.356 - Surety insurer may take measures to reduce risk of loss.
Section 742.358 - Release of surety on official bonds by action of obligee.
Section 742.360 - Release of surety on bond of public official by action of surety.
Section 742.362 - Release of surety on depository bond; provision required in such bonds.
Section 742.366 - Cancellation of bond by surety.
Section 742.372 - Guaranteed arrest bond certificate.
Section 742.376 - Requirements to issue guaranteed arrest bond certificate.
Section 742.390 - Reimbursement insurance policy; contents; definitions.
Section 742.392 - Termination of reimbursement insurance policy.
Section 742.405 - Conditions for issuance of medical malpractice insurance.
Section 742.420 - Definitions for ORS 742.420 to 742.440.
Section 742.422 - License requirement for conducting business as discount medical plan organization.
Section 742.424 - Requirement for contract with provider; contents of contract; retention of record.
Section 742.426 - License application; investigation; issuance; grounds for denial.
Section 742.428 - Duties of licensee.
Section 742.430 - License term; renewal; rules.
Section 742.432 - Duties of discount medical plan organization.
Section 742.434 - Prohibited activities.
Section 742.436 - Investigative powers of director; expenses.
Section 742.438 - License suspension, revocation or failure to renew; grounds; effect.
Section 742.440 - Injunction; damages; venue; time for commencing action.
Section 742.447 - Proof of insurance.
Section 742.449 - Prohibition on assignment to high risk category on certain grounds.
Section 742.450 - Contents of motor vehicle liability policy; permitted exclusions; rules.
Section 742.458 - General provisions governing liability policies.
Section 742.466 - Disputes over coverage for physical damage; independent appraisal; rules.
Section 742.468 - Certain policies not considered motor vehicle liability policies.
Section 742.480 - Appropriate premium charge reduction for certain motorcycle insurance policies.
Section 742.483 - Effective period for premium reduction.
Section 742.486 - Issuance and presentation of certificates for motorcycle rider education course.
Section 742.490 - Premium reduction; conditions; application.
Section 742.492 - Duration of reduction.
Section 742.500 - Definitions for ORS 742.500 to 742.506.
Section 742.502 - Uninsured motorist coverage; underinsurance coverage.
Section 742.504 - Required provisions of uninsured motorist coverage.
Section 742.505 - Arbitration procedures under ORS 742.504.
Section 742.508 - Definitions for ORS 742.508 and 742.510.
Section 742.510 - Property damage coverage for damage to vehicle caused by uninsured vehicle.
Section 742.518 - Definitions for ORS 742.518 to 742.542.
Section 742.521 - Conditions applicable to arbitration proceedings.
Section 742.522 - Binding arbitration under ORS 742.520; costs.
Section 742.524 - Contents of personal injury protection benefits; deductibles.
Section 742.525 - Provider charges.
Section 742.526 - Primary nature of benefits.
Section 742.528 - Notice of denial of payment of benefits.
Section 742.530 - Exclusions from coverage.
Section 742.544 - Reimbursement for benefits paid.
Section 742.548 - Required language in disclosure; conditions for rescission of release.
Section 742.558 - Dispute resolution process for total loss vehicles.
Section 742.560 - Definitions for ORS 742.560 to 742.572.
Section 742.562 - Grounds for cancellation of policies; notice required; applicability.
Section 742.564 - Manner of giving cancellation notice.
Section 742.585 - Definitions for ORS 742.585 to 742.600.
Section 742.590 - Personal vehicle sharing program requirements.
Section 742.690 - Limitations on cancellation; refusal to issue or renew insurance.
Section 742.700 - Definitions for ORS 742.700 to 742.710.
Section 742.702 - Grounds for cancellation; notice.
Section 742.706 - Renewal; nonrenewal.
Section 742.710 - Exemptions from provisions of ORS 742.700 to 742.708.