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Section 742.001 - Scope of ORS chapters 742, 743, 743A and 743B. - (1) Reinsurance. (2) Wet marine and transportation insurance policies. (3)...
Section 742.003 - Filing and approval of policy forms; rules. - (a) Forms of unique character which are designed for and...
Section 742.004 - Exemptions from requirement to file rates and policy forms; application to consumer insurance; sample disclosure notice; rules. - (2)(a) The following classes of insurance are subject to the...
Section 742.005 - Grounds for disapproval of policy forms. - (1) If the director finds it does not comply with...
Section 742.007 - Director’s withdrawal of approval. - (2) When the director notifies an insurer of a hearing...
Section 742.008 - Health savings account exemption from prohibition on deductible. - (a) "Health benefit plan" has the meaning given that term...
Section 742.009 - Regulation of sales material; rules. - (2) The director, by rule, shall require any insurance producer...
Section 742.013 - Representations in applications. - (a) Are contained in a written application for the insurance...
Section 742.016 - Policy constitutes entire contract; oral representations by insured. - (2) If any life or health insurance policy is reinstated...
Section 742.021 - Standard provisions in general. - (2) If any standard or uniform provision is in whole...
Section 742.023 - Contents of policies in general. - (a) The names of the parties to the contract. (b)...
Section 742.026 - Underwriters’ and combination policies. - (2) Two or more insurers may, with the approval of...
Section 742.028 - Additional policy contents. - (1) Required to be inserted by the laws of the...
Section 742.038 - Validity and construction of noncomplying forms. - (2) Any insurance policy issued and otherwise valid which contains...
Section 742.041 - Permissible classes of insurance in one policy. - (2) Except as provided in this section, the same policy...
Section 742.043 - Binders. - (2) Except as provided in subsection (3) of this section...
Section 742.046 - Delivery of policy; website posting as alternative to delivery. - (2) If the insurer delivers or deposits, or must deliver...
Section 742.048 - Effective date and time of coverage; applicability. - (2) A policy of insurance may provide that the time...
Section 742.053 - Forms for proof of loss. - (2) With respect to fire insurance, an insured shall have...
Section 742.056 - Certain conduct not deemed waiver. - (1) Acknowledgment of the receipt of notice of loss or...
Section 742.058 - Return of premium on destruction of property. - (2) This section does not apply to insurance on stocks...
Section 742.061 - Recovery of attorney fees in action on policy or contractor’s bond. - (2) Subsection (1) of this section does not apply to...
Section 742.063 - Filing and approval of liability form that includes cost of defense within limits of liability. - (2) A liability insurance form filed under this section may...
Section 742.065 - Insurance against risk of loss assumed under less than fully insured employee health benefit plan. - (a) The policy must be issued to and insure the...
Section 742.150 - Approval by director; limitations on authority of insurer; definition. - (2) A domestic insurer shall not assume obligations or risks...
Section 742.152 - Limitations on applicability of ORS 742.150. - (1) A reinsurance agreement or transaction in which the ceding...
Section 742.154 - Factors to be considered by director in determining whether to approve assumption reinsurance agreement. - (1) The financial condition of the transferring and assuming insurers...
Section 742.156 - Notice of transfer under assumption reinsurance agreement. - (a) Each policyholder who has the right to terminate or...
Section 742.158 - Rejection of transfer by policyholder; payment of premium as acceptance of transfer; failure of policyholder to respond to notice. - (2) If the premium notice sent by an assuming insurer...
Section 742.162 - Transfer and novation of policy effected by director. - (2) The Director of the Department of Consumer and Business...
Section 742.200 - Fire insurance not to exceed value of property insured. - (2) This section does not apply to insurance on stocks...
Section 742.204 - Exceptions to standard fire insurance policy requirements. - (1) Affords coverage with respect to the peril of fire,...
Section 742.206 - Insuring agreement. - "Assignment of this policy shall not be valid except with...
Section 742.208 - Concealment; fraud; representations by insured. - (1) Subject to subsections (2) and (3) of this section,...
Section 742.216 - Conditions suspending insurance. - "(1) While the hazard is increased by any means within...
Section 742.224 - Cancellation. - (2) The policy also shall provide: (a) That the insurer...
Section 742.226 - Mortgagee interest and obligation of mortgagee. - (1) "If loss hereunder is made payable, in whole or...
Section 742.240 - Suit on policy. - "No suit or action on this policy for the recovery...
Section 742.246 - Other fire insurance policy provisions permitted. - (2) Any provision restricting or abridging the rights of the...
Section 742.248 - Mutual fire insurers policyholders’ liability; nonassessable policies. - (2) Any person or persons holding property in trust may...
Section 742.254 - Mutual fire insurance policy cancellation. - (2) A mutual fire insurer shall use and issue only...
Section 742.260 - Cancellation of homeowner or fire policy; coverage for child care; definition. - (2) A homeowner or renter liability or fire insurance policy...
Section 742.270 - Repair, rebuilding or replacement of property under homeowner insurance policy; requirements for insurer; prohibited policy provisions. - (a) "Homeowner insurance" has the meaning given that term in...
Section 742.276 - Estimates of cost to rebuild or replace covered property. - Note: 742.276 becomes operative July 1, 2022. See section 6,...
Section 742.280 - Home protection insurance; rules. - (a) The home, home components and personal property relating to...
Section 742.282 - Limitations on issuance of mortgage insurance. - (a) Ninety-five percent of the fair market value of the...
Section 742.284 - Insured obligations as legal investments and securities for deposit. - (2) The provisions of subsection (1) of this section with...
Section 742.350 - Bonds, undertakings and other obligations required by law may be executed by surety insurers. - (2) The execution by such an insurer of any such...
Section 742.356 - Surety insurer may take measures to reduce risk of loss. - (2) Any receiver, assignee, guardian, conservator, trustee, executor, administrator or...
Section 742.358 - Release of surety on official bonds by action of obligee. - (2) The official at the time of serving such notice...
Section 742.360 - Release of surety on bond of public official by action of surety. - (2) A surety desiring to be released from liability on...
Section 742.362 - Release of surety on depository bond; provision required in such bonds. - (2) Where the form of depository bond or undertaking given...
Section 742.366 - Cancellation of bond by surety. - (a) "Bond" means any undertaking, recognizance or other obligation required...
Section 742.372 - Guaranteed arrest bond certificate. - (1) Is issued by an automobile club or automobile association...
Section 742.376 - Requirements to issue guaranteed arrest bond certificate. - (1) The name and address of each automobile club or...
Section 742.390 - Reimbursement insurance policy; contents; definitions. - (2) For purposes of this section and ORS 742.392: (a)...
Section 742.392 - Termination of reimbursement insurance policy. - Note: See note under 742.390.
Section 742.400 - Duty to report claim of professional negligence to licensing board; contents of report; public disclosure and posting of reports. - (a) "Claim" means a written demand for payment from or...
Section 742.405 - Conditions for issuance of medical malpractice insurance. - (2) No insurer who issues medical malpractice insurance to a...
Section 742.407 - Prohibition against refusing defense or indemnification of health practitioner or health care facility based on disclosure of adverse event or participation in discussion or mediation. - (a) "Adverse event" means a negative consequence of patient care...
Section 742.420 - Definitions for ORS 742.420 to 742.440. - (1) "Discount medical plan" means a contract, agreement or other...
Section 742.422 - License requirement for conducting business as discount medical plan organization. - (2) The license requirement set forth in subsection (1) of...
Section 742.424 - Requirement for contract with provider; contents of contract; retention of record. - (2) The contract or other agreement between a discount medical...
Section 742.426 - License application; investigation; issuance; grounds for denial. - (a) The applicant’s name, fictitious name, assumed business name and...
Section 742.428 - Duties of licensee. - (1) Notify the Director of the Department of Consumer and...
Section 742.430 - License term; renewal; rules. - Note: See note under 742.420.
Section 742.432 - Duties of discount medical plan organization. - (1) A 30-day period in which new plan members may...
Section 742.434 - Prohibited activities. - (a) Misleading, deceptive or false statements; or (b) The terms...
Section 742.436 - Investigative powers of director; expenses. - Note: See note under 742.420.
Section 742.438 - License suspension, revocation or failure to renew; grounds; effect. - (a) Any fact or condition exists that, if the fact...
Section 742.440 - Injunction; damages; venue; time for commencing action. - (a) Enjoin the person from operating or purporting to operate...
Section 742.447 - Proof of insurance. - (2) An insurer may provide proof of insurance under this...
Section 742.449 - Prohibition on assignment to high risk category on certain grounds. - (1) Let a prior motor vehicle liability policy lapse, unless...
Section 742.450 - Contents of motor vehicle liability policy; permitted exclusions; rules. - (2) Every motor vehicle liability insurance policy issued for delivery...
Section 742.458 - General provisions governing liability policies. - (1) The policy, the written application therefor, if any, and...
Section 742.466 - Disputes over coverage for physical damage; independent appraisal; rules. - (2) When a motor vehicle liability policy contains a provision...
Section 742.468 - Certain policies not considered motor vehicle liability policies. - (1) Comprehensive general liability policies. (2) Excess liability policies. (3)...
Section 742.480 - Appropriate premium charge reduction for certain motorcycle insurance policies. - (a) The principal operator of a covered motorcycle has successfully...
Section 742.483 - Effective period for premium reduction. - Note: See note under 742.480.
Section 742.486 - Issuance and presentation of certificates for motorcycle rider education course. - Note: See note under 742.480.
Section 742.490 - Premium reduction; conditions; application. - (a) The principal operator of the covered vehicle is an...
Section 742.492 - Duration of reduction. - (1) Not be involved in an accident for which the...
Section 742.500 - Definitions for ORS 742.500 to 742.506. - (1) "Bodily injury" has the meaning given that term in...
Section 742.502 - Uninsured motorist coverage; underinsurance coverage. - (a) Issued for delivery in this state; or (b) Issued...
Section 742.504 - Required provisions of uninsured motorist coverage. - (1)(a) Notwithstanding ORS 30.260 to 30.300, the insurer will pay...
Section 742.505 - Arbitration procedures under ORS 742.504. - (1) Parties to an arbitration proceeding shall submit the dispute...
Section 742.508 - Definitions for ORS 742.508 and 742.510. - (1) "Covered motor vehicle" means a private passenger motor vehicle...
Section 742.510 - Property damage coverage for damage to vehicle caused by uninsured vehicle. - (2) A policy with the coverage described in this section...
Section 742.518 - Definitions for ORS 742.518 to 742.542. - (1) "Evaluation services" means physical examinations or reviews of medical...
Section 742.520 - Personal injury protection benefits for motor vehicle liability policies; applicability. - (b) A transportation network company shall provide a motor vehicle...
Section 742.521 - Conditions applicable to arbitration proceedings. - (2) Findings and awards made in an arbitration proceeding under...
Section 742.522 - Binding arbitration under ORS 742.520; costs. - (2) As used in this section, "costs" does not include...
Section 742.524 - Contents of personal injury protection benefits; deductibles. - (a) All reasonable and necessary expenses of medical, hospital, dental,...
Section 742.525 - Provider charges. - (a) An amount that does not exceed the amount the...
Section 742.526 - Primary nature of benefits. - (a) The insured and members of the family of the...
Section 742.528 - Notice of denial of payment of benefits. - (1) Provide written notice of the denial, within 60 calendar...
Section 742.530 - Exclusions from coverage. - (a) Intentionally causes self-injury; (b) Is participating in any prearranged...
Section 742.534 - Reimbursement of other insurers paying benefits; arbitrating issues of liability and amount of reimbursement. - (2) In calculating such reimbursement, the amount of benefits so...
Section 742.536 - Notice of claim or legal action to insurer; insurer to elect manner of recovery of benefits furnished; lien of insurer. - (2) An insurer may elect to seek reimbursement as provided...
Section 742.538 - Subrogation rights of insurers to certain amounts received by injured person; recovery actions against persons causing injury. - (1) Subject to ORS 742.544, the insurer is entitled to...
Section 742.544 - Reimbursement for benefits paid. - (A) Underinsured motorist benefits described in ORS 742.502 (2); (B)...
Section 742.546 - Required disclosure in release for bodily injuries related to personal injury protection benefits. - (2) Nothing in this section impairs the rights of a...
Section 742.548 - Required language in disclosure; conditions for rescission of release. - (1) The representative of the insurer must provide the eligible...
Section 742.554 - Disclosures required by insurer to motor vehicle owner when insurer declares vehicle total loss. - (1) Any valuation or appraisal reports relied upon by the...
Section 742.558 - Dispute resolution process for total loss vehicles. - (2) An insurer is not obligated to pay the undisputed...
Section 742.560 - Definitions for ORS 742.560 to 742.572. - (1) "Cancellation" means termination of coverage by an insurer, other...
Section 742.562 - Grounds for cancellation of policies; notice required; applicability. - (a) Nonpayment of premium. (b) Fraud or material misrepresentation affecting...
Section 742.564 - Manner of giving cancellation notice. - (2) This section shall not apply to nonrenewal. [Formerly 743.910]
Section 742.566 - Renewal of policies; replacement policy in lieu of renewal; requirements for refusal to renew. - (2)(a) If an insurer offers to an insured, in lieu...
Section 742.585 - Definitions for ORS 742.585 to 742.600. - (1) "Owner’s insurance policy" means a private passenger motor vehicle...
Section 742.590 - Personal vehicle sharing program requirements. - (1) Provide a program insurance policy with coverage for the...
Section 742.595 - Assumption of liability; exceptions; indemnification; prohibition on policy cancellation. - (2) Nothing in subsection (1) of this section: (a) Limits...
Section 742.600 - Limitation on insurance policy reclassification for personal vehicle sharing program vehicle. - (1) The personal vehicle sharing is conducted under a personal...
Section 742.690 - Limitations on cancellation; refusal to issue or renew insurance. - (2) An insurer offering casualty insurance or commercial liability insurance...
Section 742.700 - Definitions for ORS 742.700 to 742.710. - (1) "Cancellation" means termination of a policy at a date...
Section 742.702 - Grounds for cancellation; notice. - (a) Nonpayment of premium. (b) Fraud or material misrepresentation made...
Section 742.706 - Renewal; nonrenewal. - (2) Nonrenewal of a commercial liability policy shall not be...
Section 742.710 - Exemptions from provisions of ORS 742.700 to 742.708. - (a) Any commercial liability insurance policy that has not been...