Wisconsin Statutes & Annotations
Chapter 422 - Consumer credit transactions.
422.304 - Prohibition of blank writings.

422.304 Prohibition of blank writings.
(1) Every writing evidencing a consumer credit transaction shall be completed as to all essential provisions prior to the signing thereof by the parties, and no creditor shall induce, encourage or otherwise permit the customer to sign a writing containing blank spaces which are to be filled in after it is signed except for a space provided for the identifying numbers of goods if not available at the time of the transaction. Blanks relating to price, charges or terms of payment which are inapplicable to a transaction must be filled in a manner which reveals their inapplicability unless their inapplicability is clearly and conspicuously indicated.
(2) A violation of this section is subject to s. 425.304.
History: 1971 c. 239.

Structure Wisconsin Statutes & Annotations

Wisconsin Statutes & Annotations

Chapter 422 - Consumer credit transactions.

422.101 - Short title.

422.102 - Scope.

422.201 - Finance charge for consumer credit transactions.

422.202 - Additional charges.

422.203 - Delinquency charges.

422.204 - Deferral charges.

422.205 - Finance charge on refinancing.

422.206 - Finance charge on consolidation.

422.207 - Advances to perform agreements of customer.

422.208 - Right to prepay.

422.209 - Rebate on prepayment.

422.210 - Agricultural credit transactions.

422.301 - Requirements of federal act.

422.302 - General requirements and provisions.

422.303 - Form requirements other than open-end or discount.

422.304 - Prohibition of blank writings.

422.305 - Notice to obligors.

422.306 - Receipts; accounting; evidence of payment.

422.307 - Estimates or approximations.

422.308 - Open-end credit disclosures.

422.310 - Refund anticipation loans.

422.401 - Scope.

422.402 - Balloon payments prohibited.

422.403 - Maximum periods of repayment.

422.404 - Assignment of earnings.

422.405 - Authorization to confess judgment prohibited.

422.406 - Negotiable instruments.

422.407 - Defenses assertable against an assignee.

422.408 - Interlocking loans.

422.409 - Notice of assignment.

422.410 - Statements of compliance or performance.

422.411 - Attorney fees.

422.412 - Restriction on liability in consumer lease.

422.413 - Limitation on default charges.

422.414 - Use of multiple agreements.

422.415 - Changes in open-end credit terms.

422.4155 - Notice of termination of liability.

422.416 - Referral transactions prohibited.

422.417 - Restrictions on security interests.

422.418 - Security interests: consolidations; open-end credit plans.

422.419 - Waivers prohibited.

422.420 - Cosigner charges.

422.421 - Variable rate transaction.

422.422 - Cash discounts.

422.501 - Definitions.

422.502 - Registration requirements.

422.503 - Prohibited activities.

422.504 - Information statement.

422.505 - Contracts.

422.506 - Waiver.