If a creditor has willfully violated the provisions of this chapter applying to illegal, fraudulent or unconscionable conduct or any prohibited debt collection practice, in addition to the remedy provided in section one hundred one of this article, the court may cancel the debt when the debt is not secured by a security interest.
Structure West Virginia Code
Chapter 46A. West Virginia Consumer Credit and Protection Act
Article 5. Civil Liability and Criminal Penalties
§46A-5-101. Effect of Violations on Rights of Parties; Limitation of Actions
§46A-5-102. Assertion of Rights
§46A-5-103. Willful Violations
§46A-5-105. Willful Violations
§46A-5-106. Adjustment of Damages for Inflation
§46A-5-109. Offers to Settle or of Judgment; Damages for Frivolous Claims or Defenses