The following security interests are perfected when they attach:
(1) A purchase-money security interest in consumer goods, except as otherwise provided in section 9-311(b) with respect to consumer goods that are subject to a statute or treaty described in section 9-311(a);
(2) An assignment of accounts or payment intangibles which does not by itself or in conjunction with other assignments to the same assignee transfer a significant part of the assignor's outstanding accounts or payment intangibles;
(3) A sale of a payment intangible;
(4) A sale of a promissory note;
(5) A security interest created by the assignment of a health-careinsurance receivable to the provider of the health-care goods or services;
(6) A security interest arising under section 2-401, 2-505, 2-711(3) or 2A-508(5), until the debtor obtains possession of the collateral;
(7) A security interest of a collecting bank arising under section 4-210;
(8) A security interest of an issuer or nominated person arising under section 5-118;
(9) A security interest arising in the delivery of a financial asset under section 9-206(c);
(10) A security interest in investment property created by a broker or securities intermediary;
(11) A security interest in a commodity contract or a commodity account created by a commodity intermediary;
(12) An assignment for the benefit of all creditors of the transferor and subsequent transfers by the assignee thereunder; and
(13) A security interest created by an assignment of a beneficial interest in a decedent's estate.
Structure West Virginia Code
Chapter 46. Uniform Commercial Code
Article 9. Secured Transactions; Sales of Accounts and Chattel Paper
§46-9-102. Definitions and Index of Definitions
§46-9-103. Purchase-Money Security Interest; Application of Payments; Burden of Establishing
§46-9-104. Control of Deposit Account
§46-9-105. Control of Electronic Chattel Paper
§46-9-106. Control of Investment Property
§46-9-107. Control of Letter-of-Credit Right
§46-9-108. Sufficiency of Description
§46-9-110. Security Interests Arising Under Article Two or Two-A
§46-9-201. General Effectiveness of Security Agreement
§46-9-202. Title to Collateral Immaterial
§46-9-204. After-Acquired Property; Future Advances
§46-9-205. Use or Disposition of Collateral Permissible
§46-9-206. Security Interest Arising in Purchase or Delivery of Financial Asset
§46-9-207. Rights and Duties of Secured Party Having Possession or Control of Collateral
§46-9-208. Additional Duties of Secured Party Having Control of Collateral
§46-9-209. Duties of Secured Party if Account Debtor Has Been Notified of Assignment
§46-9-210. Request for Accounting; Request Regarding List of Collateral or Statement of Account
§46-9-301. Law Governing Perfection and Priority of Security Interests
§46-9-302. Law Governing Perfection and Priority of Agricultural Liens
§46-9-304. Law Governing Perfection and Priority of Security Interests in Deposit Accounts
§46-9-305. Law Governing Perfection and Priority of Security Interests in Investment Property
§46-9-306. Law Governing Perfection and Priority of Security Interests in Letter-of-Credit Rights
§46-9-308. When Security Interest or Agricultural Lien Is Perfected; Continuity of Perfection
§46-9-309. Security Interest Perfected Upon Attachment
§46-9-313. When Possession by or Delivery to Secured Party Perfects Security Interest Without Filing
§46-9-314. Perfection by Control
§46-9-315. Secured Party's Rights on Disposition of Collateral and in Proceeds
§46-9-316. Effect of Change in Governing Law
§46-9-317. Interests That Take Priority Over or Take Free of Security Interest or Agricultural Lien
§46-9-319. Rights and Title of Consignee With Respect to Creditors and Purchasers
§46-9-321. Licensee of General Intangible and Lessee of Goods in Ordinary Course of Business
§46-9-324. Priority of Purchase-Money Security Interests
§46-9-324a. Priority of Production-Money Security Interests and Agricultural Liens
§46-9-325. Priority of Security Interests in Transferred Collateral
§46-9-326. Priority of Security Interests Created by New Debtor
§46-9-327. Priority of Security Interests in Deposit Account
§46-9-328. Priority of Security Interests in Investment Property
§46-9-329. Priority of Security Interests in Letter-of-Credit Right
§46-9-330. Priority of Purchaser of Chattel Paper or Instrument
§46-9-332. Transfer of Money; Transfer of Funds From Deposit Account
§46-9-333. Priority of Certain Liens Arising by Operation of Law
§46-9-334. Priority of Security Interests in Fixtures and Crops
§46-9-337. Priority of Security Interests in Goods Covered by Certificate of Title
§46-9-339. Priority Subject to Subordination
§46-9-340. Effectiveness of Right of Recoupment or Set-Off Against Deposit Account
§46-9-341. Bank's Rights and Duties With Respect to Deposit Account
§46-9-342. Bank's Right to Refuse to Enter Into or Disclose Existence of Control Agreement
§46-9-401. Alienability of Debtor's Rights
§46-9-402. Secured Party Not Obligated on Contract of Debtor or in Tort
§46-9-403. Agreement Not to Assert Defenses Against Assignee
§46-9-404. Rights Acquired by Assignee; Claims and Defenses Against Assignee
§46-9-405. Modification of Assigned Contract
§46-9-409. Restrictions on Assignment of Letter-of-Credit Rights Ineffective
§46-9-503. Name of Debtor and Secured Party
§46-9-504. Indication of Collateral
§46-9-506. Effect of Errors or Omissions
§46-9-507. Effect of Certain Events on Effectiveness of Financing Statement
§46-9-508. Effectiveness of Financing Statement if New Debtor Becomes Bound by Security Agreement
§46-9-509. Persons Entitled to File a Record
§46-9-510. Effectiveness of Filed Record
§46-9-511. Secured Party of Record
§46-9-512. Amendment of Financing Statement
§46-9-513. Termination Statement
§46-9-514. Assignment of Powers of Secured Party of Record
§46-9-515. Duration and Effectiveness of Financing Statement; Effect of Lapsed Financing Statement
§46-9-516. What Constitutes Filing; Effectiveness of Filing
§46-9-517. Effect of Indexing Errors
§46-9-518. Claim Concerning Inaccurate or Wrongfully Filed Record
§46-9-520. Acceptance and Refusal to Accept Record
§46-9-521. Written Financing Statement and Amendment Thereto
§46-9-522. Maintenance and Destruction of Records
§46-9-523. Information From Filing Office; Sale or License of Records
§46-9-524. Delay by Filing Office
§46-9-526. Filing-Office Rules
§46-9-602. Waiver and Variance of Rights and Duties
§46-9-603. Agreement on Standards Concerning Rights and Duties
§46-9-604. Procedure if Security Agreement Covers Real Property or Fixtures
§46-9-605. Unknown Debtor or Secondary Obligor
§46-9-606. Time of Default for Agricultural Lien
§46-9-607. Collection and Enforcement by Secured Party
§46-9-609. Secured Party's Right to Take Possession After Default
§46-9-610. Disposition of Collateral After Default
§46-9-611. Notification Before Disposition of Collateral
§46-9-612. Timeliness of Notification Before Disposition of Collateral
§46-9-613. Contents and Form of Notification Before Disposition of Collateral: General
§46-9-615. Application of Proceeds of Disposition; Liability for Deficiency and Right to Surplus
§46-9-616. Explanation of Calculation of Surplus or Deficiency
§46-9-617. Rights of Transferee of Collateral
§46-9-618. Rights and Duties of Certain Secondary Obligors
§46-9-619. Transfer of Record or Legal Title
§46-9-621. Notification of Proposal to Accept Collateral
§46-9-622. Effect of Acceptance of Collateral
§46-9-623. Right to Redeem Collateral
§46-9-625. Remedies for Secured Party's Failure to Comply With Article
§46-9-626. Action in Which Deficiency or Surplus Is in Issue
§46-9-627. Determination of Whether Conduct Was Commercially Reasonable
§46-9-628. Nonliability and Limitation on Liability of Secured Party; Liability of Secondary Obligor
§46-9-703. Security Interest Perfected Before Effective Date
§46-9-704. Security Interest Unperfected Before Effective Date
§46-9-705. Effectiveness of Action Taken Before Effective Date
§46-9-707. Amendment of Preeffective-Date Financing Statement
§46-9-708. Persons Entitled to File Initial Financing Statement or Continuation Statement
§46-9-803. Security Interest Perfected Before Effective Date
§46-9-804. Security Interest Unperfected Before Effective Date
§46-9-805. Effectiveness of Action Taken Before Effective Date
§46-9-807. Amendment of Preeffective-Date Financing Statement
§46-9-808. Person Entitled to File Initial Financing Statement or Continuation Statement