West Virginia Code
Article 4A. Funds Transfers
§46-4A-108. Relationship to Electronic Fund Transfer Act

(a) Except as provided in subsection (b) of this section, this article does not apply to a funds transfer any part of which is governed by the Electronic Fund Transfer Act of 1978 (Title XX, Public Law 95-630, 92 Stat. 3728, 15 U. S. C.§1693, et seq.) as amended from time to time.
(b) This article applies to a funds transfer that is a remittance transfer as defined in the Electronic Fund Transfer Act (15 U. S. C.§1693o-1) as amended from time to time, unless the remittance transfer is an electronic fund transfer as defined in the Electronic Fund Transfer Act (15 U. S. C.§1693a) as amended from time to time.
(c) In a funds transfer to which this article applies, in the event of an inconsistency between an applicable provision of this article and an applicable provision of the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs to the extent of the inconsistency.

Structure West Virginia Code

West Virginia Code

Chapter 46. Uniform Commercial Code

Article 4A. Funds Transfers

§46-4A-101. Short Title

§46-4A-102. Subject Matter

§46-4A-103. Payment Order -- Definitions

§46-4A-104. Funds Transfer -- Definitions

§46-4A–105. Other Definitions

§46-4A–106. Time Payment Order Is Received

§46-4A-107. Federal Reserve Regulations and Operating Circulars

§46-4A-108. Relationship to Electronic Fund Transfer Act

§46-4A-201. Security Procedure

§46-4A-202. Authorized and Verified Payment Orders

§46-4A-203. Unenforceability of Certain Verified Payment Orders

§46-4A–204. Refund of Payment and Duty of Customer to Report With Respect to Unauthorized Payment Order

§46-4A-205. Erroneous Payment Orders

§46-4A-206. Transmission of Payment Order Through Funds Transfer or Other Communication System

§46-4A-207. Misdescription of Beneficiary

§46-4A-208. Misdescription of Intermediary Bank or Beneficiary's Bank

§46-4A-209. Acceptance of Payment Order

§46-4A-210. Rejection of Payment Order

§46-4A-211. Cancellation and Amendment of Payment Order

§46-4A-212. Liability and Duty of Receiving Bank Regarding Unaccepted Payment Order

§46-4A-301. Execution and Execution Date

§46-4A-302. Obligations of Receiving Bank in Execution of Payment Order

§46-4A-303. Erroneous Execution of Payment Order

§46-4A-304. Duty of Sender to Report Erroneously Executed Payment Order

§46-4A-305. Liability for Late or Improper Execution or Failure to Execute Payment Order

§46-4A-401. Payment Date

§46-4A-402. Obligation of Sender to Pay Receiving Bank

§46-4A-403. Payment by Sender to Receiving Bank

§46-4A-404. Obligation of Beneficiary's Bank to Pay and Give Notice to Beneficiary

§46-4A-405. Payment by Beneficiary's Bank to Beneficiary

§46-4A-406. Payment by Originator to Beneficiary; Discharge of Underlying Obligation

§46-4A-501. Variation by Agreement and Effect of Funds-Transfer System Rule

§46-4A-502. Creditor Process Served on Receiving Bank; Setoff by Beneficiary's Bank

§46-4A-503. Injunction or Restraining Order With Respect to Funds Transfer

§46-4A-504. Order in Which Items and Payment Orders May Be Charged to Account; Order of Withdrawals From Account

§46-4A-505. Preclusion of Objection to Debit of Customer's Account

§46-4A-506. Rate of Interest

§46-4A-507. Choice of Law