(a) No person in West Virginia shall in any manner, directly or indirectly, represent or assist any insurer not then duly licensed to transact insurance in West Virginia, in the soliciting, procuring, placing or maintenance of any insurance coverage upon or with relation to any subject of insurance resident, located, or to be performed in West Virginia, or inspect or examine any risk or collect or receive any premium on behalf of such insurer.
(b) Any person transacting insurance in violation of this section shall be personally liable to the insured for the performance of any contract between the insured and the insurer resulting from such transactions.
(c) This section shall not apply to reinsurance procured in accordance with this chapter, to excess line insurance procured pursuant to the provisions of article twelve of this chapter, to transactions exempt under the provisions of section one of article three of this chapter, or to professional services of an adjuster or attorney-at-law.
Structure West Virginia Code
§33-4-1. Compliance With Chapter Required
§33-4-2. Application of Chapter to Particular Types of Insurers
§33-4-3. Expiration of Existing Licenses
§33-4-4. Effect of Chapter on Existing Contracts
§33-4-5. Continuation of Existing Forms and Filings
§33-4-6. Effect of Repealed Laws on Existing Rights, Actions or Punishments
§33-4-7. Particular Provisions Prevail Over General Provisions
§33-4-9. Repeal of Inconsistent Provisions; Prior Law Not Revived
§33-4-11. Effective Date of Chapter
§33-4-12. Service of Process on Licensed Insurers
§33-4-13. Service of Process on Unlicensed Insurers
§33-4-15a. Credit for Reinsurance
§33-4-15b. Reinsurance Agreements; Reduction of Liability; Requirements
§33-4-17. Prohibited Interests of Officers and Directors in Certain Transactions
§33-4-18. Representation of Unlicensed Insurers Prohibited; Liability; Exceptions
§33-4-19. Domestics to Comply With Reciprocal State Laws
§33-4-21. Deceptive Sales on Military Bases Prohibited; Rules
§33-4-22. Payment for Services; Collaborative Relationship Is Not Required