The purpose of this article is to promote the public welfare by regulating insurance rates to the end that they shall not be excessive, inadequate or unfairly discriminatory, and to authorize and regulate cooperative action among insurers in rate making and in other matters within the scope of this article. Nothing in this article is intended (1) to prohibit or discourage reasonable competition, or (2) to prohibit, or encourage, except to the extent necessary to accomplish the aforementioned purpose, uniformity in insurance rates, rating systems, rating plans or practices. This article shall be liberally interpreted to carry into effect the provisions of this section.
Structure West Virginia Code
Article 20. Rates and Rating Organizations
§33-20-1. Purpose and Interpretation of Article
§33-20-4a. Biannual Rate Filings for Certain Insurance Lines
§33-20-5. Disapproval of Filings
§33-20-6. Rating Organizations
§33-20-7. Deviations From Filings
§33-20-8. Appeals by Members of or Subscribers to Rating Organization
§33-20-9. Information to Be Furnished Insureds; Hearings and Appeals of Insureds
§33-20-10. Advisory Organizations
§33-20-11. Joint Underwriting or Joint Reinsurance
§33-20-13. Rate Administration
§33-20-14. False or Misleading Information
§33-20-17. Determination of Rates on Dwellings
§33-20-18. Reduction of Premium Charges for Persons Fifty-Five Years of Age or Older