Any agent who participates directly or indirectly in effecting any insurance contract, except authorized reinsurance, upon any subject of insurance resident, located or to be performed in this state, where the insurer is not licensed to transact insurance in this state, shall be personally liable upon the contract as though such agent were the insurer thereof. This section shall not apply to excess line insurance procured in the manner provided in article twelve-c of this chapter, nor to ocean marine insurance or marine protection and indemnity insurance.
Structure West Virginia Code
Article 12. Insurance Producers and Solicitors
§33-12-4. Exceptions to Licensing
§33-12-5. Application for Examination
§33-12-6. Application for License
§33-12-6a. Residency–individuals–agencies
§33-12-6b. Licensing of Agencies
§33-12-7. Board of Insurance Agent Education
§33-12-8. Continuing Education Required
§33-12-8a. Producer Training for Long-Term Care Products; Record Retention Requirements
§33-12-12. Nonresident Licensing
§33-12-13. Agent Resident in Contiguous Municipalities
§33-12-14. Exemption From Examination
§33-12-16. Temporary Licensing
§33-12-17. Expiration of License; Renewal
§33-12-19. Solicitor to Act Only Through Appointed Agent
§33-12-20. Personal Liability of Agent
§33-12-21. Coverage Must Be Placed With a Solvent Insurer
§33-12-22. Person Soliciting Insurance Is Agent of Insurer
§33-12-23. Payment of Commissions
§33-12-24. Revocation, Suspension or Refusal to Renew License; Penalty
§33-12-25. Termination of Authority to Represent Insurer
§33-12-27. Payment of Commissions Under Assigned Risk Plan
§33-12-28. Service Representative Permit
§33-12-29. Notice of Hearing Before the Commissioner; Failure to Appear; Entry of Orders; Appeal
§33-12-30. Termination of Contractual Relationship Prohibited
§33-12-31. Termination of Contractual Relationship; Continuation of Certain Commissions; Exceptions
§33-12-32. Limited Licenses for Rental Companies
§33-12-32a. Exemption for Portable Electronics
§33-12-32b. Travel Insurance Entity Producer Limited License Act
§33-12-34. Reporting of Actions
§33-12-37. Authorization for Criminal History Record Check; Fees; Rules