West Virginia Code
Article 6F. Peer-to-Peer Car Sharing Programs
§17A-6F-9. Insurable Interest

(a) Notwithstanding any other law, statute, rule, or regulation to the contrary, a peer-to-peer car sharing program has an insurable interest in a shared vehicle during the car sharing period.
(b) Nothing in this section creates liability on a peer-to-peer car sharing program to maintain the coverage mandated by this article.
(c) A peer-to-peer car sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:
(1) Liabilities assumed by the peer-to-peer car sharing program under a peer-to-peer car sharing program agreement;
(2) Any liability of the shared vehicle owner;
(3) Damage or loss to the shared motor vehicle; or
(4) Any liability of the shared vehicle driver.

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