(1) condition the extension of credit to a consumer on such consumer’s repayment by means of preauthorized electronic fund transfers; or
(2) require a consumer to establish an account for receipt of electronic fund transfers with a particular financial institution as a condition of employment or receipt of a government benefit.
Structure US Code
CHAPTER 41— CONSUMER CREDIT PROTECTION
SUBCHAPTER VI— ELECTRONIC FUND TRANSFERS
§ 1693. Congressional findings and declaration of purpose
§ 1693c. Terms and conditions of transfers
§ 1693d. Documentation of transfers
§ 1693e. Preauthorized transfers
§ 1693h. Liability of financial institutions
§ 1693i. Issuance of cards or other means of access
§ 1693j. Suspension of obligations
§ 1693k. Compulsory use of electronic fund transfers
§ 1693l–1. General-use prepaid cards, gift certificates, and store gift cards
§ 1693o. Administrative enforcement
§ 1693o–1. Remittance transfers
§ 1693o–2. Reasonable fees and rules for payment card transactions