Sec. 862.054. FIRE INSURANCE: BREACH BY INSURED; PERSONAL PROPERTY COVERAGE. Unless the breach or violation contributed to cause the destruction of the property, a breach or violation by the insured of a warranty, condition, or provision of a fire insurance policy or contract of insurance on personal property, or of an application for the policy or contract:
(1) does not render the policy or contract void; and
(2) is not a defense to a suit for loss.
Added by Acts 2001, 77th Leg., ch. 1419, Sec. 1, eff. June 1, 2003.
Structure Texas Statutes
Title 6 - Organization of Insurers and Related Entities
Subtitle D - Casualty Companies
Chapter 862 - Fire and Marine Insurance Companies
Subchapter B. Insurance Coverage Provided by Fire and Marine Insurance Companies
Section 862.051. Kinds of Insurance Authorized
Section 862.052. Prohibitions Relating to Life Insurance and Life Insurance Companies
Section 862.053. Fire Insurance: Total Loss of Real Property
Section 862.054. Fire Insurance: Breach by Insured; Personal Property Coverage
Section 862.055. Fire Insurance: Interest of Mortgagee or Trustee