Texas Statutes
Subchapter B. Retail Installment Contract
Section 345.054. Time Price Differential for Contract

Sec. 345.054. TIME PRICE DIFFERENTIAL FOR CONTRACT. A retail installment contract may provide for:
(1) any amount of time price differential permitted under Section 345.055, 345.056, 345.057, or 345.058; or
(2) any rate of time price differential not exceeding a yield permitted under Section 345.055, 345.056, 345.057, or 345.058.
Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Structure Texas Statutes

Texas Statutes

Finance Code

Title 4 - Regulation of Interest, Loans, and Financed Transactions

Subtitle B - Loans and Financed Transactions

Chapter 345 - Retail Installment Sales

Subchapter B. Retail Installment Contract

Section 345.051. Retail Installment Contract General Requirements

Section 345.052. Contents of Contract

Section 345.053. Disclosure of Promise to Compensate for Referral

Section 345.054. Time Price Differential for Contract

Section 345.055. Time Price Differential for Contract Payable in Equal Monthly Payments

Section 345.056. Use of Optional Ceiling

Section 345.057. Time Price Differential for Other Contracts

Section 345.058. Minimum Time Price Differential for Contract

Section 345.059. Principal Balance Computation

Section 345.060. Charges for Default in Payment of Installment

Section 345.061. Charges for Collecting Debt

Section 345.062. Acceleration of Debt Maturity

Section 345.063. Requirements for Contract That Is More Than One Document

Section 345.064. Completion of Contract

Section 345.065. Delivery of Copy of Contract

Section 345.066. Buyer's Right to Rescind Contract

Section 345.067. Buyer's Acknowledgment of Delivery of Contract Copy

Section 345.068. Bailment or Lease as Retail Installment Transaction

Section 345.069. Deferment of Installment

Section 345.070. Amendment of Contract

Section 345.071. Confirmation of Amendment

Section 345.072. Contract After Amendment

Section 345.073. Prepayment of Contract

Section 345.074. Refund Credit on Prepayment

Section 345.075. Amount of Refund Credit for Monthly Installment Contract

Section 345.076. Amount of Refund Credit for Other Contracts

Section 345.077. Reinstatement of Contract

Section 345.078. Consolidation of Contracts

Section 345.079. Allocation of Payments on Consolidation of Contracts

Section 345.080. Obligation Under More Than One Contract

Section 345.081. Certificate of Completion or Satisfaction of Contract

Section 345.082. Statement of Payments and Amount Due Under Contract

Section 345.083. Receipt for Cash Payment

Section 345.084. Debt Cancellation Agreement