Sec. 303.017. VARIOUS CHARGES ON CONSUMER LOANS MADE BY PARTICULAR LENDERS. Notwithstanding Section 342.005, a bank, savings association, savings bank, or credit union making a loan primarily for personal, family, or household use under authority of this chapter may charge all reasonable expenses and fees incurred in connection with making, closing, disbursing, extending, readjusting, or renewing a loan not secured by real property, whether or not those expenses or fees are paid to third parties. Those reasonable expenses and fees paid to third parties are not interest.
Added by Acts 2005, 79th Leg., Ch. 1018 (H.B. 955), Sec. 2.03, eff. September 1, 2005.
Structure Texas Statutes
Title 4 - Regulation of Interest, Loans, and Financed Transactions
Chapter 303 - Optional Rate Ceilings
Subchapter A. Rate Ceilings: Applicability, Computation, and Publication
Section 303.001. Use of Ceilings
Section 303.002. Weekly Ceiling
Section 303.003. Computation of Weekly Ceiling
Section 303.004. Monthly Ceiling
Section 303.005. Computation of Monthly Ceiling
Section 303.006. Quarterly Ceiling
Section 303.007. Annualized Ceiling
Section 303.008. Computation of Quarterly and Annualized Ceiling
Section 303.009. Maximum and Minimum Weekly, Monthly, Quarterly, or Annualized Ceiling
Section 303.010. Computation of Ceiling if Information Unavailable
Section 303.011. Publication of Rate Ceilings
Section 303.012. Judicial Notice
Section 303.013. Determination of Ceiling for Contract to Renew or Extend Debt Payment
Section 303.014. Rate for Lender Credit Card Agreement With Merchant Discount
Section 303.015. Variable Rate
Section 303.016. Charging of Rate Lower Than Agreed Rate
Section 303.017. Various Charges on Consumer Loans Made by Particular Lenders