Sec. 20.22. APPLICABILITY; CONFLICT OF LAW. (a) This subchapter does not apply to the use of a protected consumer's consumer report or record by:
(1) a person administering a credit file monitoring subscription service to which:
(A) the protected consumer has subscribed; or
(B) the representative of the protected consumer has subscribed on behalf of the protected consumer;
(2) a person providing the protected consumer or the protected consumer's representative with a copy of the protected consumer's consumer report on request of the protected consumer or the protected consumer's representative;
(3) a consumer reporting agency with respect to a database or file that consists entirely of information concerning, and is used solely for, one or more of the following:
(A) criminal history record information;
(B) personal loss history information;
(C) fraud prevention or detection;
(D) tenant screening; or
(E) employment screening; or
(4) an entity described by Section 20.038(11), (12), or (13).
(b) To the extent of a conflict between a provision of this subchapter relating to a protected consumer and another provision of this chapter, this subchapter controls.
Added by Acts 2013, 83rd Leg., R.S., Ch. 64 (S.B. 60), Sec. 1, eff. January 1, 2014.
Structure Texas Statutes
Title 2 - Competition and Trade Practices
Chapter 20 - Regulation of Consumer Credit Reporting Agencies
Subchapter E. Security Freeze for Child
Section 20.22. Applicability; Conflict of Law
Section 20.23. Proof of Authority and Identification
Section 20.24. Use of Record to Consider Creditworthiness or for Other Purposes Prohibited
Section 20.25. Request to Place a Security Freeze; Creation of Record
Section 20.26. Release of Consumer Report Prohibited
Section 20.27. Period of Security Freeze
Section 20.28. Removal of Security Freeze