Sec. 1952.058. LOSS CONTROL INFORMATION AND SERVICES REQUIRED. (a) An insurer must provide loss control information as a prerequisite to writing commercial automobile liability insurance in this state.
(b) The insurer shall provide to the insurer's policyholders loss control information reasonably commensurate with the risks, exposures, and experience of the insured's business. To provide loss control information or services, the insurer may:
(1) employ qualified personnel;
(2) retain qualified independent contractors;
(3) contract with the policyholder to provide qualified loss control personnel and services; or
(4) use a combination of methods described by this subsection.
(c) If there is evidence that an insurer is not providing reasonable loss control information or is not using that information in a reasonable manner to reduce losses, the commissioner shall order a hearing to determine whether the insurer is in compliance with this section. If the commissioner determines that the insurer is not in compliance, the commissioner may impose any sanction authorized by Chapter 82.
(d) An insurer or an agent or employee of the insurer is not liable, and a cause of action does not arise against the insurer, agent, or employee, for any accident based on the allegation that the accident was caused or could have been prevented by a program, information, inspection, or other activity or service undertaken by the insurer for the prevention of accidents in connection with operations of the insured. The immunity provided by this subsection does not affect the liability of an insurer for compensation or as otherwise provided in an insurance policy.
(e) Loss control information an insurer provides to an insured under this section is not subject to discovery and is not admissible as evidence in any civil proceeding.
(f) The commissioner, after holding a public hearing on the proposed rules, may adopt reasonable rules for the enforcement of this section.
Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 2, eff. April 1, 2007.
Structure Texas Statutes
Title 10 - Property and Casualty Insurance
Subtitle C - Automobile Insurance
Chapter 1952 - Policy Provisions and Forms for Automobile Insurance
Subchapter B. Policy Forms and Provisions in General
Section 1952.051. Policy Forms for Automobile Insurance
Section 1952.0515. Required Coverage
Section 1952.052. Use of Previously Approved or Adopted Policy Forms Authorized
Section 1952.053. Withdrawal of Approval
Section 1952.054. Required Disclosures Regarding Short-Term Policies
Section 1952.055. Certificate of Insurance as Substitute for Insurance Policy
Section 1952.056. Required Provision: Coverage for Certain Spouses
Section 1952.057. Prohibited Provision: Payment on Conviction for Drug Offense
Section 1952.058. Loss Control Information and Services Required
Section 1952.059. Required Provision: Coverage for Certain Vehicles Acquired During Policy Term