Sec. 1201.002. PURPOSE. The purpose of this chapter is to:
(1) provide for reasonable standardization, readability, and simplification of terms and coverages in individual accident and health insurance policies;
(2) promote public understanding of coverages;
(3) eliminate provisions in individual accident and health insurance policies that may be unjust, unfair, misleading, or unreasonably confusing in connection with:
(A) the purchase of coverage; or
(B) the settlement of claims; and
(4) provide for full and fair disclosure in sales of accident and health coverage.
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 3, eff. April 1, 2005.
Structure Texas Statutes
Title 8 - Health Insurance and Other Health Coverages
Subtitle A - Health Coverage in General
Chapter 1201 - Accident and Health Insurance
Subchapter A. General Provisions
Section 1201.003. Applicability of Chapter
Section 1201.004. Construction of Chapter
Section 1201.005. References to Chapter
Section 1201.006. Rulemaking Authority
Section 1201.007. Notice and Hearing
Section 1201.008. Judicial Review
Section 1201.009. Nonconforming Policy
Section 1201.010. Third-Party Ownership of Policy
Section 1201.012. Defense of Claim
Section 1201.013. Programs Promoting Disease Prevention, Wellness, and Health