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Subchapter A. General Provisions
Section 393.001. Definitions - Sec. 393.001. DEFINITIONS. In this chapter: (1) "Consumer" means an...
Section 393.002. Persons Not Covered - Sec. 393.002. PERSONS NOT COVERED. (a) This chapter does not...
Section 393.003. Waiver Void - Sec. 393.003. WAIVER VOID. A waiver of a provision of...
Subchapter B. Registration and Disclosure Statements
Section 393.101. Registration Statement - Sec. 393.101. REGISTRATION STATEMENT. (a) Before conducting business in this...
Section 393.102. Update of Registration Statement - Sec. 393.102. UPDATE OF REGISTRATION STATEMENT. A credit services organization...
Section 393.103. Inspection of Registration Statement - Sec. 393.103. INSPECTION OF REGISTRATION STATEMENT. A credit services organization...
Section 393.104. Filing Fee - Sec. 393.104. FILING FEE. The secretary of state may charge...
Section 393.105. Disclosure Statement - Sec. 393.105. DISCLOSURE STATEMENT. Before executing a contract with a...
Section 393.106. Copy of Disclosure Statement - Sec. 393.106. COPY OF DISCLOSURE STATEMENT. A credit services organization...
Subchapter C. Contract for Services
Section 393.201. Form and Terms of Contract - Sec. 393.201. FORM AND TERMS OF CONTRACT. (a) Each contract...
Section 393.202. Notice of Cancellation - Sec. 393.202. NOTICE OF CANCELLATION. (a) The contract must conspicuously...
Section 393.203. Issuance of Contract and Other Documents - Sec. 393.203. ISSUANCE OF CONTRACT AND OTHER DOCUMENTS. A credit...
Section 393.204. Breach of Contract - Sec. 393.204. BREACH OF CONTRACT. The breach by a credit...
Subchapter C. -1. Notice and Disclosure Requirements for Certain Credit Services Organizations
Section 393.221. Definitions - Sec. 393.221. DEFINITIONS. In this subchapter: (1) "Credit access business"...
Section 393.222. Posting of Fee Schedule; Notices - Sec. 393.222. POSTING OF FEE SCHEDULE; NOTICES. (a) A credit...
Section 393.223. Consumer Transaction Information - Sec. 393.223. CONSUMER TRANSACTION INFORMATION. (a) Before performing services described...
Section 393.224. Administrative Penalty - Sec. 393.224. ADMINISTRATIVE PENALTY. The consumer credit commissioner, in accordance...
Subchapter D. Prohibitions and Restrictions
Section 393.301. Representative - Sec. 393.301. REPRESENTATIVE. In this subchapter, a representative of a...
Section 393.302. Charge or Receipt of Consideration Before Completion of Services - Sec. 393.302. CHARGE OR RECEIPT OF CONSIDERATION BEFORE COMPLETION OF...
Section 393.303. Charge or Receipt of Consideration for Referral - Sec. 393.303. CHARGE OR RECEIPT OF CONSIDERATION FOR REFERRAL. A...
Section 393.304. False or Misleading Representation or Statement - Sec. 393.304. FALSE OR MISLEADING REPRESENTATION OR STATEMENT. A credit...
Section 393.305. Fraudulent or Deceptive Conduct - Sec. 393.305. FRAUDULENT OR DECEPTIVE CONDUCT. A credit services organization...
Section 393.306. Advertising Services Without Filing Registration Statement - Sec. 393.306. ADVERTISING SERVICES WITHOUT FILING REGISTRATION STATEMENT. A credit...
Section 393.307. Causing Waiver Prohibited - Sec. 393.307. CAUSING WAIVER PROHIBITED. A credit services organization may...
Subchapter E. Surety Bond; Surety Account
Section 393.401. Surety Bond - Sec. 393.401. SURETY BOND. (a) The surety bond of a...
Section 393.402. Surety Account - Sec. 393.402. SURETY ACCOUNT. (a) The surety account of a...
Section 393.403. Amount of Surety Bond or Account - Sec. 393.403. AMOUNT OF SURETY BOND OR ACCOUNT. The surety...
Section 393.404. Beneficiary of Surety Bond or Account - Sec. 393.404. BENEFICIARY OF SURETY BOND OR ACCOUNT. The surety...
Section 393.405. Claim Against Surety Bond or Account - Sec. 393.405. CLAIM AGAINST SURETY BOND OR ACCOUNT. (a) A...
Section 393.406. Term of Surety Bond or Account - Sec. 393.406. TERM OF SURETY BOND OR ACCOUNT. The surety...
Section 393.407. Payment of Money in Surety Account to Credit Services Organization - Sec. 393.407. PAYMENT OF MONEY IN SURETY ACCOUNT TO CREDIT...
Subchapter F. Criminal Penalties and Civil Remedies
Section 393.501. Criminal Penalty - Sec. 393.501. CRIMINAL PENALTY. (a) A person commits an offense...
Section 393.502. Injunctive Relief - Sec. 393.502. INJUNCTIVE RELIEF. A district court on the application...
Section 393.503. Damages - Sec. 393.503. DAMAGES. (a) A consumer injured by a violation...
Section 393.504. Deceptive Trade Practice - Sec. 393.504. DECEPTIVE TRADE PRACTICE. A violation of this chapter...
Section 393.505. Statute of Limitations - Sec. 393.505. STATUTE OF LIMITATIONS. An action under Section 393.503...
Subchapter G. Licensing and Regulation of Certain Credit Services Organizations
Section 393.601. Definitions - Sec. 393.601. DEFINITIONS. In this subchapter: (1) "Commissioner" means the...
Section 393.602. Applicability - Sec. 393.602. APPLICABILITY. (a) This subchapter applies only to a...
Section 393.603. License Required - Sec. 393.603. LICENSE REQUIRED. A credit services organization must obtain...
Section 393.604. Application for License - Sec. 393.604. APPLICATION FOR LICENSE. (a) An application for a...
Section 393.605. Bond - Sec. 393.605. BOND. (a) If the commissioner requires, an applicant...
Section 393.606. Investigation of Application - Sec. 393.606. INVESTIGATION OF APPLICATION. On the filing of an...
Section 393.607. Approval or Denial of Application - Sec. 393.607. APPROVAL OR DENIAL OF APPLICATION. (a) The commissioner...
Section 393.608. Disposition of Fees on Denial of Application - Sec. 393.608. DISPOSITION OF FEES ON DENIAL OF APPLICATION. If...
Section 393.6085. License Term - Sec. 393.6085. LICENSE TERM. A license issued under this chapter...
Section 393.609. Name and Place of License - Sec. 393.609. NAME AND PLACE OF LICENSE. (a) A license...
Section 393.610. License Display - Sec. 393.610. LICENSE DISPLAY. A license holder shall display a...
Section 393.611. Minimum Assets for License - Sec. 393.611. MINIMUM ASSETS FOR LICENSE. A license holder shall...
Section 393.6115. Grounds for Refusal to Renew - Sec. 393.6115. GROUNDS FOR REFUSAL TO RENEW. The commissioner may...
Section 393.612. License Fee - Sec. 393.612. LICENSE FEE. Not later than the 30th day...
Section 393.613. Expiration of License on Failure to Pay Fee - Sec. 393.613. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE....
Section 393.614. License Suspension or Revocation - Sec. 393.614. LICENSE SUSPENSION OR REVOCATION. (a) After notice and...
Section 393.615. License Suspension or Revocation Filed With Public Records - Sec. 393.615. LICENSE SUSPENSION OR REVOCATION FILED WITH PUBLIC RECORDS....
Section 393.616. Reinstatement of Suspended License; Issuance of New License After Revocation - Sec. 393.616. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE...
Section 393.617. Surrender of License - Sec. 393.617. SURRENDER OF LICENSE. A license holder may surrender...
Section 393.618. Effect of License Suspension, Revocation, or Surrender - Sec. 393.618. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER. (a)...
Section 393.619. Moving an Office - Sec. 393.619. MOVING AN OFFICE. (a) A license holder shall...
Section 393.620. Transfer or Assignment of License - Sec. 393.620. TRANSFER OR ASSIGNMENT OF LICENSE. A license may...
Section 393.621. Administration - Sec. 393.621. ADMINISTRATION. The office shall administer this subchapter. Added...
Section 393.622. Rules - Sec. 393.622. RULES. (a) The finance commission may: (1) adopt...
Section 393.623. Providing or Advertising Services Without License Prohibited - Sec. 393.623. PROVIDING OR ADVERTISING SERVICES WITHOUT LICENSE PROHIBITED. A...
Section 393.624. Restrictions on Off-Site Advertising - Sec. 393.624. RESTRICTIONS ON OFF-SITE ADVERTISING. (a) A credit access...
Section 393.625. Military Borrowers - Sec. 393.625. MILITARY BORROWERS. An extension of consumer credit described...
Section 393.626. Debt Collection Practices - Sec. 393.626. DEBT COLLECTION PRACTICES. A violation of Chapter 392...
Section 393.627. Quarterly Report to Commissioner - Sec. 393.627. QUARTERLY REPORT TO COMMISSIONER. A credit access business...
Section 393.628. Texas Financial Education Endowment - Sec. 393.628. TEXAS FINANCIAL EDUCATION ENDOWMENT. (a) As part of...