Texas Statutes
Title 5 - Protection of Consumers of Financial Services
Chapter 392 - Debt Collection

Subchapter A. General Provisions

Section 392.001. Definitions - Sec. 392.001. DEFINITIONS. In this chapter: (1) "Consumer" means an...

Subchapter B. Surety Bond

Section 392.101. Bond Requirement - Sec. 392.101. BOND REQUIREMENT. (a) A third-party debt collector or...

Section 392.102. Claim Against Bond - Sec. 392.102. CLAIM AGAINST BOND. A person who claims against...

Subchapter C. Information in Files of Credit Bureau or Debt Collector

Section 392.201. Report to Consumer - Sec. 392.201. REPORT TO CONSUMER. Not later than the 45th...

Section 392.202. Correction of Third-Party Debt Collector's or Credit Bureau's Files - Sec. 392.202. CORRECTION OF THIRD-PARTY DEBT COLLECTOR'S OR CREDIT BUREAU'S...

Subchapter D. Prohibited Debt Collection Methods

Section 392.301. Threats or Coercion - Sec. 392.301. THREATS OR COERCION. (a) In debt collection, a...

Section 392.302. Harassment; Abuse - Sec. 392.302. HARASSMENT; ABUSE. In debt collection, a debt collector...

Section 392.303. Unfair or Unconscionable Means - Sec. 392.303. UNFAIR OR UNCONSCIONABLE MEANS. (a) In debt collection,...

Section 392.304. Fraudulent, Deceptive, or Misleading Representations - Sec. 392.304. FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS. (a) Except as...

Section 392.305. Deceptive Use of Credit Bureau Name - Sec. 392.305. DECEPTIVE USE OF CREDIT BUREAU NAME. A person...

Section 392.306. Use of Independent Debt Collector - Sec. 392.306. USE OF INDEPENDENT DEBT COLLECTOR. A creditor may...

Section 392.307. Collection of Certain Consumer Debt by Debt Buyers - Sec. 392.307. COLLECTION OF CERTAIN CONSUMER DEBT BY DEBT BUYERS....

Subchapter E. Defense, Criminal Penalty, and Civil Remedies

Section 392.401. Bona Fide Error - Sec. 392.401. BONA FIDE ERROR. A person does not violate...

Section 392.402. Criminal Penalty - Sec. 392.402. CRIMINAL PENALTY. (a) Except as provided by Subsection...

Section 392.403. Civil Remedies - Sec. 392.403. CIVIL REMEDIES. (a) A person may sue for:...

Section 392.404. Remedies Under Other Law - Sec. 392.404. REMEDIES UNDER OTHER LAW. (a) A violation of...