South Dakota Codified Laws
Chapter 28 - Separate Life Insurance And Annuity Accounts
Section 58-28-28 - Grace, reinstatement, and nonforfeiture provisions required.

58-28-28. Grace, reinstatement, and nonforfeiture provisions required.
Any individual variable life insurance or annuity contracts delivered or issued for delivery in this state shall contain grace, reinstatement, and nonforfeiture provisions appropriate to such a contract.

Source: SL 1971, ch 266, §5; SL 1977, ch 412, §21.

Structure South Dakota Codified Laws

South Dakota Codified Laws

Title 58 - Insurance

Chapter 28 - Separate Life Insurance And Annuity Accounts

Section 58-28-13 - Life insurers authorized to establish separate accounts--Allocations to provide insurance or annuities.

Section 58-28-14 - Approval required to maintain guaranteed benefits and funds in separate account.

Section 58-28-15 - Securities in which investment authorized--Not considered in applying company's investment limitations.

Section 58-28-16 - Gains and losses from allocated assets credited or charged to separate account.

Section 58-28-17 - Ownership by insurer--Not a trustee.

Section 58-28-18 - Separate account not chargeable with liabilities from other business.

Section 58-28-19 - Voting and other rights accorded to beneficiaries of accounts.

Section 58-28-20 - Restrictions on transfers between accounts.

Section 58-28-21 - Valuation of assets allocated to account.

Section 58-28-22 - Valuation of portion of assets equal to reserve liability.

Section 58-28-23 - Contract to state procedure for determining amount of variable benefits.

Section 58-28-24 - Statement included as to variability of benefits.

Section 58-28-24.1 - Right of annuitant to cancel--Refund by insurer.

Section 58-28-24.2 - Issuance of policies by insurance company or fraternal benefit society--Delivery receipts--Certificates of mailing--Term of retention.

Section 58-28-25 - Approval by director required for variable contracts.

Section 58-28-26 - Factors considered by director in examining variable contracts.

Section 58-28-27 - Affiliated insurer measured by factors applicable to parent.

Section 58-28-28 - Grace, reinstatement, and nonforfeiture provisions required.

Section 58-28-29 - Actuarial standards for reserve liability on variable contracts.

Section 58-28-30 - General insurance law applicable--Exceptions.

Section 58-28-31 - Regulation of variable contracts by director--Rules--Review of contracts--Disclosure document.

Section 58-28-32 - Deferment of variable death benefits payment--Time period--State of emergency.

Section 58-28-33 - Promulgation of rules relating to variable life insurance policies--Uniformity--Limitations.