South Dakota Codified Laws
Chapter 10 - Insurable Interest
Section 58-10-8 - Insurable interest in property defined.

58-10-8. Insurable interest in property defined.
"Insurable interest" as used in §§58-10-7 and 58-10-9 means any actual, lawful, and substantial economic interest in the safety or preservation of the subject of the insurance free from loss, destruction, or pecuniary damage or impairment.

Source: SL 1966, ch 111, ch 22, §6 (2).

Structure South Dakota Codified Laws

South Dakota Codified Laws

Title 58 - Insurance

Chapter 10 - Insurable Interest

Section 58-10-1 - Application to all insurance and annuity contracts--Exceptions.

Section 58-10-2 - Policy defined.

Section 58-10-3 - Procurement of insurance on own life or body for benefit of another--Interest required for insurance on life or body of another.

Section 58-10-4 - Insurable interest in personal insurance defined.

Section 58-10-5 - Insurance benefits recoverable from beneficiary without insurable interest.

Section 58-10-6 - Consent of insured required for life or health insurance on an individual.

Section 58-10-6.1 - Assignment of incidents of ownership under life insurance policy--Assignment before July 1, 1989, enforceable.

Section 58-10-7 - Insurance of property--Insurable interest required.

Section 58-10-8 - Insurable interest in property defined.

Section 58-10-9 - Measure of insurable interest in property.

Section 58-10-10 - Insurance against fire, tornado, or lightning--Measure of damages where property wholly destroyed.

Section 58-10-11 - Change of property interest on death of insured.

Section 58-10-12 - Transfer of property interest between joint insureds.

Section 58-10-13 - Trust defined.

Section 58-10-14 - Business trust defined.

Section 58-10-15 - Trust to be governed by South Dakota law.

Section 58-10-16 - Retroactive effect of statutory provisions regarding trusts.

Section 58-10-17 - Creation of entity to purchase, hold, or administer insurance contract on life of individual settlor.