54-16-2. Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.
A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative:
(1)Submits the request to the agency in the manner specified by the agency;
(2)Provides to the agency sufficient proof of identification of the protected consumer and the representative;
(3)Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and
(4)Pays to the agency a fee as provided in §54-16-9.
If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.
Source: SL 2016, ch 230, §2.
Structure South Dakota Codified Laws
Title 54 - Debtor and Creditor
Chapter 16 - Credit Reporting Security Freeze For Protected Consumers
Section 54-16-1 - Definitions.
Section 54-16-3 - Application of chapter.
Section 54-16-4 - Time for placing security freeze.
Section 54-16-5 - Release of report or information prohibited.
Section 54-16-6 - Duration of security freeze.
Section 54-16-7 - Request for removal of security freeze.
Section 54-16-8 - Time for removal of security freeze upon request.
Section 54-16-9 - Fees of consumer reporting agency.
Section 54-16-10 - Removal of security freeze based on material misrepresentation.